Seller's Agent in 2025
Deb Ritter
Keller Williams Premiere Properties
(630) 918-4476
3 in this area
88 Total Sales
410 S River Ln Geneva, IL 60134
Downtown Geneva Neighborhood
3
Beds
3
Baths
2,648
Sq Ft
2021
Built
Highlights
- Open Floorplan
- Property is near a park
- Wood Flooring
- Williamsburg Elementary School Rated A-
- Traditional Architecture
- Loft
About This Home
As of June 2025A masterful blend of historic charm and modern sophistication, this custom-built home is a striking nod to the historic architecture that Geneva is known for. Situated in Geneva's Central Historic District on River Lane, this residence seamlessly integrates classic architectural elements with contemporary refinement. A welcoming covered porch with Fox River views introduces the home, setting the stage for its timeless yet forward-thinking design. Inside, a carefully curated material palette enhances the architectural integrity of the space. Large windows throughout the home with thin distinctive black divided-light mullions, 9' tall ceilings, and white oak hardwood flooring establish a sense of openness and light. The open-concept floor plan fosters connectivity, anchored by a chef's kitchen that showcases an impressive quartz waterfall island, Sub-Zero, Wolf appliances, and designer lighting. A wet bar in the island enhances functionality, while the adjacent living room, adorned with exposed beams and a brick gas fireplace, creates a warm, intimate gathering space. The dining area maintains an effortless flow, ideal for entertaining. A thoughtfully placed mudroom and laundry suite with ample storage in the forms of cubbies, cabinetry and closets ensure both form and function. Ascending the architecturally distinct staircase-framed by an oversized picture window that floods the space with natural light-you'll discover a second level designed for tranquility. The primary suite is a private sanctuary, featuring a spa-inspired en-suite bath with an oversized marble shower, deep soaking tub, and two separate private closets with custom organization systems. Two additional serene bedrooms and an intimate reading nook at the top of the stairs contribute to the home's timeless livability. The lower level offers endless possibilities, with roughed-in plumbing for a future bath, allowing for the creation of a home gym, a second family room, or perhaps a home office. The attached two-car garage, boasting extra-high ceilings offers a fantastic benefit of ample storage - convienently away from car doors. Geneva is a wonderful weekend destination spot for shopping, dining, and exploring. The home is located within a few blocks of Geneva's acclaimed restaurants, boutique shops, and scenic riverwalk trails that are only a few blocks away. Everyday conveniences-including the post office, library, farmers market, and Metra station-are just moments away, seamlessly blending urban accessibility with small-town charm. A meticulously designed fusion of architectural heritage and contemporary luxury, 410 S. River Lane is a rare offering for an in town Geneva location.
Last Agent to Sell the Property
Keller Williams Premiere Properties License #475155644 Listed on: 04/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $27,650
Year Built
- Built in 2021
Lot Details
- Lot Dimensions are 49 x 139
- Paved or Partially Paved Lot
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Asphalt Roof
- Radon Mitigation System
- Concrete Perimeter Foundation
Interior Spaces
- 2,648 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Beamed Ceilings
- Ceiling Fan
- Gas Log Fireplace
- Mud Room
- Entrance Foyer
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Loft
- Wood Flooring
- Unfinished Attic
- Carbon Monoxide Detectors
Kitchen
- Range with Range Hood
- Microwave
- High End Refrigerator
- Dishwasher
- Wine Refrigerator
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
- Sink Near Laundry
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Schools
- Williamsburg Elementary School
- Geneva Middle School
