NOT LISTED FOR SALE

410 N Gifford St Elgin, IL 60120

Estimated Value: $238,000 - $268,113

3 Beds
2 Baths
1,264 Sq Ft
$199/Sq Ft Est. Value

Last Sold October 22, 2014

Last sale price $105,000 $83 Per Sq Ft

Est. 139% increase in value since last sale

Current estimated payment $1,747/month

46 Days on Market

Highlights

  • Screened Porch
  • Detached Garage
  • Central Air

About This Home

As of October 2014

HOME SHOWS WELL. 3 BEDROOMS 2 BATHS. BEAUTIFUL WOODWORK. ANY BUYER WHO WILL BE FINANCING THE PURCHASE OF THIS PROPERTY MUST OBTAIN A PRE-QUALTIFICATION LETTER FROM SELLER TO BE SUBMITTED WITH OFFER. THE BUYER IS NOT REQUIRED TO USE THIS FINANCING WHEN PURCHASING THE HOME. SEE AGENT REMARKS FOR DETAILS.

Last Agent to Sell the Property

Jill Insco

HomeSmart Connect, LLC. License #471001266 Listed on: 07/03/2014

HomeSmart Connect, LLC.

Last Buyer's Agent

Angela Bjork

Baird & Warner License #475123843

Baird & Warner

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,988

Year Built

  • 1925

Lot Details

  • 4,966

Parking

  • Detached Garage
  • Garage Is Owned

Home Design

  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Screened Porch

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Utilities

  • Central Air
  • Heating System Uses Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,988

Year Built

1925

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • Age: 81-90 Years
  • Full Bathrooms: 2
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2
  • Type Detached: 1.5 Story
  • Estimated Year Built: 1925
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 1925

Interior Features

  • Number Of Rooms: 6
  • Living Room: Dimensions: 12X14, On Level: Main Level
  • Basement: Full
  • Basement: Partially Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 3
  • Above Grade Bedrooms: 3
  • Dining Room: Dimensions: 12X13, On Level: Main Level
  • Kitchen Type: Dimensions: 10X10, On Level: Main Level
  • Additional Rooms: Enclosed Porch
  • Master Bedroom: Dimensions: 12X20, On Level: 2nd Level
  • Additional Room 1 Name: Enclosed Porch, Dimensions: 12X08, On Level: Main Level
  • Additional Room 2 Name: Other, Dimensions: 12X12, On Level: 2nd Level
  • Bedroom 2: Dimensions: 12X12, On Level: Main Level
  • Bedroom 3: Dimensions: 12X12, On Level: Main Level
  • Estimated Sq Ft: 1264

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Porch Screened

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Detached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Schools

  • School District: 46
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 47X105
  • Parcel Identification Number: 0612379022

Tax Info

  • Taxes: 2988.36

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 3, 2014
Closed on
Oct 20, 2014
Sold by
Queens Park Oval Asset Holding Trust
Bought by
Dela Isla Jesus
Seller's Agent
Jill Insco
HomeSmart Connect, LLC.
Buyer's Agent
Angela Bjork
Baird & Warner
List Price
$94,900
Sold Price
$105,000
Premium/Discount to List
$10,100
10.64%
Current Estimated Value
$251,028

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$146,028
Avg. Annual Appreciation
8.35%
Original Mortgage
$103,098
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 3, 2014
Sold by
Schwager Joseph H and Schwager Miranda
Bought by
Queens Park Oval Asset Holding Trust

Purchase Details

Closed on
May 14, 2010
Sold by
Tyme Jonita
Bought by
Schwager Joseph H and Schwager Miranda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,339
Interest Rate
5.12%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 20, 2009
Sold by
Lozano Oliva
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Sep 20, 2004
Sold by
Diaz Manuel
Bought by
Lozano Oliva

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,800
Interest Rate
7.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 22, 1998
Sold by
Johnson Andrew L
Bought by
Diaz Manuel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,600
Interest Rate
6.83%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dela Isla Jesus $105,000 Chicago Title Insurance Co
Queens Park Oval Asset Holding Trust $92,120 Chicago Title Insurance Co
Schwager Joseph H $125,000 First American Title
Wells Fargo Bank Na -- None Available
Lozano Oliva $161,000 First American Title Ins Co
Diaz Manuel $80,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dela Isla Jesus $103,098
Previous Owner Schwager Joseph H $123,339
Previous Owner Lozano Oliva $128,800
Previous Owner Diaz Manuel $77,600
Closed Lozano Oliva $32,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/22/2014 10/22/14 Sold $105,000 +10.6% $83 / Sq Ft
08/18/2014 08/18/14 Pending -- -- --
07/03/2014 07/03/14 For Sale $94,900 -- $75 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,988 $70,329 $9,255 $61,074
2023 $4,734 $63,537 $8,361 $55,176
2022 $4,503 $57,935 $7,624 $50,311
2021 $4,297 $54,165 $7,128 $47,037
2020 $3,974 $49,571 $6,805 $42,766
2019 $3,850 $47,219 $6,482 $40,737
2018 $3,142 $37,778 $6,106 $31,672
2017 $3,056 $35,713 $5,772 $29,941
2016 $2,894 $33,132 $5,355 $27,777
2015 -- $30,368 $4,908 $25,460
2014 -- $29,993 $4,847 $25,146
2013 -- $35,338 $4,975 $30,363
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08663195

Midwest Real Estate Data (MRED)

APN: 06-12-379-022