NOT LISTED FOR SALE

409 Spencer St Rock Hill, SC 29730

Estimated Value: $204,000 - $263,572

2 Beds
1.5 Baths
1,184 Sq Ft
$201/Sq Ft Est. Value

Last Sold December 12, 2022

Last sale price $207,500 $175 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $1,422/month

45 Days on Market

Highlights

  • Wood Flooring
  • More Than Two Accessible Exits
  • Asbestos
  • Laundry Room
  • Central Heating
  • 5-minute walk to Spencer Park

About This Home

As of December 2022

Welcome to 409 Spencer St. Minutes to shopping, dining, downtown Rock Hill, York Technical College, Winthrop University and w/ in walking distance to Spencer Park! This charming home features 2 spacious bedrooms and 1.5 bathrooms. Easily convert the dining room into a third bedroom or office! Kitchen was renovated in 2020 w/ butcher block countertops, shaker style cabinets, tile backsplash, laminate wood flooring, and a beautiful modern light fixture. Bathroom was renovated in 2020 and features porcelain tile flooring and shower/tub combo w/ porcelain tile backing. Water heater new in 2020, insulation added under home 2021, vapor barrier added 2020. Home boasts beautiful hardwood floors that were refinished in the living room, dining room and bedrooms. Relax and enjoy a sip of coffee in the sunroom or step outside and enjoy the huge private fenced backyard w/ wired workshop. *Seller home warranty in place on home to be transferred to buyer at closing*

Last Agent to Sell the Property

Emily Bruton

EXP Realty LLC Rock Hill License #294535 Listed on: 10/27/2022

EXP Realty LLC Rock Hill

Last Buyer's Agent

Steve Miller

Better Homes and Garden Real Estate Paracle License #116559

Better Homes and Garden Real Estate Paracle

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,730

Year Built

  • Built in 1951

Lot Details

  • 0.34

Parking

  • Driveway

Home Design

  • Asbestos

Interior Spaces

  • Crawl Space
  • Pull Down Stairs to Attic
  • Laundry Room

Kitchen

  • Electric Range
  • Dishwasher

Flooring

  • Wood
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms

Schools

  • Northside Elementary School
  • Castle Heights Middle School
  • Northwestern High School

Additional Features

  • More Than Two Accessible Exits
  • Zoning described as SF-5
  • Central Heating

Community Details

  • Spencer Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 628-15-01-002

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,730

Year Built

Built in 1951

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1951
  • Ratio Current Price By Acre: 610294.12
  • Road Surface Type: Gravel
  • Structure Type: One Story
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 175.25
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Flooring: Laminate, Tile, Wood
  • Interior Amenities: Attic Stairs Pulldown
  • Fixture Exception Yn: 0
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1184
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 120
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 120
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Porch: Front
  • Appliances: Dishwasher, Electric Range
  • Accessibility Features: Two or More Access Exits
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Living Area: 1184
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Half Bathrooms: 1

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Tax Location: Rock Hill
  • Construction Type: Site Built
  • Construction Type: Asbestos

Garage/Parking

  • Main Level Garage YN: 0
  • Parking Features: Driveway

Utilities

  • Heating: Central, Gas Hot Air Furnace
  • Sewer: Public Sewer
  • Water Heater: Electric
  • Laundry Features: Main Level
  • Water Source: Public

Schools

  • Middle Or Junior School: Castle Heights
  • HOA Subject To: None

Lot Info

  • Lot Size Area: 0.34
  • Lot Size Units: Acres
  • Parcel Number: 628-15-01-002
  • Zoning Description: SF-5
  • ResoLotSizeUnits: Acres

Tax Info

  • RATIO List Price By Tax Amount: 1.65915

Multi Family

  • Unit Count: 0

MLS Schools

  • Elementary School: Northside
  • High School: Northwestern

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 27, 2022
Closed on
Dec 12, 2022
Sold by
Bruton Emily
Bought by
Haigler Frank J
Seller's Agent
Emily Bruton
EXP Realty LLC Rock Hill
Buyer's Agent
Steve Miller
Better Homes and Garden Real Estate Paracle
List Price
$228,000
Sold Price
$207,500
Premium/Discount to List
-$20,500
-8.99%
Views
60
Current Estimated Value
$233,399

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,899
Avg. Annual Appreciation
3.28%
Original Mortgage
$198,997
Outstanding Balance
$179,026
Interest Rate
6.36%
Mortgage Type
New Conventional
Estimated Equity
$47,161

Purchase Details

Listed on
Jul 30, 2020
Closed on
Sep 2, 2020
Sold by
Caudle James C and Caudle Amanda I
Bought by
Bruton Emily A
Seller's Agent
Sandy Plachecki
EXP Realty LLC Rock Hill
Buyer's Agent
Emily Bruton
EXP Realty LLC Rock Hill
List Price
$136,500
Sold Price
$136,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.16%
Original Mortgage
$136,500
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 29, 2016
Sold by
Pope Jeremiah M
Bought by
Caudle James A and Caudle Amanda I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,424
Interest Rate
3.97%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 14, 2003
Sold by
Humberd Craig David
Bought by
Pope Jeremiah M

Purchase Details

Closed on
Nov 5, 1998
Sold by
Culp Jeffrey C
Bought by
Humberd Craig D
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Haigler Frank J $207,500 --
Bruton Emily A $136,500 None Available
Caudle James A $87,000 --
Pope Jeremiah M $79,000 --
Humberd Craig D $69,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Haigler Frank J $198,997
Previous Owner Bruton Emily A $136,500
Previous Owner Caudle James A $85,424
Previous Owner Pope Jeremiah M $91,000
Previous Owner Pope Jeremiah M $93,556
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/12/2022 12/12/22 Sold $207,500 -1.2% $175 / Sq Ft
11/18/2022 11/18/22 Price Changed $210,000 -1.2% $177 / Sq Ft
11/09/2022 11/09/22 Price Changed $212,500 -1.2% $179 / Sq Ft
11/08/2022 11/08/22 Price Changed $215,000 -2.2% $182 / Sq Ft
10/28/2022 10/28/22 Price Changed $219,900 -3.6% $186 / Sq Ft
10/27/2022 10/27/22 For Sale $228,000 +67.0% $193 / Sq Ft
09/02/2020 09/02/20 Sold $136,500 0.0% $120 / Sq Ft
07/30/2020 07/30/20 Pending -- -- --
07/30/2020 07/30/20 For Sale $136,500 -- $120 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,730 $7,887 $720 $7,167
2023 $5,244 $11,831 $1,080 $10,751
2022 $1,121 $5,063 $720 $4,343
2021 -- $5,063 $720 $4,343
2020 $780 $3,515 $0 $0
2019 $760 $3,320 $0 $0
2018 $759 $3,320 $0 $0
2017 $731 $3,320 $0 $0
2016 $620 $3,320 $0 $0
2014 $616 $2,840 $720 $2,120
2013 $616 $2,960 $720 $2,240
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3917168

Canopy MLS (Canopy Realtor® Association)

APN: 6281501002