$650,000
SOLD AUG 7, 2025

409 W 4th St Harbor Springs, MI 49740

4 Beds
2 Baths
1,493 Sq Ft
0.25 Acres

Recently Sold

$435 Per Sq Ft

19% Below List Price

77 Days on Market

Highlights

  • Second Garage
  • Main Floor Primary Bedroom
  • 1 Car Detached Garage
  • Harbor Springs High School Rated 9+
  • First Floor Utility Room
  • Living Room

About This Home

As of August 2025

Rare opportunity to own a .25-acre parcel in the heart of downtown Harbor Springs. This property includes a 4-bedroom, 2-bathroom home with a garage, offering a substantial footprint for future development or renovation. The existing structure will require significant work and may be best suited for a full renovation or rebuild. Large lots in this location are extremely hard to find, making this a valuable opportunity for anyone looking to create a custom home in a highly desirable area. Just a short walk to downtown shops, restaurants, and the waterfront! Call for more info today! Property is being sold as-is.

Last Agent to Sell the Property

Taylor Wager

Berkshire Hathaway HomeServices Michigan Real Estate - HS Listed on: 05/22/2025

Berkshire Hathaway HomeServices Michigan Real Estate - HS

Co-Listed By

Mindy Ozenberger

Berkshire Hathaway HomeServices Michigan Real Estate - HS

Last Buyer's Agent

Jane Fisher

Gaslight Group Properties License #6501333848

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,969

Lot Details

  • 0.25 Acre Lot
  • Property is zoned COHS R-1-C

Home Design

  • Wood Frame Construction
  • Metal Roof

Interior Spaces

  • 1,493 Sq Ft Home
  • Ceiling Fan
  • Family Room
  • Living Room
  • Dining Room
  • First Floor Utility Room

Kitchen

  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Basement

  • Michigan Basement
  • Block Basement Construction

Parking

  • 1 Car Detached Garage
  • Second Garage
  • Driveway

Utilities

  • Hot Water Baseboard Heater

Listing and Financial Details

  • Assessor Parcel Number 51-15-13-151-024

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,969

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Lvt Date: 05/22/2025
  • Section: 13
  • Second Address Number: 409
  • Directions: Downtown Harbor Springs From W. 3rd St. Left on Church St. On the corner of Harrison & W. Fourth
  • Price per Sq Ft: 435.37
  • OFFICELIST_STATE: MI
  • Street Designation: Street
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Features: Ceiling Fans, Dishwasher, Garbage Disposal, Paved Drive, Refrigerator
  • Total Finished Sq Ft: 1493
  • Master Bedroom: On Level: Main
  • Bedroom 2: On Level: Main
  • Bedroom 3: On Level: Upper
  • Bedroom 4: On Level: Upper
  • Total Rooms: 10
  • Basement: Michigan, Block
  • Dining Room: On Level: Main
  • Kitchen: On Level: Main
  • Family Room: On Level: Main
  • Living Room: On Level: Main
  • Above Grade Finished Sq Ft: 1493
  • Bathroom 1: On Level: Main
  • Bathroom 2: On Level: Upper
  • Number Of Bedrooms: 4
  • Full Bathrooms: 2
  • Rooms 1: On Level: Main
  • Rooms 2: On Level: Main

Exterior Features

  • Construction: Wood Frame/Site Built
  • Roof: Metal
  • Waterfront Water Access: Neither

Garage/Parking

  • Garage Carport: Garage-Detached
  • Gar Car Capacity: One

Utilities

  • Heat Type: Hot Water Baseboard
  • Sewer: City
  • Water: City

Schools

  • School District: Harbor Springs
  • School District: Harbor Springs

Lot Info

  • Estimated Number of Acres: 0.25
  • Lot: Y
  • Zoning: COHS R-1-C

Tax Info

  • Assessor Parcel Number: 51-15-13-151-024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2025
Closed on
Aug 7, 2025
Sold by
Rhine Gilbert L
Bought by
Vaughan Louise and Vaughan Jeremy
Seller's Agent
Taylor Wager
Berkshire Hathaway HomeServices Michigan Real Estate - HS
Buyer's Agent
Jane Fisher
Gaslight Group Properties
List Price
$799,000
Sold Price
$650,000
Premium/Discount to List
-$149,000
-18.65%
Views
104

