NOT LISTED FOR SALE

409 Summit St Wall Lake, IA 51466

Estimated Value: $143,000 - $169,527

4 Beds
2 Baths
1,780 Sq Ft
$88/Sq Ft Est. Value

Sale Details

Date Sold: March 26, 2026

Last sale price $146,000 $82 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $1,030 / mo

110 Days on Market

Highlights

  • Deck
  • Mud Room
  • Forced Air Cooling System
  • Main Floor Bedroom
  • 3 Car Garage
  • Bathroom on Main Level

About This Home

As of March 2026

Nice Home - Small Town... It’s the perfect combination. This home welcomes you with a sense of space, comfort, and everyday simplicity. The open floor plan creates an easy flow from room to room, giving the main level a bright and connected feel. The living room offers a warm place to gather, and the set of French doors opens to a flexible office or porch space that captures the charm of the home’s original character. The kitchen stretches along the back of the home with generous counter space, updated flooring, and open shelving that adds both style and function. It connects easily to the dining area, forming a true heart-of-the-home layout. A mudroom sits just off the kitchen to keep busy days organized. With four bedrooms total, the home offers room to grow. The main floor bedroom features two closets and works well for guests or a convenient sleeping space on one level. Upstairs, the primary suite feels private and relaxed with its walk-in shower and large mirrored closets that bring in extra light and storage. Main floor laundry adds another layer of everyday practicality. Recent improvements make the home easy to appreciate, including newer AC and a heat pump for efficient, all-electric comfort. Outdoors, a freshly stained deck expands the living area and gives you a place to enjoy quiet evenings, grill, or look out over the neighborhood. Parking and storage are well covered with an oversized, attached and insulated two-car garage, plus a separate one-car detached garage ideal for extra vehicles, tools, or hobbies. Thoughtful updates, flexible spaces, and small-town surroundings come together to create a home that supports both comfort and everyday living.

Last Agent to Sell the Property

Kelly Bierl

Hometown Realty License #B64536 Listed on: 11/13/2025

Last Buyer's Agent

Kelly Bierl

Hometown Realty License #B64536 Listed on: 11/13/2025

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,022

Year Built

  • Built in 1880

Lot Details

  • 9,975

Parking

  • 3 Car Garage
  • Garage Door Opener

Home Design

  • Poured Concrete
  • Frame Construction
  • Asphalt Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1,780 Sq Ft Home
  • 2-Story Property
  • Mud Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • En-Suite Bathroom
  • Bathroom on Main Level
  • 2 Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Partial Basement
  • Crawl Space

Utilities

  • Forced Air Cooling System
  • Heat Pump System

Additional Features

  • Deck
  • 9,975 Sq Ft Lot

Listing and Financial Details

  • Assessor Parcel Number 811412102006

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,022

Year Built

Built in 1880

Lot Details

9,975 Sq Ft Lot

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1880
  • Levels: One and One Half
  • Other Structures: Additional Garage
  • Stories: 2
  • Architectural Style: 1.5 STORY
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Garage Door Opener, Main Floor Bedrooms, Main Floor Laundry, Pantry
  • Total Bedrooms: 4
  • Total Bathrooms: 2
  • Bathroom Description: 3/4 Master, Main Floor 3/4 Bath, Private Master
  • Three Quarter Bathrooms: 2
  • Basement Material: Concrete Block, Poured Concrete
  • Basement Style: Crawl Space, Partial
  • Dining Room: Combine with Kitchen
  • Appliances: Dishwasher, Dryer, Microwave, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 82.02
  • Total Sq Ft: 1780
  • Above Grade Finished: 1780
  • Finished Sq Ft: 1780
  • Basement Features: Unfinished

Exterior Features

  • Construction: Frame/Wood, Stick Built
  • Construction Materials: Vinyl Siding
  • Exterior Features: Deck
  • Flood Zone: No
  • Road Frontage Type: City Street, Curbs & Gutters, Sidewalks
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Type: Attached, Detached
  • Garage Spaces: 3

Utilities

  • Cooling: Central
  • Fuel: Electric
  • Heating: Heat Pump
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Lot Info

  • Parcel Number: 811412102006
  • Estimated Acres: 0.23
  • Estimated Lot Dimensions: 60 x 150, 15 x 65
  • Lot Sq Ft: 9975

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 2022
  • Tax Classification: Homestead
  • Tax Year: 2024

MLS Schools

  • School District: East Sac

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 13, 2025
Closed on
Mar 24, 2026
Sold by
Bought by
Seller's Agent
Kelly Bierl
Hometown Realty
Buyer's Agent
Kelly Bierl
Hometown Realty
List Price
$157,000
Sold Price
$146,000
Premium/Discount to List
-$11,000
-7.01%
Views
80
Current Estimated Value
$156,632

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,632
Avg. Annual Appreciation
22.24%
Original Mortgage
$131,400
Outstanding Balance
$125,642
Interest Rate
5.44%
Mortgage Type
New Conventional
Estimated Equity
$30,990

Purchase Details

Closed on
Apr 20, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,000
Interest Rate
3.85%
Mortgage Type
Balloon

Purchase Details

Closed on
Nov 19, 2016
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,848
Interest Rate
3.57%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 25, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$14,000
Interest Rate
5.05%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Oct 7, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,400
Interest Rate
8.05%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Sep 20, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,400
Interest Rate
8.05%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
May 28, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,400
Interest Rate
8.05%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$146,000 Wolters Kluwer Financial Servi
$135,000 None Listed On Document
$84,000 Attorney
$95,000 None Available
$83,000 None Available
-- None Available
$65,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $131,400
Previous Owner $105,000
Previous Owner $84,848
Previous Owner $14,000
Previous Owner $76,000
Previous Owner $49,000
Previous Owner $34,000
Previous Owner $66,400
Previous Owner $16,600
Previous Owner $66,400
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/26/2026 03/26/26 Sold $146,000 -3.9% $82 / Sq Ft
03/03/2026 03/03/26 Pending -- -- --
01/23/2026 01/23/26 Price Changed $152,000 -3.2% $85 / Sq Ft
11/13/2025 11/13/25 For Sale $157,000 -- $88 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,022 $166,180 $3,560 $162,620
2024 $2,027 $147,750 $3,210 $144,540
2023 $1,648 $147,750 $3,210 $144,540
2022 $1,710 $110,070 $3,210 $106,860
2021 $1,710 $110,070 $3,210 $106,860
2020 $1,452 $95,270 $3,210 $92,060
2019 $1,454 $95,270 $3,210 $92,060
2018 $1,454 $92,610 $0 $0
2017 $1,454 $93,180 $0 $0
2016 $1,344 $93,180 $0 $0
2015 $1,344 $88,840 $0 $0
2014 $1,284 $77,390 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 251458

Iowa Great Lakes Board of REALTORS®

APN: 811412102006

Your Personal Tour Guide

Ask me questions while you tour the home.