$399,900
PENDING $25K PRICE DROP

410 Somerset St Ludlow, KY 41016

Estimated payment $2,317/month

Total Views 4,722
-- Bed
-- Bath
1,372 Sq Ft
$291 Price per Sq Ft

Highlights

  • 0.17 Acre Lot
  • Mini Split Air Conditioners
  • 1 Car Garage
  • Fireplace
  • Forced Air Heating and Cooling System

About This Home

Charming side-by-side duplex on two parcels in fantastic Ludlow neighborhood close to historic downtown! Annual income of $43,800 per year! Beautiful brick exterior, hardwood floors, separate basements, garage and shed in back with large yard space (double lot on 410). Separated out utilities, including two new furnaces (2023, 2024), new roof (2022), concrete patio and fire pit, and vinyl wrapped windows throughout (2019). Properties are two parcels, but a buyer is to get one loan on both. Sellers would consider selling units separately. 410 is rented through 07/2025 for $1850 per month, and 412 is rented through 09/2025 for $1800 per month.

Listing Agent

Brian Thomas

Coldwell Banker Realty License #222417 Listed on: 03/12/2025

Coldwell Banker Realty

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $1,300

Lot Details

  • 7,497 Sq Ft Lot

Parking

  • 1 Car Garage
  • On-Street Parking

Home Design

  • Duplex
  • Brick Exterior Construction
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 1,372 Sq Ft Home
  • 2-Story Property
  • Fireplace
  • Vinyl Clad Windows
  • Partial Basement

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Mini Split Air Conditioners
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Furnace
  • Separate Meters

Community Details

  • 2 Buildings
  • 2 Units

Listing and Financial Details

  • Assessor Parcel Number 026-33-02-015.00

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$1,300

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Multi Family
  • Lot Size Acres: 0.17
  • Lot Size: Of Record
  • Directions: Elm to Kenner to Somerset
  • New Construction: No
  • Structure Type: Duplex
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: Of Record
  • General Property Description:Approx SqFt2: 600.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke Energy
  • Utilities Gas Company: Duke Energy
  • Water Company: Northern Kentucky Water
  • Water Source:Public: Yes
  • General Property Description:Lot Size Acres: 0.1721
  • General Property Description:Living Area: 1372.0
  • General Property Description:Lot Size Square Feet: 7497.0
  • Location Tax Legal Info:Tax ID: 026-33-02-015.00
  • Appliances Refrigerators: Yes
  • Foundation:Stone3: Yes
  • General Property Description:_pound_ of Buildings: 2
  • Utilities:Separate Air Condition: Yes
  • Utilities:Separate Furnace: Yes
  • Utilities:Separate Gas Electric: Yes
  • General Property Description:Number Of Units Total: 2
  • Structure Type:Duplex: Yes
  • Levels:Two2: Yes
  • Special Features: None

Interior Features

  • Basement: Partial
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Property Type: MultiFamily
  • Tenant Pays: Electricity, Gas, Heat, Sewer, Water
  • Number Of Buildings: 2
  • Appliances: Gas Range, Dishwasher, Microwave, Refrigerator
  • Fireplace: Yes
  • Living Area: 1372.0
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Gas Range: Yes
  • Basement:Partial: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Brick
  • Foundation Details: Stone
  • Construction Materials:Brick2: Yes
  • Window Features:Vinyl Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Garage, On Street
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Garage5: Yes
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 7497.0
  • ResoLotSizeUnits: Acres

Multi Family

  • Number Of Units Total: 2

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,300 $100,000 $10,000 $90,000
2023 $1,287 $100,000 $10,000 $90,000
2022 $1,325 $100,000 $10,000 $90,000
2021 $980 $65,000 $10,000 $55,000
2020 $976 $65,000 $10,000 $55,000
2019 $971 $65,000 $10,000 $55,000
2018 $965 $65,000 $10,000 $55,000
2017 $1,249 $87,000 $10,000 $77,000
2015 $1,190 $87,000 $10,000 $77,000
2014 $1,143 $87,000 $10,000 $77,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/18/2025 04/18/25 Pending -- -- --
04/04/2025 04/04/25 Price Changed $399,900 -5.9% $291 / Sq Ft
03/12/2025 03/12/25 For Sale $425,000 -- $310 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Deed $65,000 Sojourners Title Agency Llc
Interfamily Deed Transfer $87,000 --
Deed $60,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $183,750 New Conventional
Closed $63,822 FHA
Previous Owner $29,000 Unknown
Previous Owner $93,000 Purchase Money Mortgage
Source: Public Records

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    Section Image

Source: Northern Kentucky Multiple Listing Service

MLS Number: 630594

Northern Kentucky Multiple Listing Service

APN: 026-33-02-015.00