NOT LISTED FOR SALE

409 San Bernabe Dr Monterey, CA 93940

Monterey Vista Neighborhood

Estimated Value: $1,499,000 - $1,680,000

4 Beds
2.5 Baths
2,757 Sq Ft
$571/Sq Ft Est. Value

Sale Details

Date Sold: September 8, 2021

Last sale price $1,452,000 $527 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $9,245 / mo

3 Days on Market

Highlights

  • Primary Bedroom Suite
  • Deck
  • Wood Flooring
  • Monterey High School Rated A
  • Forest View
  • Jetted Tub in Primary Bathroom

About This Home

As of September 2021

Spacious, renovated and filled with natural light, this home feels secluded and private on its wooded lot yet is a stroll to dining, groceries, shops, movie theaters and more. A 2008 renovation doubled the home's size, creating plenty of space for optional living configurations. Two primary BR suites are on two separate floors. Office has its own exterior entrance and there is room to add a closet if a 5th bedroom is needed. Open plan main living space with easy flow between separate dining room, living room and kitchen. Expansive kitchen is a chefs delight with stainless steel appliances (including double ovens) and cherrywood cabinets galore. Desirable features include hardwood floors, high ceilings, recessed lights, wood-burning fireplace, oversized 2-car garage and bathrooms that include jetted tubs, limestone tiles, & a heated towel rack. Easy access to Hwy 1, Carmel & Pebble Beach. Within walking distance are downtown Monterey and a little farther, the magnificent Monterey Bay.

Last Agent to Sell the Property

Susan Spiegel

KW Coastal Estates License #01469814 Listed on: 08/05/2021

KW Coastal Estates

Last Buyer's Agent

Thomas Keratzes

Coldwell Banker Realty License #02067223

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Year Built

  • 1968

Lot Details

  • 12,201 Sq Ft Lot
  • Gentle Sloping Lot
  • Grass Covered Lot
  • Back Yard

Parking

  • 2 Car Attached Garage
  • On-Street Parking
  • Off-Street Parking

Property Views

  • Forest
  • Neighborhood

Home Design

  • Pillar, Post or Pier Foundation
  • Shingle Roof
  • Concrete Perimeter Foundation
  • Quake Bracing

Interior Spaces

  • 2,757 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Wood Burning Fireplace
  • Formal Dining Room
  • Den
  • Storage Room
  • Crawl Space

Kitchen

  • Double Oven
  • Gas Oven
  • Gas Cooktop
  • Range Hood
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Laminate
  • Stone
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Double Master Bedroom
  • Walk-In Closet
  • Remodeled Bathroom
  • Bathroom on Main Level
  • Stone Countertops In Bathroom
  • Dual Sinks
  • Dual Flush Toilets
  • Jetted Tub in Primary Bathroom
  • Bathtub with Shower
  • Bathtub Includes Tile Surround

Laundry

  • Laundry in unit
  • Washer and Dryer

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating System
  • Vented Exhaust Fan
  • Water Filtration System

Home Details

Home Type

Single Family

Year Built

1968

Lot Details

0.28 Acres

Parking

2

Listing Details

  • Zoning: R1
  • Subclass: Single Family Home
  • Style: Ranch
  • Listing Class: Residential
  • Structure Sq Ft: 2757
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1968

Interior Features

  • Family Room: No Family Room
  • Fireplace: Wood Burning
  • Dining Room: Formal Dining Room
  • Kitchen: Cooktop - Gas, Countertop - Stone, Dishwasher, Exhaust Fan, Garbage Disposal, Hood Over Range, Oven - Double, Oven - Gas, Refrigerator
  • Fireplace: Yes
  • Living Sq Ft: 2757
  • Stories: 1
  • Bedrooms: Ground Floor Bedroom, Primary Bedroom On Ground Floor, Primary Suite / Retreat, More Than One Bedroom On Ground Floor, More Than One Primary Bedroom, Walk-In Closet
  • Laundry: Inside, Washer / Dryer
  • Flooring: Hardwood, Laminate, Stone, Tile
  • Additional Rooms: Den / Study / Office, Storage
  • Fireplaces Min: 1
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Bathroom: Double Sinks, Dual Flush Toilet, Full On Ground Floor, Half On Ground Floor, Primary - Tub With Jets, Showers Over Tubs - 2+, Stone, Tile, Updated Bath

Exterior Features

  • Foundation: Concrete Perimeter, Concrete Perimeter And Slab, Crawl Space, Post And Pier, Quake Bracing
  • Roof: Shingle
  • View: Forest / Woods, Neighborhood
  • Yard/Grounds: Back Yard, Deck, Low Maintenance

Garage/Parking

  • Garage Spaces: 2
  • Garage Parking Features: Attached Garage, Off-Street Parking, On Street

