NOT LISTED FOR SALE

409 Smith St Belmont, NC 28012

Estimated Value: $243,000 - $379,507

2 Beds
1 Bath
1,189 Sq Ft
$255/Sq Ft Est. Value

Last Sold February 14, 2022

Last sale price $359,900 $303 Per Sq Ft

Est. 16% decrease in value since last sale

Current estimated payment $1,885/month

42 Days on Market

About This Home

As of February 2022

Belmont ranch beautifully remodeled. Minutes to Belmont Abbey College/New CaroMont Hospital, Wal-Mart, I-85/I-485/Airport & Future Light Rail. Large Established Yard w/Organic Planting Beds/Garden, New Paver Patio/Firepit & Front/Side porches. New Arch Shingles/Hickory Wood Flrs. & Paint. Quartz Counters/Marble Herringbone Backsplash, Soft Close Cabinets, Built-In Sharp Microwave Drawer/Bar Fridge, Samsung French Door Fridge/Stove/Oven/Dishwasher, Undercabinet Lights, Touchless Faucet. Large Island w/Storage (front/back) & Built-In Trash/Recycle Drawer. Bath w/Dual Raised Quartz Vanity, Marble Floor, Subway Tile Shower w/Seamless Glass, Raised Height Toilet & Full-Height Mirror. Bedrooms w/Ceiling Fans. Custom Closet Shelving. Office w/Built-In Desk. New Wi-Fi Connected Hot Water Heater/Nest Thermostat/Window Roller Shades & Ring Doorbells/Ring Spotlights. Garage w/Workshop & New Carriage Door. LED Landscape Lights. Two Driveways. Dedicated 40 Amp EV Charger Circuit. No HOA.

Last Agent to Sell the Property

Mike Smedley

Mattamy Carolina Corporation License #50329 Listed on: 11/17/2021

Last Buyer's Agent

Rebecca McGrath

Cottingham Chalk License #202954

Cottingham Chalk

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,745

Year Built

1950

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Bungalow
  • Directions: From I-85 South: Take Exit 26 from I-85 South for Belmont/Mt. Holly Road. Continue on Belmont/Mt. Holly Road for 1 Mile. Turn Right onto Ferstle Avenue and then Turn Left onto Smith Street. The property will be located on your Right.
  • Lot Size: 197x204x111x216
  • New Construction: No
  • Road Surface Type: Concrete
  • Structure Type: One Story
  • Subdivision Name: Catawba Heights
  • Ratio Current Price By Acre: 491666.67
  • Restrictions: No Restrictions
  • Special Features: None
  • Year Built: 1950

Interior Features

  • Appliances: Bar Fridge, Cable Prewire, Ceiling Fan(s), Convection Oven, Electric Cooktop, Dishwasher, Disposal, Electric Oven, Electric Dryer Hookup, Electric Range, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Light Fixtures, ENERGY STAR Qualified Refrigerator, Exhaust Fan, Freezer, Plumbed For Ice Maker, Low Flow Fixtures, Microwave, Natural Gas, Oven, Refrigerator, Security System, Self Cleaning Oven, Wine Refrigerator
  • Fireplace Features: Gas Log, Great Room, Gas
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: Yes
  • Flooring: Wood
  • Interior Amenities: Attic Other, Breakfast Bar, Built Ins, Cable Available, Drop Zone, Garage Shop, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Storage Unit, Walk-In Closet(s), Window Treatments
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fixture Exception Yn: 0
  • Sq Ft Additional: 0
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1189
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Porch: Front,Side

Exterior Features

  • Roof: Shingle
  • Foundation Details: Brick/Mortar, Crawl Space
  • Construction Type: Cedar, Vinyl Siding
  • Lot Features: Creek/Stream
  • Construction Status: Complete
  • Tax Location: Mt Holly
  • Construction Type: Site Built

Garage/Parking

  • Parking Features: Detached, Driveway, Electric Vehicle Charging Station(s), Garage - 1 Car, Garage Door Opener, Parking Space - 4+
  • Main Level Garage YN: 1
  • Sq Ft Garage: 300

Utilities

  • Heating: Central, Gas Hot Air Furnace, Natural Gas
  • Laundry Features: Main Level
  • Sewer: Public Sewer
  • Water Source: Public
  • Water Heater: Electric

Condo/Co-op/Association

  • Community Features: Street Lights
  • Hoa Subject To Dues: No

Schools

  • Elementary School: Catawba Heights
  • High School: South Point (NC)
  • Middle Or Junior School: Belmont
  • HOA Subject To: None

Lot Info

  • Zoning Description: R1
  • Plat Book Slide: 8

Tax Info

  • RATIO List Price By Tax Amount: 3.06663

Multi Family

  • Unit Count: 0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 17, 2021
Closed on
Feb 14, 2022
Sold by
Edwards Matthew P
Bought by
Manolas Heather
Seller's Agent
Mike Smedley
Mattamy Carolina Corporation
Buyer's Agent
Rebecca McGrath
Cottingham Chalk
List Price
$359,900
Sold Price
$359,900
Current Estimated Value
$302,385

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$57,515
Avg. Annual Appreciation
-4.19%
Original Mortgage
$341,905
Outstanding Balance
$320,520
Interest Rate
3.56%
Mortgage Type
New Conventional
Estimated Equity
-$10,431

Purchase Details

Closed on
Jul 31, 2015
Sold by
Moss Jeremy M and Moss Stephanie M
Bought by
Edwards Matthew P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,081
Interest Rate
4.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 14, 2008
Sold by
Malotte Investments Llc
Bought by
Carolina Blue Sky Property Llc

Purchase Details

Closed on
Dec 5, 2001
Sold by
Arrowood Mary Elizabeth R and Cook Dollie Josie R
Bought by
Moss Jeremy M and Moss Stephanie M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,500
Interest Rate
7.5%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Manolas Heather $360,000 W Porter Rhoton Iii Attorney A
Edwards Matthew P $102,000 Investors Title Insurance Co
Carolina Blue Sky Property Llc $49,500 Investors Title Insurance
Moss Jeremy M $65,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Manolas Heather $341,905
Previous Owner Edwards Matthew P $104,081
Previous Owner Moss Jeremy M $96,300
Previous Owner Moss Jeremy M $66,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/14/2022 02/14/22 Sold $359,900 0.0% $303 / Sq Ft
12/30/2021 12/30/21 Pending -- -- --
12/18/2021 12/18/21 For Sale $359,900 0.0% $303 / Sq Ft
11/24/2021 11/24/21 Pending -- -- --
11/17/2021 11/17/21 For Sale $359,900 -- $303 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,745 $273,410 $25,000 $248,410
2023 $2,775 $273,410 $25,000 $248,410
2022 $1,531 $118,220 $16,500 $101,720
2021 $1,526 $117,360 $16,500 $100,860
2019 $1,452 $109,620 $16,500 $93,120
2018 $1,269 $90,655 $14,400 $76,255
2017 $1,269 $90,655 $14,400 $76,255
2016 $789 $90,655 $0 $0
2014 $497 $57,113 $13,500 $43,613
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3804853

Canopy MLS (Canopy Realtor® Association)

APN: 184407