$505,000
SOLD JUN 11, 2025

4104 Southern Vista Loop St. Cloud, FL 34769

Canoe Creek Neighborhood
5 Beds
3 Baths
2,791 Sq Ft
5,663 Sq Ft Lot

Recently Sold

$181 Per Sq Ft

6% Below List Price

94 Days on Market

Highlights

  • Open Floorplan
  • High Ceiling
  • Stone Countertops
  • Loft
  • Great Room
  • Community Pool

About This Home

As of June 2025

Welcome to 4104 Southern Vista Loop, an alluring *Waterfront* residence nestled in the charming city of St. Cloud, FL. This luxurious home exudes elegance and sophistication, offering an exquisite blend of comfort and style that caters to both discerning families and individuals seeking a refined living experience. This home presents a thoughtfully designed floor plan featuring 5 bedrooms, 3 full bathrooms and a *Loft*, providing an abundance of space for both relaxation and lavish entertaining. The *Downstairs Bedroom* and *Full Bath* offers flexibility in how you choose to use the space. The heart of this magnificent home is the kitchen that boasts a stunning kitchen *Island* with upgraded pendant lighting, an undermount sink, breakfast bar and outlets. Completing the kitchen are state-of-the-art *Stainless Steel* appliances that includes a *Double Oven*, an abundance of cabinetry with undermount lighting and decorative backsplash making it a culinary paradise for aspiring home chefs and food enthusiasts alike. The expansive *Open-Concept Floor Plan* invites natural light to cascade through its generous windows and *Four Panel Sliders*, creating a warm and inviting ambiance perfect for hosting elegant gatherings with family and friends. Indulge in the ultimate sanctuary within the luxurious primary suite, complete with a private spa-like bathroom and an expansive *Walk-In Closet*. The bathroom presents dual sinks and an expanded stand alone shower with a *Frameless Door*. Embrace the beauty of Florida's climate on your *Covered Lanai* as you gaze into the water. An enchanting space ideal for alfresco dining, gardening, or simply basking in the tranquility of your own private paradise. Residents enjoy access to a wealth of exceptional amenities, including a community pool, tot-lot playground, and sidewalks, all designed to elevate your lifestyle with leisure and convenience. Ideally situated, this home offers access to major highways, shopping centers, restaurants, and vibrant entertainment venues, ensuring that everything you desire is just moments away. Seize this extraordinary opportunity to claim 4104 Southern Vista Loop as your new sanctuary. Schedule a private showing today and immerse yourself in the charm and luxury this magnificent home has to offer!

Last Agent to Sell the Property

Calvin & Rondra Bolden

LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3292633 Listed on: 02/07/2025

LPT REALTY, LLC

Co-Listed By

Rondra Bolden

LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3308546

Last Buyer's Agent

Larissa Branco

PRISTINE INTERNATIONAL REALTY LLC License #3600447

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,359

Year Built

  • Built in 2023

Lot Details

  • 5,663 Sq Ft Lot
  • East Facing Home

HOA Fees

  • $105 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,791 Sq Ft Home
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Loft

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Rain Gutters

Schools

  • Michigan Avenue Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

Community Details

Overview

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,359

Year Built

Built in 2023

Lot Details

5,663 Sq Ft Lot

HOA Fees

$105 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2791
  • Lot Size Acres: 0.13
  • New Construction: No
  • Year Built: 2023
  • Building Area Total: 3508
  • Lot Size Sq Ft: 5663
  • Status: Sold
  • Co List Office Mls Id: MFR261016803
  • Co List Office Phone: 877-366-2213
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 325.90
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: Millenia Blvd. Ste 240
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 180.94
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 877-366-2213
  • Tax Year: 2024
  • Special Features: 4098

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Living Area Meters: 259.29

Exterior Features

  • Direction Faces: East
  • Exterior Features: Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0260G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room, Upper Level
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Pool
  • Association Fee: 315
  • Association Fee Frequency: Quarterly
  • Association Name: Amanda Lee
  • Phone: (407) 960-4872
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer to confirm pet restrictions with hoa
  • Association Fee Requirement: Required
  • Association Email: alee@sovereign-jacobs.com
  • Association URL: https://sovereign-jacobs.com/

Fee Information

  • Total Annual Fees: 1260.00
  • Total Monthly Fees: 105.00
  • Monthly HOA Amount: 105.00

Schools

  • Elementary School: Michigan Avenue Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: RES
  • Parcel Number: 13-26-30-0663-0001-0310
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer to confirm lease restrictions with hoa

Tax Info

  • Tax Annual Amount: 5359
  • Tax Block: 1
  • Tax Book Number: 31-133-139
  • Tax Lot: 31

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 7, 2025
Closed on
Jun 11, 2025
Sold by
Mccaw-Binns Jason Oneil and Tian Shanae
Bought by
Neves Ramon and Neves Karin Rossetim
Seller's Agent
Calvin & Rondra Bolden
LPT REALTY, LLC
Buyer's Agent
Larissa Branco
PRISTINE INTERNATIONAL REALTY LLC
List Price
$540,000
Sold Price
$505,000
Premium/Discount to List
-$35,000
-6.48%
Views
60
Current Estimated Value
$499,814

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,186
Avg. Annual Appreciation
-1.30%
Original Mortgage
$404,000
Outstanding Balance
$402,953
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$96,861

Purchase Details

Closed on
Apr 28, 2023
Sold by
Richmond American Homes Of Florida Lp
Bought by
Mccaw-Binns Jason Oneil and Mccaw-Binns Tian Shanae

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$405,000
Interest Rate
6.42%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $505,000 None Listed On Document
Special Warranty Deed $510,000 Fidelity National Title Of Flo
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $404,000 New Conventional
Previous Owner $405,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/11/2025 06/11/25 Sold $505,000 0.0% $181 / Sq Ft
05/12/2025 05/12/25 Pending -- -- --
05/07/2025 05/07/25 Price Changed $505,000 -3.8% $181 / Sq Ft
03/26/2025 03/26/25 Price Changed $525,000 -2.8% $188 / Sq Ft
02/07/2025 02/07/25 For Sale $540,000 -- $193 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,583 $365,374 -- --
2024 $949 $355,077 -- --
2023 $949 $49,500 $0 $0
2022 $811 $45,000 $45,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6278041

Stellar MLS

APN: 13-26-30-0663-0001-0310

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