$288,000
SOLD AUG 14, 2025
Last list price

41 Cross Creek Dr Hernando, MS 38632

3 Beds
2 Baths
1,632 Sq Ft
9,148 Sq Ft Lot

Recently Sold

$176 Per Sq Ft

7 Days on Market

Highlights

  • Fishing
  • Gated Community
  • Contemporary Architecture
  • Oak Grove Central Elementary School Rated A
  • Fireplace in Bathroom
  • Hydromassage or Jetted Bathtub

About This Home

As of August 2025

BACK ON MARKET LOAN FAILED WILL SHARE HOME INSPECTION. ALL REPAIRS HAVE BEEN COMPLETED Motivated seller. Bring all offers
This is a charming 3 bedroom 2 bathroom house nestled in a secure, gated community, offering both tranquility and convenience. The property features a fenced-in back yard, perfect for entertaining or relaxing. With a garage for secure parking and extra storage, this home combines comfort with practicality. Located just 5 minutes from the Hernando Square! This home is in Hernando school district which is perfect for young families looking for the stellar Desoto county schools. Don't miss this opportunity

Last Agent to Sell the Property

Dale Alsup

Agner & Associates License #s27210 Listed on: 07/24/2025

Last Buyer's Agent

Tim Joyner

My Home Realty License #S-54885

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,530

Year Built

  • Built in 2002

Lot Details

  • 9,148 Sq Ft Lot
  • Back Yard Fenced

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 1,632 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Ceiling Fan
  • Gas Fireplace
  • Aluminum Window Frames
  • Great Room with Fireplace
  • Combination Kitchen and Living
  • Den with Fireplace
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector
  • Laundry Room

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Fireplace in Kitchen

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Fireplace in Bathroom
  • Double Vanity
  • Hydromassage or Jetted Bathtub
  • Separate Shower

Schools

  • Hernando Hills Elementary School
  • Hernando Middle School
  • Hernando High School

Utilities

  • Cooling System Powered By Gas
  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Additional Features

  • Shed
  • City Lot

Listing and Financial Details

  • Assessor Parcel Number 74887-0

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include security
  • Cross Creek Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Recreation

  • Community Playground
  • Fishing

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,530

Year Built

Built in 2002

Lot Details

0

Parking

2

Listing Details

  • Architectural Style: Contemporary
  • Unit Levels: One
  • Parking Features Parking Total: 2.0
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2002
  • Lot Size Acres: 0.21
  • Subdivision Name: Cross Creek
  • Directions: From courthouse in Hernando go North on Hwy 51. Turn right into the Cross Creek subdivision. House is on the right at end of the street
  • Garage Yn: Yes
  • New Construction: No
  • Remarks Miscellaneous:Agent Remarks: Agent is related to seller keybox on mailbox
  • General Property Information:List PriceSqFt: 176.47
  • Appliances Microwave: Yes
  • General Property Information:New Construction: No
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Microwave
  • AtticFeaturesAttic: Yes
  • BasementFeaturesBasement: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Dead Bolt Lock(s)
  • Fireplace Features: Den, Great Room, Kitchen, Bath
  • Flooring: Carpet, Laminate, Tile
  • Interior Amenities: Ceiling Fan(s), Crown Molding, Pantry, Walk-In Closet(s), Double Vanity
  • Window Features: Aluminum Frames
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Community Features:Fishing: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Plan: Yes
  • Kitchen Features:KitchenFamily Room View: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Bathroom Features:Double Vanity2: Yes
  • Bathroom Features:Separate Tub Shower: Yes
  • Fireplace Features:Kitchen2: Yes
  • Fireplace Features:Great Room2: Yes
  • Appliances:Electric Range: Yes
  • Fireplace Features:Gas2: Yes
  • Attic Features:Pull Down Stair Unit: Yes
  • Fireplace Features:Den2: Yes
  • Community Features:Playground: Yes
  • Appliances:Electric Water Heater: Yes
  • Bathroom Features:Jetted Tub: Yes
  • Bathroom Features:Fireplace3: Yes
  • Community Features:Gated2: Yes

