Seller's Agent in 2025
Kevin Kemp
RE/MAX
(630) 301-0635
5 in this area
164 Total Sales
40W513 Old Mill Ct Elgin, IL 60124
Bowes Neighborhood
6
Beds
5
Baths
4,510
Sq Ft
55,321
Sq Ft Lot
Highlights
- Home Theater
- 1.27 Acre Lot
- Landscaped Professionally
- Howard B. Thomas Grade School Rated 9+
- ENERGY STAR Certified Homes
- Viking Appliances
About This Home
As of December 2025Perfectly poised on a serene, wooded, 1.27 acre lot offering expansive and picturesque views. At the end of a quiet culdesac, this elegant and stately home is located on a private lane and backs to conservation wetlands, Bowes Creek and Saddlebrook Farm. Thoughtfully designed to create an immersive living experience, this residence features a seamless, open-concept layout defined by 9' ceilings, extensive millwork and exquisite finishes. The harmonious design, from the inside out, is highlighted by the rich warmth of hickory hardwood floors that guide you through every space on the main level upper hallway and primary suite. The true Chef inspired kitchen boasts Viking range/cooktop oven and refrigerator, huge center island and custom Brakur cabinetry, with every detail meticulously considered for the ultimate culinary experience. Adaptable to any lifestyle, this home includes a dedicated flex space that can be transformed to suit your needs. Whether it's a home office, a private gym or a theater room, the possibilities are endless. Upscale english basement offers an additional 1200 square feet of living space, 6th bedroom with large and luxurious bathroom. This residence isn't merely a house; rather a custom tailored living experience created with intention. From the selection of premium materials to the thoughtful design of every space, this DeMarco Custom Home is synonymous with luxury, quality and timeless elegance. For a private showing call today.
Last Agent to Sell the Property
RE/MAX All Pro - St Charles License #471020989 Listed on: 10/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $19,487
Year Built
- Built in 2013
Lot Details
- 1.27 Acre Lot
- Lot Dimensions are 214 x 260
- Home fronts a stream
- Landscaped Professionally
- Corner Lot
- Paved or Partially Paved Lot
- Wooded Lot
HOA Fees
- $75 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Radon Mitigation System
Interior Spaces
- 4,510 Sq Ft Home
- 2-Story Property
- Bar Fridge
- Ceiling Fan
- Gas Log Fireplace
- Electric Fireplace
- Window Screens
- Family Room with Fireplace
- 3 Fireplaces
- Living Room
- Formal Dining Room
- Home Theater
- Wood Flooring
- Unfinished Attic
- Home Security System
Kitchen
- Double Oven
- Range
- Microwave
- Dishwasher
- Wine Refrigerator
- Viking Appliances
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 6 Bedrooms
- 6 Potential Bedrooms
- Fireplace in Primary Bedroom
- Walk-In Closet
- In-Law or Guest Suite
- Bathroom on Main Level
- 5 Full Bathrooms
- Dual Sinks
- Garden Bath
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Fireplace in Basement
- Finished Basement Bathroom
- Natural lighting in basement
Schools
- Howard B Thomas Grade Elementary School
- Prairie Knolls Middle School
- Central High School
Utilities
- Forced Air Zoned Cooling and Heating System
- Humidifier
- Two Heating Systems
- Heating System Uses Natural Gas
- 200+ Amp Service
- Well
- Water Softener is Owned
- Septic Tank
- Cable TV Available
- TV Antenna
Additional Features
- ENERGY STAR Certified Homes
- Deck
Community Details
- Amy Radars Association, Phone Number (847) 951-0583
- Saddlebrook Subdivision, Custom Floorplan
- Property managed by Saddlebrook l & lll
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 17, 2025
Closed on
Dec 4, 2025
Sold by
Naus Kurt J and Naus Brett A
Bought by
Philip N And Erika K Benedia Trust and Benedia
Seller's Agent
Kevin Kemp
RE/MAX All Pro - St Charles
Buyer's Agent
Stefanie Ridolfo
Real Broker LLC
List Price
$1,199,000
Sold Price
$1,150,000
Premium/Discount to List
-$49,000
-4.09%
Views
53
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$34,428
Avg. Annual Appreciation
-10.29%