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11792.81%

Purchase Details

Closed on
Apr 15, 2014
Sold by
Gilbert L Gilbert L and Rhine Mary M
Bought by
Rhine Gilbert L and Rhine Mary M

Purchase Details

Closed on
Apr 14, 2014
Sold by
Gilbert L Gilbert L and Rhine Mary M
Bought by
Rhine Gilbert L and Rhine Mary M

Purchase Details

Closed on
Apr 23, 2007
Sold by
Rhine Gilbert L and Rhine Mary
Bought by
Rhine Gilbert L and Rhine Mary L
Source: Public Records

Similar Homes in Harbor Springs, MI

  • 540 W Summit St, Harbor Springs, MI 49740

    $799,000

    • 4 Beds
    • 3.5 Baths
    • 2,652 Sq Ft
    • 540 W Summit St
    • Harbor Springs, MI

    Beautiful 4 bedroom home located on a large corner lot, walking distance to downtown Harbor Springs shops, restaurants and beaches! You're literally just steps away from the popular "Tunnel of Trees" on M-119! Set in a very quiet neighborhood, this is the perfect place to call home. This well-maintained property has had extensive updates to the house & yard including new front and back

    Craig Wilson Coldwell Banker Fairbairn Realty

    Section Image
  • 181 Zoll St, Harbor Springs, MI 49740

    $799,000

    • 5 Beds
    • 3.5 Baths
    • 1,614 Sq Ft
    • 181 Zoll St
    • Harbor Springs, MI

    Located just steps from Zoll Street Beach and within walking distance to the picturesque Harbor Springs shopping and dining district—this property is all about location, location, location! This home features a two-car garage and an attached apartment, perfect for hosting guests or generating rental income. Enjoy Northern Michigan living at its best from the charming front porch, where you can

    Pete Platte Gaslight Group Properties

    Section Image
  • 7524 Evergreen Ridge Dr, Harbor Springs, MI 49740

    $650,000

    • 3 Beds
    • 2 Baths
    • 1,848 Sq Ft
    • 7524 Evergreen Ridge Dr
    • Harbor Springs, MI

    Welcome to 7524 Evergreen Ridge Drive – where the warmth of a close-knit peaceful neighborhood meets the vibrant energy of Harbor Springs. This charming ranch with 3 bedrooms and 2 full baths is ideal as a full-time family residence or a cozy weekend retreat. The open floor plan seamlessly connects the kitchen, dining, and living areas, offering the perfect setting for entertaining family and

    Kathleen Remski @properties Christie's Int'l R.E. Birmingham

    Section Image
  • 6680 Hillside Dr, Harbor Springs, MI 49740

    $699,000

    • 4 Beds
    • 3.5 Baths
    • 2,660 Sq Ft
    • 6680 Hillside Dr
    • Harbor Springs, MI

    Wonderful 4-bedroom home, on over an acre, in sunny Forest Ridge. This prime location is just outside Harbor Springs City limits and offers ample room with sunlight that streams into all of the spaces. The main level has the primary bedroom and full bath. The upper level has 2 bedrooms, a bath and loft area for relaxing. The lower level features an additional bedroom, large office, full bath,

    Kristin McDonald Harbor Sotheby's International Rlty - Harbor Sprgs

    Section Image
  • 1632 Bester Rd, Harbor Springs, MI 49740

    $579,900

    • 5 Beds
    • 3 Baths
    • 2,400 Sq Ft
    • 1632 Bester Rd
    • Harbor Springs, MI

    Rare opportunity on six acres for a family home or investment property. There is so much to offer at this location, the home is set up to situate a separate residence in the basement if desired. This is a unique five bedroom, 3 bath home on six acres, within biking distance from downtown, schools, ski hills, ATV trails and beaches. This home offers space for enjoyment of all outdoor activities,

