409 Southmoreland Place Decatur, IL 62521
Southmoreland NeighborhoodEstimated payment $5,144/month
Total Views
3,073
4
Beds
3.5
Baths
4,207
Sq Ft
$153
Price per Sq Ft
Highlights
- Popular Property
- Traditional Architecture
- 2 Car Attached Garage
- Waterfront
- 2 Fireplaces
- En-Suite Primary Bedroom
About This Home
This beautifully updated 4-bedroom, 3.5-bath lakefront estate blends 1940 craftsmanship with modern elegance. Situated on a huge lot with mature trees and refined landscaping, this property offers breathtaking lake views, direct access to the water, and a rebuilt dock with boat hoist. Inside, you’ll find hardwood floors, an updated granite kitchen, new windows, and a finished basement with an extra half bath. Relax by one of two fireplaces, one in the light-filled living room and another in the cozy den with built-in bookcases—or take in panoramic lake views from the all-seasons sunroom. Upstairs, three bedrooms feature remodeled en suite bathrooms, 2 with walk-in showers and one with a jetted tub. Outdoors, enjoy the elevated playhouse overlooking the lake, patio for entertaining, fresh exterior paint and the tranquil beauty of the water just steps away. This rare lakefront retreat combines historic charm, luxurious updates, and unparalleled views—ready to enjoy for years to come.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $19,646
Year Built
- Built in 1940
Lot Details
- 0.91 Acre Lot
- Waterfront
Parking
- 2 Car Attached Garage
Home Design
- Traditional Architecture
- Asphalt Roof
- Wood Siding
Interior Spaces
- 2-Story Property
- 2 Fireplaces
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Primary Bedroom
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Gas Water Heater
Community Details
- Southmoreland Place Subdivision
Listing and Financial Details
- Assessor Parcel Number 04-12-23-403-014
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $19,832 | $210,859 | $63,530 | $147,329 |
| 2023 | $19,646 | $203,394 | $61,281 | $142,113 |
| 2022 | $18,910 | $190,894 | $56,706 | $134,188 |
| 2021 | $17,726 | $178,276 | $52,958 | $125,318 |
| 2020 | $10,666 | $111,299 | $50,428 | $60,871 |
| 2019 | $10,666 | $111,299 | $50,428 | $60,871 |
| 2018 | $9,058 | $97,212 | $36,139 | $61,073 |
| 2017 | $9,302 | $99,807 | $37,104 | $62,703 |
| 2016 | $9,491 | $100,826 | $37,483 | $63,343 |
| 2015 | $8,999 | $99,043 | $36,820 | $62,223 |
| 2014 | $8,346 | $98,062 | $36,455 | $61,607 |
| 2013 | $8,663 | $101,745 | $37,824 | $63,921 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/14/2025 08/14/25 | For Sale | $644,897 | +26.5% | $153 / Sq Ft |
| 11/06/2020 11/06/20 | Sold | $510,000 | -8.8% | $121 / Sq Ft |
| 07/02/2020 07/02/20 | Pending | -- | -- | -- |
| 02/13/2020 02/13/20 | For Sale | $559,000 | -- | $133 / Sq Ft |
Source: Central Illinois Board of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Listed On Document | |
| Warranty Deed | $510,000 | None Available | |
| Warranty Deed | -- | None Available | |
| Deed | $221,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $408,000 | New Conventional | |
| Previous Owner | $973,546 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $42,000 | Credit Line Revolving | |
| Previous Owner | $380,000 | New Conventional | |
| Previous Owner | $1,100,000 | Credit Line Revolving | |
| Previous Owner | $417,000 | New Conventional |
Source: Public Records
Similar Homes in Decatur, IL
Source: Central Illinois Board of REALTORS®
MLS Number: 6254614
APN: 04-12-23-403-014
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