$995,000
SOLD OCT 7, 2021
4 Beds
3 Baths
2,584 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$385 Per Sq Ft

13 Days on Market

Highlights

  • Family Room with Fireplace
  • Attached Garage
  • French Doors
  • Williamsburg Elementary School Rated A-
  • Soaking Tub

About This Home

As of June 2025

This newly built home pays homage to the timeless, historical Geneva cottages of the past but with contemporary updates. The covered porch welcomes you to this 4 bedroom 3 bath home with open floor plan, high ceilings throughout, hardwood white oak flooring, custom kitchen with Sub Zero and Wolf appliances, expansive quartz waterfall island, wet bar, mudroom nearby and family room with gas fireplace and custom beams. The first floor bedroom/den adjacent to a full bath is an impossible find in this downtown location. Pamper yourself in the spa-like master retreat with marble shower and extra long soaking tub. An additional bonus of a full basement with rough in plumbing for bath is ready for your personalization. The 2 car attached garage with extra high ceilings and an abundant amount of room for storage is a VERY RARE gem to find in downtown Geneva. This home is a modern day jewel box with its light filled rooms, elegant design, fine finishes and detailed millwork. A perfect location that is walkable to downtown Geneva's fine dining and exceptional shopping, exploring the paths along the Fox River, and jumping on the Metra commuter train for a quick ride into the city. Living on River Lane you have all the conveniences of the post office, library, butcher shop, dry cleaners, farmers market and ice cream shops all within walking distance. Enjoy the city life in the quaint, quiet town of Geneva along the Fox River in a custom one of a kind newly built home.

Last Agent to Sell the Property

Megan Reno

Baird & Warner Fox Valley - Geneva License #475163910 Listed on: 09/02/2021

Baird & Warner Fox Valley -  Geneva

Last Buyer's Agent

Deb Ritter

Keller Williams Premiere Properties License #475155644

Keller Williams Premiere Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $28,270

Year Built

  • 2021

Parking

  • Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Interior Spaces

  • 2-Story Property
  • French Doors
  • Family Room with Fireplace
  • Unfinished Attic

Bedrooms and Bathrooms

  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Unfinished Basement

  • Finished Basement Bathroom
  • Rough-In Basement Bathroom

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$28,270

Year Built

2021

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • Property Type: Residential
  • Type Detached: 2 Stories
  • Property Sub Type: 2 Stories
  • Age: NEW Ready for Occupancy
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Architectural Style: Traditional
  • Directions: STATE ST (RTE 38) TO 1ST STREET SOUTH TO FULTON EAST TO RIVER LANE
  • Lot Size: 139X49
  • New Construction: Yes
  • Ownership: Fee Simple
  • Special Features: NewHome
  • Year Built: 2021

Interior Features

  • Appliances: Double Oven, Range, Microwave, Dishwasher, High End Refrigerator, Bar Fridge, Disposal, Stainless Steel Appliance(s), Wine Refrigerator, Range Hood, Water Purifier, Water Purifier Owned
  • Has Basement: Full
  • Fireplace Features: Wood Burning
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished,Bathroom Rough-In
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Basement Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Attic: Unfinished
  • Door Features: French Doors
  • Full Bathrooms: 3
  • Possible Bedrooms: 4
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Interior Amenities: Bar-Dry, Hardwood Floors, First Floor Bedroom, First Floor Laundry, First Floor Full Bath, Built-in Features, Walk-In Closet(s), Open Floorplan
  • Other Equipment: Humidifier, CO Detectors, Ceiling Fan(s), Sump Pump, Air Purifier, Radon Mitigation System
  • Dining Room Type: Foyer, Loft, Mud Room, Walk In Closet

Exterior Features

  • Roof: Asphalt
  • Exterior Features: Porch
  • Foundation Details: Concrete Perimeter
  • Exterior Building Type: Other
  • Lot Features: Water View
  • Waterfront: No

Garage/Parking

  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage
  • Garage Spaces: 2

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Electric: 200+ Amp Service
  • Laundry Features: Gas Dryer Hookup, Laundry Closet, Sink
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved

Fee Information

  • Association Fee Includes: None

Schools

  • Junior High Dist: 304

Lot Info

  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Exemptions: Homeowner
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 17, 2025
Closed on
Jun 6, 2025
Sold by
Francis Trust and Francis Charles Paul
Bought by
Rodriguez Paul
Seller's Agent
Deb Ritter
Keller Williams Premiere Properties
Buyer's Agent
Eric Hall
Keller Williams Premiere Properties
List Price
$1,100,000
Sold Price
$1,150,000
Premium/Discount to List
$50,000
4.55%
Views
395

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-15.44%
Original Mortgage
$920,000
Outstanding Balance
$920,000
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$193,942

Purchase Details

Listed on
Sep 2, 2021
Closed on
Oct 14, 2021
Sold by
Oakley Vicky L
Bought by
Franics Charles Paul and Franics Gail Rose
Seller's Agent
Megan Reno
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Deb Ritter
Keller Williams Premiere Properties
List Price
$995,000
Sold Price
$995,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.99%

Purchase Details

Listed on
Sep 2, 2021
Closed on
Sep 20, 2021
Sold by
Coxen Brandon James and Prendergast Emily Patrijia
Bought by
Oakley Vicky L
Seller's Agent
Megan Reno
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Deb Ritter
Keller Williams Premiere Properties
List Price
$995,000
Sold Price
$995,000

Purchase Details

Listed on
Mar 28, 2020
Closed on
Jun 29, 2021
Sold by
M & C Realty Llc
Bought by
Coxen Brandon James and Prendergast Emily Patricia
Seller's Agent
Tim Binning
RE/MAX All Pro
Buyer's Agent
Tim Binning
RE/MAX All Pro
Sold Price
$926,152

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
33.22%
Original Mortgage
$740,922
Interest Rate
2.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Dec 15, 2017
Sold by
Okaerts Richard
Bought by
M C Realty Llc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,150,000 None Listed On Document
Deed $995,000 Stewart Title
Warranty Deed $995,000 Stewart Title
Special Warranty Deed $926,500 None Available
Warranty Deed $700,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $920,000 New Conventional
Previous Owner $740,922 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/20/2025 06/20/25 Sold $1,150,000 +4.5% $434 / Sq Ft
04/23/2025 04/23/25 Pending -- -- --
04/17/2025 04/17/25 For Sale $1,100,000 +10.6% $415 / Sq Ft
10/07/2021 10/07/21 Sold $995,000 0.0% $385 / Sq Ft
09/16/2021 09/16/21 Pending -- -- --
09/02/2021 09/02/21 For Sale $995,000 +7.4% $385 / Sq Ft
07/06/2021 07/06/21 Sold $926,152 -2.5% $358 / Sq Ft
08/11/2020 08/11/20 For Sale -- -- --
08/09/2020 08/09/20 Pending -- -- --
03/28/2020 03/28/20 For Sale $949,900 -- $368 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $28,270 $379,536 $44,388 $335,148
2023 $27,650 $345,033 $40,353 $304,680
2022 $26,268 $320,603 $37,496 $283,107
2021 $10,498 $126,464 $36,102 $90,362
2020 $3,012 $35,551 $35,551 $0
2019 $3,007 $34,878 $34,878 $0
2018 $3,003 $34,878 $34,878 $0
2017 $595 $6,790 $6,790 $0
2016 $598 $6,698 $6,698 $0
2015 -- $6,368 $6,368 $0
2014 -- $6,368 $6,368 $0
2013 -- $6,368 $6,368 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11207096

Midwest Real Estate Data (MRED)

APN: 12-10-226-009