Original Mortgage
$920,000
Outstanding Balance
$918,229
Interest Rate
6.19%
Mortgage Type
New Conventional
Estimated Equity
$197,343
Purchase Details
Listed on
Apr 10, 2018
Closed on
Jul 16, 2018
Sold by
Schildgen Scott
Bought by
Naus Kurt J and Naus Brett A
Seller's Agent
Colleen Berg
Berg Properties
Buyer's Agent
Exclusive Agency
NON MEMBER
List Price
$679,000
Sold Price
$650,000
Premium/Discount to List
-$29,000
-4.27%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.02%
Original Mortgage
$50,000
Interest Rate
5%
Mortgage Type
Commercial
Purchase Details
Closed on
May 16, 2016
Sold by
Drh Camobridge Homes Inc
Bought by
Muscato Pamela S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
4%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 2, 2016
Sold by
Schildgen Scott and Muscato Pamela
Bought by
Schildgen Scottt
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 3, 2012
Sold by
Sierra Homes Inc
Bought by
Schildgen Scott and Mascato Pamela
Purchase Details
Closed on
Jun 12, 2006
Sold by
B & B Properties Of Illinois Inc
Bought by
Sierra Homes Inc
Purchase Details
Closed on
Mar 11, 2004
Sold by
B & B Enterprises
Bought by
Homes By Hammersmith Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,660
Interest Rate
5.77%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,150,000 | Chicago Title Insurance Compan | |
| Warranty Deed | $650,000 | Chicago Title Ins Co | |
| Warranty Deed | $263,000 | First American Title | |
| Quit Claim Deed | -- | Old Republic Title | |
| Warranty Deed | $70,000 | Fidelity National Title | |
| Warranty Deed | $500,000 | Chicago Title Insurance Co | |
| Warranty Deed | $141,000 | Chicago Title Insurance Comp |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $920,000 | New Conventional | |
| Previous Owner | $50,000 | Commercial | |
| Previous Owner | $417,000 | New Conventional | |
| Previous Owner | $212,660 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/04/2025 12/04/25 | Sold | $1,150,000 | -4.1% | $255 / Sq Ft | |
| 10/25/2025 10/25/25 | Pending | -- | -- | -- | |
| 10/17/2025 10/17/25 | For Sale | $1,199,000 | +84.5% | $266 / Sq Ft | |
| 07/14/2018 07/14/18 | Sold | $650,000 | -4.3% | $144 / Sq Ft | View Prior Sale |
| 05/17/2018 05/17/18 | Pending | -- | -- | -- | |
| 04/10/2018 04/10/18 | For Sale | $679,000 | -- | $151 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $19,487 | $248,311 | $37,587 | $210,724 |
| 2023 | $18,758 | $224,614 | $34,000 | $190,614 |
| 2022 | $18,280 | $210,657 | $29,900 | $180,757 |
| 2021 | $18,120 | $203,514 | $28,886 | $174,628 |
| 2020 | $18,067 | $199,857 | $28,367 | $171,490 |
| 2019 | $18,013 | $197,273 | $28,000 | $169,273 |
| 2018 | $14,607 | $155,605 | $27,551 | $128,054 |
| 2017 | $14,248 | $149,982 | $26,853 | $123,129 |
| 2016 | $13,986 | $146,424 | $26,216 | $120,208 |
| 2015 | -- | $146,424 | $26,216 | $120,208 |
| 2014 | -- | $145,350 | $26,216 | $119,134 |
| 2013 | -- | $26,664 | $26,664 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kevin Kemp
-
Stefanie Ridolfo
Buyer's Agent in 2025
Stefanie Ridolfo
Real Broker LLC
(630) 200-2120
5 in this area
335 Total Sales
-
Gina Crawmer
G
Buyer Co-Listing Agent in 2025
Gina Crawmer
Real Broker LLC
(847) 212-1558
2 in this area
54 Total Sales
-
Colleen Berg
Seller's Agent in 2018
Colleen Berg
Berg Properties
(888) 276-9959
63 Total Sales
-
Exclusive Agency
E
Buyer's Agent in 2018
Exclusive Agency
NON MEMBER
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12494349
APN: 05-26-180-004
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Nearby Homes
- 4378 John Milton Rd
- 9N954 Heatherington Place
- 3681 Congressional Pkwy
- 3658 Thornhill Dr
- 1146 Falcon Ridge Dr
- 1159 Falcon Ridge Dr
- 10N800 Muirhead Rd
- 1121 Iron Horse Ct
- 1103 Championship Dr
- Lot 10 Russinwood Ct
- Lot 11 Russinwood Ct
- Lot 8 Russinwood Ct
- 11N080 Juliet Dr Unit 2
- 3539 Crosswater Ct
- 3553 Doral Dr
- 3545 S Riding Ridge
- 9N930 Koshare Cir
- 44W005 Ellithorpe Rd
- 1850 Chandolin Ln
- 3579 Emerald Rd
Your Personal Tour Guide
Ask me questions while you tour the home.