- Geneva Community High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
- Water Purifier
- Water Purifier is Owned
Additional Features
- Air Purifier
- Property is near a park
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 17, 2025
Closed on
Jun 6, 2025
Sold by
Francis Trust and Francis Charles Paul
Bought by
Rodriguez Paul
Seller's Agent
Deb Ritter
Keller Williams Premiere Properties
Buyer's Agent
Eric Hall
Keller Williams Premiere Properties
List Price
$1,100,000
Sold Price
$1,150,000
Premium/Discount to List
$50,000
4.55%
Views
395
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,078
Avg. Annual Appreciation
3.98%
Original Mortgage
$920,000
Outstanding Balance
$917,724
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$245,354
Purchase Details
Listed on
Sep 2, 2021
Closed on
Oct 14, 2021
Sold by
Oakley Vicky L
Bought by
Franics Charles Paul and Franics Gail Rose
Seller's Agent
Megan Reno
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Deb Ritter
Keller Williams Premiere Properties
List Price
$995,000
Sold Price
$995,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.99%
Purchase Details
Listed on
Sep 2, 2021
Closed on
Sep 20, 2021
Sold by
Coxen Brandon James and Prendergast Emily Patrijia
Bought by
Oakley Vicky L
Seller's Agent
Megan Reno
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Deb Ritter
Keller Williams Premiere Properties
List Price
$995,000
Sold Price
$995,000
Purchase Details
Listed on
Mar 28, 2020
Closed on
Jun 29, 2021
Sold by
M & C Realty Llc
Bought by
Coxen Brandon James and Prendergast Emily Patricia
Seller's Agent
Tim Binning
RE/MAX All Pro
Buyer's Agent
Tim Binning
RE/MAX All Pro
Sold Price
$926,152
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
33.22%
Original Mortgage
$740,922
Interest Rate
2.5%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Dec 15, 2017
Sold by
Okaerts Richard
Bought by
M C Realty Llc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,150,000 | None Listed On Document | |
| Deed | $995,000 | Stewart Title | |
| Warranty Deed | $995,000 | Stewart Title | |
| Special Warranty Deed | $926,500 | None Available | |
| Warranty Deed | $700,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $920,000 | New Conventional | |
| Previous Owner | $740,922 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/20/2025 06/20/25 | Sold | $1,150,000 | +4.5% | $434 / Sq Ft | |
| 04/23/2025 04/23/25 | Pending | -- | -- | -- | |
| 04/17/2025 04/17/25 | For Sale | $1,100,000 | +10.6% | $415 / Sq Ft | |
| 10/07/2021 10/07/21 | Sold | $995,000 | 0.0% | $385 / Sq Ft | View Prior Sale |
| 09/16/2021 09/16/21 | Pending | -- | -- | -- | |
| 09/02/2021 09/02/21 | For Sale | $995,000 | +7.4% | $385 / Sq Ft | |
| 07/06/2021 07/06/21 | Sold | $926,152 | -2.5% | $358 / Sq Ft | View Prior Sale |
| 08/11/2020 08/11/20 | For Sale | -- | -- | -- | |
| 08/09/2020 08/09/20 | Pending | -- | -- | -- | |
| 03/28/2020 03/28/20 | For Sale | $949,900 | -- | $368 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $28,270 | $379,536 | $44,388 | $335,148 |
| 2023 | $27,650 | $345,033 | $40,353 | $304,680 |
| 2022 | $26,268 | $320,603 | $37,496 | $283,107 |
| 2021 | $10,498 | $126,464 | $36,102 | $90,362 |
| 2020 | $3,012 | $35,551 | $35,551 | $0 |
| 2019 | $3,007 | $34,878 | $34,878 | $0 |
| 2018 | $3,003 | $34,878 | $34,878 | $0 |
| 2017 | $595 | $6,790 | $6,790 | $0 |
| 2016 | $598 | $6,698 | $6,698 | $0 |
| 2015 | -- | $6,368 | $6,368 | $0 |
| 2014 | -- | $6,368 | $6,368 | $0 |
| 2013 | -- | $6,368 | $6,368 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Deb Ritter
-
Eric Hall
Buyer's Agent in 2025
Eric Hall
Keller Williams Premiere Properties
(630) 730-4934
2 in this area
44 Total Sales
-
Megan Reno
Seller's Agent in 2021
Megan Reno
Baird Warner
(630) 310-6578
4 in this area
38 Total Sales
-
Tim Binning
Seller's Agent in 2021
Tim Binning
RE/MAX
(630) 202-5940
8 in this area
459 Total Sales
-
H
Seller Co-Listing Agent in 2021
Heather Gift
RE/MAX All Pro
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12314609
APN: 12-10-226-009
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