$175,000
SOLD SEP 9, 2024

41 W Commerce St Chambersburg, PA 17201

5 Beds
2.5 Baths
2,400 Sq Ft
2,614 Sq Ft Lot

Recently Sold

$73 Per Sq Ft

5% Below List Price

30 Days on Market

Highlights

  • Colonial Architecture
  • No HOA
  • Forced Air Heating System

About This Home

As of September 2024

5 nice sized bedrooms, 2 1/2 bath all-brick home conveniently located in the Borough. This property has been a rental for over 9 years to one long term family who took good care of it and recently relocated. Efficient borough utilities. Property is being sold as-is.

Last Agent to Sell the Property

Stacia Horton

Berkshire Hathaway HomeServices Homesale Realty License #RS339682 Listed on: 07/05/2024

Berkshire Hathaway HomeServices Homesale Realty

Last Buyer's Agent

Phedra Barbour

Iron Valley Real Estate of Chambersburg License #AB069590

Iron Valley Real Estate of Chambersburg

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,207

Year Built

  • Built in 1908

Lot Details

  • 2,614 Sq Ft Lot

Parking

  • On-Street Parking

Home Design

  • Semi-Detached or Twin Home
  • Colonial Architecture
  • Brick Exterior Construction
  • Stone Foundation

Interior Spaces

  • 2,400 Sq Ft Home
  • Property has 3 Levels
  • Unfinished Basement

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Utilities

  • Forced Air Heating System
  • Heat Pump System
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Chambersburg Borough Subdivision

Listing and Financial Details

  • Assessor Parcel Number 02-1C34.-018.-000000

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,207

Year Built

Built in 1908

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Inclusions: refrigerator
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Year Built: 1908
  • Remarks Public: 5 nice sized bedrooms, 2 1/2 bath all-brick home conveniently located in the Borough. This property has been a rental for over 9 years to one long term family who took good care of it and recently relocated. Efficient borough utilities. Property is being sold as-is.
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Refrigerator
  • Fireplace: No
  • Foundation Details: Stone
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Unfinished
  • Laundry Type: Main Floor, Hookup
  • Total Sq Ft: 2400
  • Living Area Sq Ft: 2400
  • Price Per Sq Ft: 74.96
  • Above Grade Finished Sq Ft: 2400
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 41

Beds/Baths

  • Bedrooms: 5
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: No
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CHAMBERSBURG AREA
  • School District Key: 300200396543
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.06
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2614.00
  • Year Assessed: 2022
  • Zoning: RESIDENTIAL

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2207.00
  • Assessor Parcel Number: 02-1C34.-018.-000000
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 09/09/2024

MLS Schools

  • School District Name: CHAMBERSBURG AREA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 5, 2024
Closed on
Sep 10, 2024
Sold by
Horton Aaron and Horton Stacia
Bought by
Bacz Zachary A
Seller's Agent
Stacia Horton
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Phedra Barbour
Iron Valley Real Estate of Chambersburg
List Price
$185,000
Sold Price
$175,000
Premium/Discount to List
-$10,000
-5.41%
Views
58
Current Estimated Value
$179,537

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,537
Avg. Annual Appreciation
2.70%
Original Mortgage
$169,750
Outstanding Balance
$168,260
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$11,277

Purchase Details

Closed on
Jan 29, 2015
Sold by
Anderson Pedro Garnett and Wells Fargo Bank Na
Bought by
Horton Aaron

Purchase Details

Closed on
May 23, 2006
Sold by
Garnett Anderson Pedro and Garnett Stephanie Lee
Bought by
Garnett Anderson Pedro

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,500
Interest Rate
6.53%
Mortgage Type
FHA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $175,000 Madison Settlement Services
Sheriffs Deed $30,300 None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $169,750 New Conventional
Previous Owner $591,500 Future Advance Clause Open End Mortgage
Previous Owner $330,000 Commercial
Previous Owner $101,500 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/09/2024 09/09/24 Sold $175,000 -2.7% $73 / Sq Ft
08/04/2024 08/04/24 Pending -- -- --
07/24/2024 07/24/24 Price Changed $179,900 -2.8% $75 / Sq Ft
07/16/2024 07/16/24 Price Changed $185,000 0.0% $77 / Sq Ft
07/16/2024 07/16/24 For Sale $185,000 -5.1% $77 / Sq Ft
07/09/2024 07/09/24 Pending -- -- --
07/09/2024 07/09/24 Price Changed $195,000 +5.4% $81 / Sq Ft
07/05/2024 07/05/24 For Sale $185,000 -- $77 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,776 $12,000 $650 $11,350
2024 $2,284 $12,000 $650 $11,350
2023 $2,225 $12,000 $650 $11,350
2022 $2,164 $12,000 $650 $11,350
2021 $2,152 $12,000 $650 $11,350
2020 $2,105 $12,000 $650 $11,350
2019 $2,044 $12,000 $650 $11,350
2018 $1,981 $12,000 $650 $11,350
2017 $1,866 $12,000 $650 $11,350
2016 $344 $12,000 $650 $11,350
2015 $320 $12,000 $650 $11,350
2014 $320 $12,000 $650 $11,350
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: PAFL2020476

Bright MLS

APN: 02-1C34-018-000000