$989,000

Estimated payment $7,557/month

Total Views 29
4 Beds
3 Baths
3,091 Sq Ft
$320 Price per Sq Ft

Highlights

  • Community Boat Dock
  • River Front
  • Property is near park
  • Rutland Elementary School Rated A-
  • Open Floorplan
  • Vaulted Ceiling

About This Home

WOW! WOW! WOW! This custom waterfront masterpiece is the kind of home that stops you in your tracks-and keeps getting better the more you see! Thoughtfully designed to maximize both luxury and the spectacular Harbor views, this one-of-a-kind home offers an exceptional blend of indoor comfort, outdoor living, and resort-style amenities. The welcoming foyer features a custom built-in bench with hooks, setting the tone for the thoughtful details found throughout. The open-concept main level showcases a stunning great room with a gas fireplace framed in shiplap and a dramatic wall of windows that captures the Harbor views and fills the space with natural light. Step directly onto the expansive screened porch-the perfect place for morning coffee, evening cocktails, entertaining or simply taking in the ever-changing waterfront scenery. The kitchen is truly a showstopper! Generous in size and loaded with upgrades, it features a massive island, quartz countertops, tiled backsplash, walk-in pantry, wine refrigerator, double oven, upgraded refrigerator and a corner sink positioned to take full advantage of the views. This is a kitchen designed for both serious cooking and unforgettable gatherings. A first-floor bedroom provides flexibility for guests, family or a private office. Upstairs, the owner's suite is nothing short of a dream. Enjoy your own private balcony overlooking the Harbor, an expansive walk-in closet, luxurious soaking tub, beautifully tiled walk-in shower and access to a large bonus room. Create the ultimate home office, gym, reading lounge, additional sitting area or private sleeping space-the possibilities are endless. A second laundry area is conveniently located on this level. And then there's the finished walk-out basement! Designed for entertaining and everyday enjoyment, this level offers a dry bar, spacious recreation area, second laundry area, abundant storage and walk-out access to a large concrete patio. Storage has been cleverly incorporated throughout the home, ensuring there is a place for everything. The oversized 2.5-car heated garage adds even more functionality and includes a Tesla charger. Located within the marina resort community of Heritage Harbor, this home offers a lifestyle that feels like a permanent getaway. Enjoy outdoor pools, pickleball courts, walking trails, dog park, on-site restaurant, seasonal outdoor bar, boat docks, boat and kayak rentals and easy access to downtown Ottawa and the beauty of Starved Rock Country. Whether you're searching for a luxurious primary residence, a waterfront vacation home, a gathering place for family and friends, or a rental investment, this home delivers. This isn't simply a home on the water-it is a destination, an experience and a lifestyle. Prepare to fall in love!

Listing Agent

Tammy Barry

Homesmart Realty Group IL License #475168055 Listed on: 09/18/2026

Homesmart Realty Group IL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $21,224

Year Built

  • Built in 2024

Lot Details

  • Lot Dimensions are 56x124x67x134
  • River Front
  • Paved or Partially Paved Lot
  • Sloped Lot

HOA Fees

  • $205 Monthly HOA Fees

Parking

  • 2.5 Car Attached Garage
  • Electric Vehicle Home Charger
  • Heated Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,091 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Dry Bar
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Window Screens
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Bonus Room
  • Screened Porch
  • Lower Floor Utility Room
  • Water Views
  • Carbon Monoxide Detectors

Kitchen

  • Double Oven
  • Cooktop
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Wine Refrigerator
  • Stainless Steel Appliances
  • Quartz Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry in multiple locations
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Outdoor Features

  • Balcony
  • Screened Patio

Location

  • Property is near park

Schools

  • Rutland Elementary School
  • Ottawa Township High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • ENERGY STAR Qualified Water Heater

Community Details

Overview

  • Association fees include pool, scavenger
  • Jacob Valle Association, Phone Number (815) 433-5000
  • Property managed by Heritage Harbor Ottawa

Recreation

  • Community Boat Dock
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$21,224

Year Built

Built in 2024

Lot Details

0 Sq Ft Lot

HOA Fees

$205 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2024
  • Age: 1-5 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: New
  • SomePhotosVirtuallyStaged: No
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Wine Refrigerator, Cooktop
  • Basement: Finished, Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Interior Amenities: Vaulted Ceiling(s), Dry Bar, 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Open Floorplan, Pantry, Quartz Counters
  • LivingArea: 3091
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Bonus Room, Foyer, Utility Room-Lower Level, Pantry, Walk In Closet, Balcony/Porch/Lanai, Screened Porch
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 3063
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 3216

Exterior Features

  • Construction Materials: Other
  • ExteriorFeatures: Balcony
  • Foundation Details: Concrete Perimeter
  • Lot Features: Sloped
  • Patio And Porch Features: Patio, Screened
  • Roof: Asphalt
  • View: Water
  • Waterfront Features: River Front, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Concrete, Garage Door Opener, Heated Garage, Electric Vehicle Charging Station(s), Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2.5

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Upper Level, Multiple Locations
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 205
  • Association Fee Frequency: Monthly
  • Community Features: Park, Pool, Dock, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Heritage Harbor Ottawa
  • Management Contact Name: Jacob Valle
  • Management Phone: 815-433-5000

Fee Information

  • Association Fee Includes: Pool, Scavenger

Schools

  • Elementary School: Rutland Elementary School
  • High School: Ottawa Township High School
  • Middle/Junior School: Rutland Elementary School

Green Features

  • GreenEnergyEfficient: Water Heater

Lot Info

  • Lot Dimensions: 56x124x67x134
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 21224
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/18/2026 09/18/26 For Sale $989,000 +582.1% $320 / Sq Ft
12/04/2023 12/04/23 Sold $145,000 -9.4% -- View Prior Sale
09/25/2023 09/25/23 Pending -- -- --
06/13/2023 06/13/23 For Sale $160,000 -- --
Source: Midwest Real Estate Data (MRED)

Source: Midwest Real Estate Data (MRED)

MLS Number: 12757944

Midwest Real Estate Data (MRED)
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