$192,000

409 W Indiana Ave Spencer, IN 47460

Estimated payment $1,169/month

Total Views 201
3 Beds
2 Baths
1,493 Sq Ft
$129 Price per Sq Ft

Highlights

  • Primary Bedroom Suite
  • Wood Flooring
  • Covered patio or porch
  • Traditional Architecture
  • Corner Lot
  • 2 Car Detached Garage

About This Home

This 3-bedroom, 2-bath home, built in 1910, offers timeless character, original hardwood finishes, and sits on two corner lots in the heart of Spencer. The welcoming front porch is perfect for enjoying cool summer evenings, while the back deck provides a great space for entertaining and relaxing outdoors. A detached garage with an additional concrete pad offers versatility for storage, hobbies, or extra parking. Inside, you’ll find hardwood floors and trim throughout most of the home, adding warmth and vintage appeal. The sunlit kitchen includes ample countertop space for cooking and prep, a center island, and appliances included—ready for your culinary creations. The primary bedroom features a newly installed tub/shower surround and a charming built-in bookcase, blending comfort and functionality. The full basement includes a partially finished room previously used as an office, plus a sump pump and drainage system for added peace of mind. Recent improvements include a new 200-amp electric panel, new roof, newer windows, and new siding on three sides of the home. This property is full of historic charm ready for its next chapter.

Last Listed By

Samantha Carver

Home Team Properties Brokerage Phone: 844-821-6051 Listed on: 05/29/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,130

Year Built

  • Built in 1910

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 112 x 128
  • Corner Lot

Parking

  • 2 Car Detached Garage
  • Gravel Driveway
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 1-Story Property
  • Built-in Bookshelves
  • Ceiling Fan
  • Living Room with Fireplace
  • Storage In Attic
  • Washer and Electric Dryer Hookup

Kitchen

  • Electric Oven or Range
  • Kitchen Island
  • Laminate Countertops

Flooring

  • Wood
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Sump Pump
  • Stone or Rock in Basement

Schools

  • Spencer Elementary School
  • Owen Valley Middle School
  • Owen Valley High School

Utilities

  • Window Unit Cooling System
  • Radiator

Additional Features

  • Covered patio or porch
  • Suburban Location

Listing and Financial Details

  • Assessor Parcel Number 60-10-20-400-400.386-028

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,130

Year Built

Built in 1910

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1910
  • Age: 115
  • Style: One Story
  • Architectural Style: Traditional
  • Total Number of Rooms: 6
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: Harris Add Lots 9 & 10
  • Parcel Number ID: 60-10-20-400-400.386-028
  • Platted: Yes
  • Amenities: Attic Storage, Built-In Bookcase, Ceiling Fan(s), Closet(s) Walk-in, Countertops-Laminate, Deck Open, Dryer Hook Up Electric, Kitchen Island, Porch Covered, Range/Oven Hook Up Elec, Six Panel Doors, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Sump Pump, Washer Hook-Up
  • Cross Street: Wolf St
  • Location: City/Town/Suburb
  • Year Taxes Payable: 2024
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 2834
  • Total Finished Sq Ft: 1493
  • Above Grade Finished Sq Ft: 1493
  • Below Grade Sq Ft: 1341
  • Price Per Sq Ft: 128.6
  • Basement: Yes
  • Basement Foundation: Full Basement, Unfinished, Outside Entrance
  • Basement Material: Stone
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm, One
  • Fireplace: Yes
  • Flooring: Hardwood Floors, Laminate, Tile
  • Living Great Room: Dimensions: 14x15, On Level: Main
  • Kitchen: Dimensions: 18x7, On Level: Main
  • Dining Room: Dimensions: 12x18, On Level: Main
  • Bedroom 1: Dimensions: 15x12, On Level: Main
  • Bedroom 2: Dimensions: 15x12, On Level: Main
  • Bedroom 3: Dimensions: 13x12, On Level: Main
  • Number of Main Level Full Bathrooms: 2
  • Total Below Grade Sq Ft: 1341

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Asphalt, Shingle
  • Outbuilding1: None

Garage/Parking

  • Driveway: Gravel
  • Garage Type: Detached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 22x28
  • Garage Sq Ft: 616
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Window
  • Heating Fuel: Radiator
  • Sewer: City
  • Water Utilities: City
  • Electric Company: Duke Energy Indiana
  • Gas Company: Community NatGas(Spencer)
  • Water Company: BBP
  • Laundry: Dimensions: Basementx10, On Level: 10

Schools

  • School District: Spencer-Owen Community Schools
  • Elementary School: Spencer
  • Middle School: Owen Valley
  • High School: Owen Valley
  • Elementary School: Spencer

Lot Info

  • Lot Description: Corner, 0-2.9999
  • Lot Dimensions: 112 x 128
  • Estimated Lot Sq Ft: 14375
  • Estimated Lot Size Acres: 0.33

Tax Info

  • Annual Taxes: 1130.32
  • Exemptions: Homestead, Mortgage, Supplemental

MLS Schools

  • High School: Owen Valley
  • Middle School: Owen Valley
  • School District: Spencer-Owen Community Schools

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,130 $130,000 $16,800 $113,200
2023 $1,043 $121,400 $16,800 $104,600
2022 $521 $81,400 $16,800 $64,600
2021 $900 $103,400 $16,800 $86,600
2020 $824 $98,400 $16,800 $81,600
2019 $721 $90,900 $16,900 $74,000
2018 $656 $86,800 $16,900 $69,900
2017 $695 $90,400 $25,000 $65,400
2016 $670 $90,400 $25,000 $65,400
2014 $628 $87,200 $25,000 $62,200
2013 -- $86,500 $25,000 $61,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/29/2025 05/29/25 For Sale $192,000 -- $129 / Sq Ft
Source: Indiana Regional MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $57,000 New Conventional
Previous Owner $33,500 Credit Line Revolving
Previous Owner $67,500 New Conventional
Previous Owner $64,275 New Conventional
Previous Owner $63,500 New Conventional
Source: Public Records

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Source: Indiana Regional MLS

MLS Number: 202519952

Indiana Regional MLS

APN: 60-10-20-400-400.386-028