$395,000
SOLD OCT 2, 2025

409 Spring Ridge Ct Saint Augustine, FL 32092

4 Beds
2 Baths
2,326 Sq Ft
0.31 Acres

Recently Sold

$170 Per Sq Ft

8% Below List Price

60 Days on Market

Highlights

  • Contemporary Architecture
  • 1 Fireplace
  • Cul-De-Sac
  • Mill Creek Academy Rated A
  • Covered Patio or Porch
  • 2 Car Attached Garage

About This Home

As of October 2025

JUST LISTED in Whisper Ridge on the Cul-de-sac! SELLER PAYING 2% towards buyer's closing costs with approved offer (must be written in at time of offer). RENOVATIONS underway with NEW Roof, NEW HVAC system, NEW Water Heater, NEW Exterior Paint, and NEW Interior Paint. Home in great location near restaurants and shopping and less than 15 minutes to downtown St Augustine! Great lot on the cul-de-sac with nice sized private yard. Open floor plan with a huge kitchen. Schedule your showing today!

Last Agent to Sell the Property

Bradley Officer

RE/MAX SPECIALISTS License #3100238 Listed on: 06/13/2025

RE/MAX SPECIALISTS

Last Buyer's Agent

HOLLY TAYLOR

HERRON REAL ESTATE LLC License #3449078

HERRON REAL ESTATE LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,965

Year Built

  • Built in 2005

Lot Details

  • 0.31 Acre Lot
  • Cul-De-Sac

HOA Fees

  • $43 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Traditional Architecture

Interior Spaces

  • 2,326 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • 1 Fireplace
  • Vinyl Flooring

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Separate Shower in Primary Bathroom
  • Bathtub With Separate Shower Stall

Schools

  • Mill Creek Academy Elementary And Middle School
  • St. Augustine High School

Additional Features

  • Covered Patio or Porch
  • Central Heating and Cooling System

Community Details

  • Whisper Ridge Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0293210060

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,965

Year Built

Built in 2005

Lot Details

0

HOA Fees

$43 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2005
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.31
  • Subdivision Name: Whisper Ridge
  • Architectural Style: Contemporary, Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 2326.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • General Property Information List PriceSqFt2: 178.42
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Architectural Style Contemporary: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Flooring Vinyl: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.31
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Levels One: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Electric Oven, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Vinyl
  • Living Area: 2326.0
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Pantry: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Breakfast Bar: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes

Exterior Features

  • Waterfront: No
  • Lot Features: Cul-De-Sac
  • Pool Private: No
  • Patio And Porch Features: Covered, Porch
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Patio And Porch Features:Covered2: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee: 520.0
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 520.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Mill Creek Academy
  • High School: St. Augustine
  • Middle Or Junior School: Mill Creek Academy

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 13503.6
  • Parcel #: 0293210060

Tax Info

  • Tax Annual Amount: 4965.45
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 13, 2025
Closed on
Oct 2, 2025
Sold by
American Homes 4 Rent Properties One Llc
Bought by
Howes Sarah Kestner
Seller's Agent
Bradley Officer
RE/MAX SPECIALISTS
Buyer's Agent
HOLLY TAYLOR
HERRON REAL ESTATE LLC
List Price
$429,900
Sold Price
$395,000
Premium/Discount to List
-$34,900
-8.12%
Views
109

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.13%
Original Mortgage
$375,250
Outstanding Balance
$375,250
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$26,359

Purchase Details

Listed on
Mar 5, 2013
Closed on
Feb 19, 2013
Sold by
Geyer Thomas and Whisper Ridge Owners Associati
Bought by
American Homes 4 Rent Properties Three L
Seller's Agent
HUDSON CARGILL
PAR PROPERTY MANAGEMENT OF JAC
Buyer's Agent
Hudson Cargill
RENEGADES REALTY LLC
Sold Price
$1,500

Purchase Details

Closed on
Dec 5, 2005
Sold by
Seda Construction Co
Bought by
Geyer Thomas W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,750
Interest Rate
6.87%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $395,000 None Listed On Document
Trustee Deed $148,600 None Available
Corporate Deed $239,800 Watson & Osborne Title Servi
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $375,250 New Conventional
Previous Owner $191,750 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/02/2025 10/02/25 Sold $395,000 -4.8% $170 / Sq Ft
08/01/2025 08/01/25 Price Changed $415,000 0.0% $178 / Sq Ft
06/14/2025 06/14/25 Off Market $2,450 -- --
06/13/2025 06/13/25 For Sale $429,900 0.0% $185 / Sq Ft
05/21/2025 05/21/25 Price Changed $2,450 -0.4% $1 / Sq Ft
05/12/2025 05/12/25 Price Changed $2,460 -0.8% $1 / Sq Ft
05/08/2025 05/08/25 Price Changed $2,480 -1.0% $1 / Sq Ft
04/24/2025 04/24/25 Price Changed $2,505 -0.6% $1 / Sq Ft
04/19/2025 04/19/25 Price Changed $2,520 -1.0% $1 / Sq Ft
03/26/2025 03/26/25 Price Changed $2,545 -1.0% $1 / Sq Ft
03/11/2025 03/11/25 Price Changed $2,570 +0.6% $1 / Sq Ft
03/10/2025 03/10/25 Price Changed $2,555 -0.6% $1 / Sq Ft
03/03/2025 03/03/25 Price Changed $2,570 -0.6% $1 / Sq Ft
02/20/2025 02/20/25 For Rent $2,585 +72.3% --
12/17/2023 12/17/23 Off Market $1,500 -- --
12/17/2023 12/17/23 Off Market $1,500 -- --
12/14/2018 12/14/18 Rented $1,750 -5.4% --
12/13/2018 12/13/18 Under Contract -- -- --
11/08/2018 11/08/18 For Rent $1,850 +23.3% --
11/14/2013 11/14/13 Rented $1,500 0.0% --
11/14/2013 11/14/13 Under Contract -- -- --
11/13/2013 11/13/13 For Rent $1,500 0.0% --
03/26/2013 03/26/13 Rented $1,500 0.0% --
03/26/2013 03/26/13 Under Contract -- -- --
03/05/2013 03/05/13 For Rent $1,500 -- --
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,756 $374,716 $100,000 $274,716
2024 $4,756 $397,591 $110,000 $287,591
2023 $4,756 $391,852 $108,416 $283,436
2022 $4,395 $361,976 $89,600 $272,376
2021 $3,786 $270,277 $0 $0
2020 $3,613 $256,666 $0 $0
2019 $3,428 $229,134 $0 $0
2018 $3,274 $216,131 $0 $0
2017 $3,130 $201,919 $52,000 $149,919
2016 $3,148 $196,915 $0 $0
2015 $3,097 $190,025 $0 $0
2014 $2,858 $171,106 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2093294

realMLS (Northeast Florida Multiple Listing Service)

APN: 029321-0060