NOT LISTED FOR SALE

41 Cross Creek Dr Hernando, MS 38632

Estimated Value: $283,000 - $307,000

3 Beds
2 Baths
1,632 Sq Ft
$180/Sq Ft Est. Value

Sale Details

Date Sold: August 14, 2025

Current estimated payment $1,711 / mo

7 Days on Market

Highlights

  • Fishing
  • Gated Community
  • Hydromassage or Jetted Bathtub
  • Oak Grove Central Elementary School Rated A
  • Fireplace in Bathroom
  • Covered Patio or Porch

About This Home

As of August 2025

BACK ON MARKET LOAN FAILED WILL SHARE HOME INSPECTION. ALL REPAIRS HAVE BEEN COMPLETED Motivated seller. Bring all offers This is a charming 3 bedroom 2 bathroom house nestled in a secure, gated community, offering both tranquility and convenience. The property features a fenced-in back yard, perfect for entertaining or relaxing. With a garage for secure parking and extra storage, this home combines comfort with practicality. Located just 5 minutes from the Hernando Square! This home is in Hernando school district which is perfect for young families looking for the stellar Desoto county schools. Don't miss this opportunity

Last Agent to Sell the Property

Dale Alsup

Agner & Associates License #s27210 Listed on: 07/24/2025

Last Buyer's Agent

Tim Joyner

My Home Realty License #S-54885

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,530

Year Built

  • Built in 2002

Lot Details

  • 9,148

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 1,632 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Sheet Rock Walls or Ceilings
  • Ceiling Fan
  • Gas Fireplace
  • Aluminum Window Frames
  • Great Room with Fireplace
  • Family or Dining Combination
  • Den with Fireplace
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector
  • Laundry Room

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Fireplace in Kitchen

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Fireplace in Bathroom
  • Double Vanity
  • Hydromassage or Jetted Bathtub
  • Bathtub With Separate Shower Stall

Schools

  • Hernando Hills Elementary School
  • Hernando Middle School
  • Hernando High School

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater
  • Cable TV Available

Additional Features

  • Covered Patio or Porch
  • 9,148 Sq Ft Lot
  • City Lot

Listing and Financial Details

  • Assessor Parcel Number 74887-0

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include security
  • Cross Creek Subdivision

Recreation

  • Community Playground
  • Fishing

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,530

Year Built

Built in 2002

Lot Details

9,148 Sq Ft Lot

Parking

2

Listing Details

  • Unit Levels: One
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2002
  • Lot Size Acres: 0.21
  • Subdivision Name: Cross Creek
  • Directions: From courthouse in Hernando go North on Hwy 51. Turn right into the Cross Creek subdivision. House is on the right at end of the street
  • Garage Yn: Yes
  • New Construction: No
  • General Property Information:List PriceSqFt: 176.47
  • Special Features: None

Interior Features

  • AtticFeaturesAttic: Yes
  • BasementFeaturesBasement: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Laminate, Tile
  • Window Features: Aluminum Frames
  • Fireplace: Yes
  • Appliances: Microwave, Dishwasher, Electric Range, Electric Water Heater
  • Bathroom Features: Double Vanity, Separate Tub & Shower, Fireplace, Jetted Tub
  • Door Features: Dead Bolt Lock(s)
  • Fireplace Features: Den, Gas, Great Room, Kitchen

Exterior Features

  • Disclosures: Seller/Agent Relationship
  • Lot Features: City Lot
  • Roof: Architectural Shingles
  • Patio And Porch Features: Covered
  • WaterfrontFeaturesWaterfront: No
  • Pool Private: No
  • General Property Information:Accessibility Features: No
  • Foundation Details: Slab
  • Other Structures: Portable Building

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Total Parking Spaces: 2.0
  • Parking Features: Attached, Garage

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Cooling: Central Air
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Natural Gas Available, Sewer Connected, Water Connected
  • Laundry Features: Laundry Room
  • Water Heater: 40 Gallons or Less, Electric