Utilities

  • Heating System: Central Forced Air - Gas
  • Sewer/Septic System: Sewer Connected

Association/Amenities

  • Amenities Miscellaneous: High Ceiling, Walk-In Closet

Lot Info

  • Lot Description: Grade - Gently Sloped
  • Lot Acres: 0.2801
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 12200.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 12200.00

Multi Family

  • Utilities: Public Utilities

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 29, 2022
Sold by
Fitch Schaefer Charles
Bought by
Charles And Marie Schaefer 2015 Revocable Tru
Current Estimated Value
$1,575,236

Purchase Details

Listed on
Aug 5, 2021
Closed on
Sep 1, 2021
Sold by
Congo Frank P and Congo Elizabeth B
Bought by
Schaefer Charles Fitch and Schaefer Marie Antionette
Seller's Agent
Susan Spiegel
KW Coastal Estates
Buyer's Agent
Thomas Keratzes
Coldwell Banker Realty
List Price
$1,379,000
Sold Price
$1,452,000
Premium/Discount to List
$73,000
5.29%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.79%
Original Mortgage
$1,000,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 30, 2008
Sold by
Congo Frank P and Congo Elizabeth B
Bought by
Congo Frank P and Congo Elizabeth B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 24, 2008
Sold by
Congo Frank P and Congo Elizabeth B
Bought by
Congo Frank P and Congo Elizabeth B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 8, 2006
Sold by
Congo Frank P and Congo Elizabeth B
Bought by
Congo Frank P and Congo Elizabeth B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
6.56%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 2, 2002
Sold by
Congo Frank Paul and Congo Elizabeth Barton
Bought by
Congo Frank P and Congo Elizabeth B

Purchase Details

Closed on
Jun 9, 1999
Sold by
Chung Young H and Chung Jeanne B
Bought by
Congo Frank Paul and Congo Elizabeth Barton

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,000
Interest Rate
7.05%

Purchase Details

Closed on
May 25, 1997
Sold by
Haviside Elizabeth B
Bought by
Chung Young H and Chung Jeanne B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
8.13%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Charles And Marie Schaefer 2015 Revocable Tru -- Law Offices Of William R Fishm
Schaefer Charles Fitch $1,452,000 Chicago Title Company
Congo Frank P -- First American Title
Congo Frank P -- First American Title
Congo Frank P -- First American Title Company
Congo Frank P -- First American Title Co
Congo Frank P -- First American Title Co
Congo Frank P -- --
Congo Frank Paul $399,000 Old Republic Title Company
Chung Young H $300,000 Old Republic Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Schaefer Charles Fitch $1,000,000
Previous Owner Congo Frank P $417,000
Previous Owner Congo Frank P $417,000
Previous Owner Congo Frank P $500,000
Previous Owner Congo Frank Paul $280,000
Previous Owner Chung Young H $165,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/08/2021 09/08/21 Sold $1,452,000 +5.3% $527 / Sq Ft
08/09/2021 08/09/21 Pending -- -- --
08/05/2021 08/05/21 For Sale $1,379,000 -- $500 / Sq Ft
Source: MLSListings

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,028 $941,564 $404,872 $536,692
2024 $10,028 $923,103 $396,934 $526,169
2023 $9,812 $905,003 $389,151 $515,852
2022 $15,813 $887,259 $381,521 $505,738
2021 $9,539 $1,452,000 $622,000 $830,000
2020 $9,179 $854,544 $286,688 $567,856
2019 $9,554 $837,789 $281,067 $556,722
2018 $8,899 $797,000 $267,000 $530,000
2017 $7,994 $758,000 $254,000 $504,000
2016 $7,238 $685,000 $230,000 $455,000
2015 $6,884 $651,000 $218,000 $433,000
2014 $5,791 $546,000 $183,000 $363,000
Source: Public Records

Agents Affiliated with this Home

  • S

    Seller's Agent in 2021

    Susan Spiegel

    KW Coastal Estates

    Section Image

  • T

    Buyer's Agent in 2021

    Thomas Keratzes

    Coldwell Banker Realty

    Section Image
See All Agents

Map

Source: MLSListings

MLS Number: ML81856927

MLSListings

APN: 001-621-003-000

California Monterey County Monterey 93940 Monterey Vista

409 San Bernabe Dr, Monterey, CA

Not Listed for Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLSListings Property Information © 2026 MLSListings Inc. All rights reserved. Listing information is deemed reliable but not guaranteed. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, MLSListings Inc. The viewer acknowledges ownership and validity of its copyright. Information provided is for personal, non-commercial use by a viewer with a bona fide interest in the purchase or sale of real estate of the type being offered via this website or other electronic means. The viewer is prohibited from copying, redistributing or retransmitting any of the data or information provided by MLSListing, Inc.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.