NOT LISTED FOR SALE

409 Stoney Point Rd S Double Springs, AL 35553

Estimated Value: $645,000 - $864,000

4 Beds
2.5 Baths
-- Sq Ft
1 Acres

Last Sold June 10, 2013

Last sale price $223,000

Est. 235% increase in value since last sale

Current estimated payment $4,299/month

25 Days on Market

Highlights

  • 220 Feet of Waterfront
  • Wood Flooring
  • Den
  • Gated Community
  • Main Floor Primary Bedroom
  • 4 Car Attached Garage

About This Home

As of June 2013

Beautiful home on Smith Lake,seasonal waterfront. Living room with fireplace, Dining room, den, 4 bedrooms 2.5 bathrooms with basement. Per tax records there is 3082+/-sq.ft. and has 220+/- feet of waterfrontage. The Grantee(s), or purchaser(s), of the Property may not re-sell, record an additional conveyance document, or otherwise transfer title to the Property within 60 days following the Grantor's execution of this Deed.

Last Agent to Sell the Property

Ginger Wise

A1 Wise Realty Listed on: 03/21/2013

Last Buyer's Agent

Ginger Wise

A1 Wise Realty Listed on: 03/21/2013

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,950

Year Built

  • 2003

Lot Details

  • 1

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 4 Car Attached Garage
  • Driveway

Interior Spaces

  • 1.5-Story Property
  • Living Room with Fireplace
  • Dining Room
  • Den
  • Basement Fills Entire Space Under The House
  • Dishwasher
  • Laundry Room

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main

Utilities

  • Central Heating and Cooling System
  • Well
  • Septic Tank

Additional Features

  • 220 Feet of Waterfront
  • In Flood Plain

Community Details

  • Gated Community

Listing and Financial Details

  • Assessor Parcel Number 12 08 34 0 200 024.041

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,950

Year Built

2003

Lot Details

0

HOA Fees

$42 per month

Parking

4

Listing Details

  • Class: RESIDENTIAL
  • Property Access: Paved Road
  • Legal Description: LONG LEGAL CALL OFFICE
  • Dual or Variable Rate Commission: Yes
  • Number Levels: 1.5-Story
  • Property Type: Single Family
  • Year Built Description: Existing
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 2003

Interior Features

  • Fireplace Location: Living Room (FIREPL)
  • Floors: Carpet, Hardwood
  • Number Fireplaces: 1
  • Bedrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Room 1: Master Bedroom, On Level: 1
  • Room 2: Bedroom, On Level: 2
  • Room 3: Bedroom, On Level: 2
  • Room 4: Bedroom, On Level: 2
  • Room 5: Master Bath, On Level: 1
  • Room 6: Full Bath, On Level: 2
  • Room 7: Kitchen, On Level: 1
  • Room 8: Living, On Level: 1
  • Room 9: Dining Room, On Level: 1
  • Room 10: Den/Family, On Level: 1
  • Room 11: Half Bath, On Level: 1
  • Rooms Level 1: Den/Family (LVL 1), Dining Room (LVL 1), Half Bath (LVL 1), Kitchen (LVL 1), Living (LVL 1), Master Bath (LVL 1), Master Bedroom (LVL 1)
  • Rooms Level 2 Plus: Bedroom (LVL 2+), Full Bath (LVL 2+)
  • Basement Style: Full Basement
  • Kitchen Equipment: Dishwasher Built-In
  • Laundry: Yes

Exterior Features

  • Waterfront Name: SMITH LAKE
  • Construction: 4 Side Brick
  • Foundation: Basement
  • Waterfront: Yes
  • Waterfront Frontage: 220

Garage/Parking

  • Number Garage Spaces Bsmt Lvl: 1
  • Number Garage Spaces Main Lvl: 3
  • Number Total Garage Spaces: 4
  • Parking Features: Attached, Driveway Parking

Utilities

  • Heating: Central (HEAT)
  • Cooling: Central (COOL)
  • Sewer/Septic System: Septic
  • Water: Well Water

Condo/Co-op/Association

  • Amenities: Gate Entrance/Comm
  • Association Fee: Yes
  • Association Fee: 500
  • Association Fee Per: Yearly

Schools

  • Elementary School: DOUBLE SPRINGS
  • Middle School: DOUBLE SPRINGS
  • High School: WINSTON COUNTY

Lot Info

  • Assessor Parcel Number: 12 08 34 0 200 024.041
  • Flood Plain: Yes

Tax Info

  • Tax District: COUNTY

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 21, 2013
Closed on
Jun 6, 2013
Sold by
Bank Of New York Mellon
Bought by
Cowan Donnie L and Cowan Bonnie
Seller's Agent
Ginger Wise
A1 Wise Realty
Buyer's Agent
Ginger Wise
A1 Wise Realty
List Price
$269,900
Sold Price
$223,000
Premium/Discount to List
-$46,900
-17.38%
Current Estimated Value
$747,697

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$524,697
Avg. Annual Appreciation
10.75%
Original Mortgage
$167,250
Outstanding Balance
$42,767
Interest Rate
3.42%
Estimated Equity
$730,926

Purchase Details

Closed on
Sep 28, 2012
Sold by
Reynolds Samuel W and Reynolds Claudine M
Bought by
The Bank Of New York Mellon
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cowan Donnie L $223,000 --
The Bank Of New York Mellon $312,056 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cowan Donnie L $167,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/10/2013 06/10/13 Sold $223,000 -17.4% --
04/15/2013 04/15/13 Pending -- -- --
03/21/2013 03/21/13 For Sale $269,900 -- --
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,950 $69,640 $0 $0
2023 $1,950 $63,860 $0 $0
2022 $1,402 $50,080 $0 $0
2021 $1,242 $44,340 $0 $0
2020 $1,063 $37,980 $0 $0
2019 $1,089 $38,360 $0 $0
2018 $1,079 $38,540 $0 $0
2017 $1,002 $385,380 $0 $0
2016 $1,002 $385,380 $0 $0
2015 $1,007 $387,180 $0 $0
2014 $1,062 $408,340 $0 $0
2013 -- $417,140 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Alabama MLS

MLS Number: 558375

Greater Alabama MLS

APN: 67 12 08 34 0 200 024.041