Condo/Co-op/Association

  • Association Fee Frequency: Quarterly
  • Community Features: Fishing, Gated, Playground

Association/Amenities

  • HorseAmenitiesHorseAmenities: No

Fee Information

  • Association Fee Includes: Security

Schools

  • Elementary School: Hernando Hills
  • High School: Hernando
  • Middle Or Junior School: Hernando
  • Junior High Dist: Desoto CO Dist

Lot Info

  • Parcel #: 74887-0
  • Lot Size Sq Ft: 9147.6

Tax Info

  • Tax Annual Amount: 1529.84
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 24, 2025
Closed on
Aug 13, 2025
Sold by
Seale Kalyn
Bought by
Chapman Amanda J
Seller's Agent
Dale Alsup
Agner & Associates
Buyer's Agent
Tim Joyner
My Home Realty
List Price
$288,000
Views
42
Current Estimated Value
$292,961

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.79%
Original Mortgage
$242,250
Outstanding Balance
$242,038
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$50,923

Purchase Details

Closed on
Apr 11, 2023
Sold by
Richmond Robert and Richmond Bethny
Bought by
Seale Kalyn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,200
Interest Rate
6.25%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 30, 2008
Sold by
Mirth Scott T and Mirth Darla
Bought by
Shelton Michael L and Shelton Sarah C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,800
Interest Rate
5.84%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Chapman Amanda J -- Guardian Title
Chapman Amanda J -- Guardian Title
Seale Kalyn -- None Listed On Document
Shelton Michael L -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Chapman Amanda J $242,250
Closed Chapman Amanda J $242,250
Previous Owner Seale Kalyn $260,200
Previous Owner Shelton Michael L $121,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/14/2025 08/14/25 Sold -- -- --
07/31/2025 07/31/25 Pending -- -- --
07/24/2025 07/24/25 For Sale $288,000 0.0% $176 / Sq Ft
06/28/2025 06/28/25 Pending -- -- --
06/03/2025 06/03/25 Price Changed $288,000 -2.4% $176 / Sq Ft
05/19/2025 05/19/25 For Sale $295,000 0.0% $181 / Sq Ft
05/17/2025 05/17/25 Pending -- -- --
05/13/2025 05/13/25 For Sale $295,000 0.0% $181 / Sq Ft
03/21/2025 03/21/25 Off Market -- -- --
03/17/2025 03/17/25 For Sale $295,000 +96.8% $181 / Sq Ft
05/29/2014 05/29/14 Sold -- -- -- View Prior Sale
04/23/2014 04/23/14 Pending -- -- --
04/18/2014 04/18/14 For Sale $149,900 -- $92 / Sq Ft
Source: MLS United

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,774 $17,799 $3,000 $14,799
2024 $1,530 $13,189 $3,000 $10,189
2023 $1,530 $13,189 $0 $0
2022 $1,530 $13,189 $3,000 $10,189
2021 $1,530 $13,189 $3,000 $10,189
2020 $1,417 $12,374 $0 $0
2019 $1,417 $12,374 $3,000 $9,374
2017 $1,393 $21,286 $12,143 $9,143
2016 $1,323 $12,143 $3,000 $9,143
2015 $1,623 $21,286 $12,143 $9,143
2014 $1,284 $12,143 $0 $0
2013 $1,350 $12,143 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2025

    Dale Alsup

    Agner & Associates

    (662) 470-5398

    1 in this area

    27 Total Sales

    Dale Alsup
    Section Image

  • T

    Buyer's Agent in 2025

    Tim Joyner

    My Home Realty

    (901) 491-0565

    2 in this area

    22 Total Sales

    Tim Joyner
    Section Image

  • K

    Seller's Agent in 2014

    KURT OLIVENT

    Crye-Leike Of MS-SH

  • R

    Buyer's Agent in 2014

    ROBERT CLAY

    RE/MAX LEGACY

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Map

Source: MLS United

MLS Number: 4106901

MLS United

APN: 3081120900006800

Mississippi DeSoto County Hernando 38632

41 Cross Creek Dr, Hernando, MS

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLS United Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.

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