Seller's Agent in 2025
Ruta Baran
@ Properties
(630) 862-7058
25 in this area
262 Total Sales
40W698 Illinois 64 St. Charles, IL 60175
5
Beds
2.5
Baths
4,144
Sq Ft
0.89
Acres
Highlights
- Greenhouse
- Colonial Architecture
- Wood Flooring
- Wasco Elementary School Rated A
- Family Room with Fireplace
- Main Floor Bedroom
About This Home
As of June 2025An incredible opportunity to own a truly special home - a unique 1918 farmhouse thoughtfully remodeled to blend old-world charm with modern convenience. Nestled within the highly sought-after St. Charles 303 school district, this beautifully maintained property offers the perfect combination of historic character, updated living spaces, and an unbeatable location. Enjoy the peaceful beauty of the countryside while being just minutes from shopping, entertainment, and the charming downtown communities of St. Charles and Geneva. From the moment you step inside, you'll notice the craftsmanship: original oak trim, built-in bookshelves, grand oak doors with vintage hardware, and elegant French doors connecting the spacious living and dining rooms. Gorgeous, ageless oak hardwood floors and charming brick fireplaces create a warm and inviting atmosphere throughout the main living areas. The updated kitchen is a chef's dream, featuring custom cabinetry with glass accent doors, stainless steel appliances, quartz countertops, a stylish stone backsplash, European tile flooring, and a generous walk-in pantry. The main level also includes a light and bright sunroom, perfect for morning coffee or a relaxing afternoon retreat. A beautiful addition expands the living space, offering a large family room centered around a cozy fireplace - an ideal space for movie nights, family gatherings, or entertaining guests. One of the standout features of this home is the gorgeous primary bedroom suite located on the main level. This serene retreat boasts built-in bookshelves and a fully renovated private bathroom with dual sinks, a soaking tub, a large custom-tiled shower, and stylish finishes throughout. You'll also appreciate the huge mudroom, thoughtfully designed with six oversized cubbies for organization, a washer and dryer, and plenty of counter space for folding laundry - blending practicality and style for everyday living. Upstairs, you'll find very spacious secondary bedrooms with more stunning hardwood flooring and plenty of closet space. Additional features include a finished attic space, perfect for a playroom, home office, or creative studio. Outside, enjoy a 3-car garage, a large chicken coop, and fully paid-off solar panels that keep monthly electric bills to a remarkably low $16. Other updates include modernized mechanicals and a newer roof, offering added peace of mind. This property is ideal for those who work from home or run a business, with multiple flexible spaces that adapt to your needs - all while being close to the vibrant shops, restaurants, and riverfront attractions of downtown St. Charles and Geneva. Experience the perfect blend of timeless charm, thoughtful upgrades, and the best of both country living and city convenience - welcome home!
Last Agent to Sell the Property
@properties Christie's International Real Estate License #475128472 Listed on: 04/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,350
Year Built
- Built in 1918 | Remodeled in 2018
Lot Details
- 0.89 Acre Lot
- Lot Dimensions are 249x164x217x32x100
- Fenced
Parking
- 3 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Colonial Architecture
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 4,144 Sq Ft Home
- 2-Story Property
- Skylights
- Wood Burning Fireplace
- Window Screens
- Entrance Foyer
- Family Room with Fireplace
- 2 Fireplaces
- Living Room with Fireplace
- Formal Dining Room
- Home Office
- Play Room
- Partial Basement
- Laundry Room
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
- Soaking Tub
- Separate Shower
Outdoor Features
- Patio
- Greenhouse
- Porch
Schools
- Wasco Elementary School
- Thompson Middle School
- St Charles North High School
Utilities
- Forced Air Heating and Cooling System
- Baseboard Heating
- Heating System Uses Natural Gas
- 200+ Amp Service
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 28, 2025
Closed on
Jun 18, 2025
Sold by
Diviak Brandon Colin
Bought by
Whittenhall Michelle Marie and Whittenhall Anthony Robert
Seller's Agent
Ruta Baran
@properties Christie's International Real Estate
Buyer's Agent
Ron Vik
Baird & Warner
List Price
$639,900
Sold Price
$635,000
Premium/Discount to List
-$4,900
-0.77%
Views
48
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,694
Avg. Annual Appreciation
3.33%
Original Mortgage
$427,038
Outstanding Balance
$426,058
Interest Rate
7.38%
Mortgage Type
New Conventional
Estimated Equity
$215,636
Purchase Details
Listed on
Sep 13, 2018
Closed on
Nov 16, 2018
Sold by
Kimrich Capital Investments Llc
Bought by
Diviak Brandon Colin and Baker Brian James
Seller's Agent
Kim DeVincentis
Capital Asset Group Inc.
Buyer's Agent
Christina Zielinski
Realtopia Real Estate Inc
List Price
$439,900
Sold Price
$430,000
Premium/Discount to List
-$9,900
-2.25%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.08%
Original Mortgage
$150,000
Interest Rate
4.8%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $635,000 | Chicago Title | |
| Warranty Deed | $430,000 | Fidelity National Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $427,038 | New Conventional | |
| Previous Owner | $150,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/20/2025 06/20/25 | Sold | $635,000 | -0.8% | $153 / Sq Ft | |
| 05/07/2025 05/07/25 | Pending | -- | -- | -- | |
| 05/01/2025 05/01/25 | For Sale | $639,900 | +48.8% | $154 / Sq Ft | |
| 11/16/2018 11/16/18 | Sold | $430,000 | -2.0% | $104 / Sq Ft | View Prior Sale |
| 10/10/2018 10/10/18 | Pending | -- | -- | -- | |
| 09/21/2018 09/21/18 | Price Changed | $438,900 | -0.2% | $106 / Sq Ft | |
| 09/13/2018 09/13/18 | For Sale | $439,900 | -- | $106 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $12,616 | $189,581 | $18,076 | $171,505 |
| 2023 | $12,350 | $169,496 | $16,161 | $153,335 |
| 2022 | $9,747 | $154,438 | $14,725 | $139,713 |
| 2021 | $9,199 | $145,820 | $13,903 | $131,917 |
| 2020 | $9,170 | $143,722 | $13,703 | $130,019 |
| 2019 | $9,047 | $141,612 | $13,502 | $128,110 |
Source: Public Records
Agents Affiliated with this Home
-
Ruta Baran
-
Ron Vik
Buyer's Agent in 2025
Ron Vik
Baird Warner
(630) 841-6646
4 in this area
30 Total Sales
-
K
Seller's Agent in 2018
Kim DeVincentis
Capital Asset Group Inc.
-
Christina Zielinski
Buyer's Agent in 2018
Christina Zielinski
Realtopia Real Estate Inc
(312) 823-3682
6 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12350037
APN: 08-23-126-031
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