Exterior Features

  • Disclosures: Seller/Agent Relationship
  • Exterior Features: None
  • Fencing: Back Yard
  • Foundation Details: Slab
  • Lot Features: City Lot
  • Roof: Architectural Shingles
  • Other Structures: Portable Building
  • WaterfrontFeaturesWaterfront: No
  • Pool Private: No
  • Construction Type: Brick
  • Exterior Features:None11: Yes
  • General Property Information:Accessibility Features: No
  • Patio And Porch Features:Patio - Covered: Yes
  • Driveway Features:Concrete Drive: Yes
  • Lot Features:City Lot: Yes
  • Door Features:Dead Bolt Lock(s): Yes
  • Window Features:Aluminum Frames: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Concrete
  • Attached Garage: Yes
  • Total Parking Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage2: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air, Gas
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee Frequency: Quarterly
  • Community Features: Fishing, Gated, Playground
  • Association: Yes

Association/Amenities

  • HorseAmenitiesHorseAmenities: No
  • Tax and Financial Information:Association: Yes
  • Covenants And Restrictions:Homeowner Association: Yes
  • Tax and Financial Information:Association Fee Frequency: Quarterly
  • Association Fee Includes:Security: Yes

Fee Information

  • Association Fee Includes: Security

Schools

  • Elementary School: Hernando Hills
  • High School: Hernando
  • Middle Or Junior School: Hernando

Lot Info

  • Parcel #: 74887-0
  • Lot Size Sq Ft: 9147.6

Tax Info

  • Tax Annual Amount: 1529.84
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 24, 2025
Closed on
Aug 13, 2025
Sold by
Seale Kalyn
Bought by
Chapman Amanda J
Seller's Agent
Dale Alsup
Agner & Associates
Buyer's Agent
Tim Joyner
My Home Realty
List Price
$288,000
Views
42
Current Estimated Value
$289,047

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.50%
Original Mortgage
$242,250
Outstanding Balance
$242,038
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$47,009

Purchase Details

Closed on
Apr 11, 2023
Sold by
Richmond Robert and Richmond Bethny
Bought by
Seale Kalyn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,200
Interest Rate
6.25%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 30, 2008
Sold by
Mirth Scott T and Mirth Darla
Bought by
Shelton Michael L and Shelton Sarah C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,800
Interest Rate
5.84%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Guardian Title
Warranty Deed -- Guardian Title
Warranty Deed -- None Listed On Document
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $242,250 New Conventional
Closed $242,250 New Conventional
Previous Owner $260,200 FHA
Previous Owner $121,800 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/14/2025 08/14/25 Sold -- -- --
07/31/2025 07/31/25 Pending -- -- --
07/24/2025 07/24/25 For Sale $288,000 0.0% $176 / Sq Ft
06/28/2025 06/28/25 Pending -- -- --
06/03/2025 06/03/25 Price Changed $288,000 -2.4% $176 / Sq Ft
05/19/2025 05/19/25 For Sale $295,000 0.0% $181 / Sq Ft
05/17/2025 05/17/25 Pending -- -- --
05/13/2025 05/13/25 For Sale $295,000 0.0% $181 / Sq Ft
03/21/2025 03/21/25 Off Market -- -- --
03/17/2025 03/17/25 For Sale $295,000 +96.8% $181 / Sq Ft
05/29/2014 05/29/14 Sold -- -- -- View Prior Sale
04/23/2014 04/23/14 Pending -- -- --
04/18/2014 04/18/14 For Sale $149,900 -- $92 / Sq Ft
Source: MLS United

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,469 $17,799 $3,000 $14,799
2024 $1,530 $13,189 $3,000 $10,189
2023 $1,530 $13,189 $0 $0
2022 $1,530 $13,189 $3,000 $10,189
2021 $1,530 $13,189 $3,000 $10,189
2020 $1,417 $12,374 $0 $0
2019 $1,417 $12,374 $3,000 $9,374
2017 $1,393 $21,286 $12,143 $9,143
2016 $1,323 $12,143 $3,000 $9,143
2015 $1,623 $21,286 $12,143 $9,143
2014 $1,284 $12,143 $0 $0
2013 $1,350 $12,143 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: MLS United

MLS Number: 4106901

MLS United

APN: 3081120900006800