    Tawna Naturkas MTN Real Estate, LLC

    Section Image
  • 2411 Manitou Trail, Harbor Springs, MI 49740

    $490,000

    • 3 Beds
    • 2 Baths
    • 1,770 Sq Ft
    • 2411 Manitou Trail
    • Harbor Springs, MI

    Quiet family neighborhood tucked in the woods just NE of Harbor Springs provides both seclusion and convenience. Easy access to Harbor Springs, Petoskey, Nubs Nob, The Highlands, and numerous hiking & biking trails. Tall trees, perennials & native plantings adorn the landscape along with a snowy owl wood carving by Keith Youngs. This woodlot offers room for the nature lover, children, dogs , or

    Barb Shepherd Harbor Sotheby's International Rlty - Harbor Sprgs

    Section Image
  • 33 Harbor Ln, Harbor Springs, MI 49740

    $490,000

    • 3 Beds
    • 2.5 Baths
    • 2,304 Sq Ft
    • 33 Harbor Ln
    • Harbor Springs, MI

    This charming home offers an ideal location for both year-round or vacation living. Conveniently situated near Harbor Springs, schools, golf courses, ski resorts, bike path, and area lakes, you'll enjoy easy access to everything Northern Michigan has to offer. Inside, the home features 3 bedrooms, 2.5 bathrooms, a cozy family room, and two fireplaces for added comfort and charm. The spacious deck

    Gill Whitman Berkshire Hathaway HomeServices Michigan Real Estate - HS

    Section Image
  • 1446 Timber Pass, Harbor Springs, MI 49740

    $650,000

    • 4 Beds
    • 3.5 Baths
    • 3,727 Sq Ft
    • 1446 Timber Pass
    • Harbor Springs, MI

    Immaculately Maintained and Thoughtfully Updated. This beautifully updated home seamlessly blends modern comfort with peaceful natural surroundings. The open-concept layout offers multiple gathering areas, complemented by a cozy gas fireplace ideal for both everyday living and entertaining. Expansive windows bathe the interior in natural light while providing serene views of the surrounding woods

    Joy Labadie Berkshire Hathaway HomeServices Michigan Real Estate - HS

    Section Image
  • 1572 Candlewood Ct, Harbor Springs, MI 49740

    $525,000

    • 4 Beds
    • 3.5 Baths
    • 2,780 Sq Ft
    • 1572 Candlewood Ct
    • Harbor Springs, MI

    Beautifully Updated 4-Bedroom Home in Birchwood Farms. This impeccably maintained 4-bedroom, 3.5-bathroom home in desirable Birchwood Farms offers the perfect blend of comfort, style, and functionality; ideal for both seasonal getaways and year-round living. Enjoy the convenience of a main-floor master suite, a spacious living area with vaulted ceilings and a cozy fireplace, and a beautifully

    Kevin Olson Graham Real Estate

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $650,000 --
Quit Claim Deed -- --
Quit Claim Deed -- --
Quit Claim Deed -- --
Quit Claim Deed -- --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/07/2025 08/07/25 Sold $650,000 -18.6% $435 / Sq Ft
05/22/2025 05/22/25 For Sale $799,000 -- $535 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,969 $307,000 $307,000 $0
2024 $1,969 $219,200 $219,200 $0
2023 $1,749 $150,800 $150,800 $0
2022 $1,749 $99,400 $99,400 $0
2021 $1,687 $96,400 $96,400 $0
2020 $1,668 $87,600 $87,600 $0
2019 $2,249 $80,900 $80,900 $0
2018 -- $101,700 $101,700 $0
2017 -- $108,300 $108,300 $0
2016 -- $108,700 $108,700 $0
2015 -- $89,900 $0 $0
2014 $1,346 $86,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Northern Michigan MLS

MLS Number: 476538

Northern Michigan MLS

APN: 51-15-13-151-024