$320,000
SOLD DEC 11, 2020

4105 Palmetto Bay Dr Elkton, FL 32033

4 Beds
2 Baths
2,322 Sq Ft
9,148 Sq Ft Lot

Recently Sold

$138 Per Sq Ft

2% Below List Price

38 Days on Market

Highlights

  • Waterfront
  • Vaulted Ceiling
  • Screened Porch
  • Otis A. Mason Elementary School Rated A
  • Ranch Style House
  • Skylights

About This Home

As of December 2021

BEAUTIFUL POOL HOME ON A LAKE! 4BR/2BA PLUS Den/Office!! Located in Cypress Lakes, a golf course community. This home has been completely refurbished inside the entire home! Huge owner suite overlooks pool & lake. Kitchen is open and spacious & overlooks family room with fireplace! Kitchen leads out to spacious screen lanai with saltwater pool overlooking gorgeous lake. Only 10 minutes to shopping & the beach! Alarm system; Sprinkler system with well for irrigation; Insulation between all interior wall including garage ceilings; Reverse osmosis water filtration in kitchen; Hardwired for speakers in every room; 2 year old A/C w/humidity control; new LVP waterproof planking floor; new paint throughout.

Last Agent to Sell the Property

Debby Duenow

WATSON REALTY CORP License #0496965 Listed on: 10/13/2020

WATSON REALTY CORP

Last Buyer's Agent

NON MLS

NON MLS (realMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,329

Year Built

  • Built in 2005

Lot Details

  • Lot Dimensions are 60x196x98x117
  • Waterfront
  • Front and Back Yard Sprinklers
  • Zoning described as PUD

HOA Fees

  • $30 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Wood Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,322 Sq Ft Home
  • Vaulted Ceiling
  • Skylights
  • Gas Fireplace
  • Screened Porch
  • Tile Flooring

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Schools

  • Otis A. Mason Elementary School
  • Gamble Rogers Middle School
  • Pedro Menendez High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Cypress Lakes Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1373670440

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,329

Year Built

Built in 2005

Lot Details

0

HOA Fees

$30 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Year Built: 2005
  • Property Sub Type: Single Family Residence
  • Lot Size: 60x196x98x117
  • Subdivision Name: Cypress Lakes
  • Architectural Style: Ranch
  • General Property Information Living Area2: 2322.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Architectural Style Ranch: Yes
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Kitchen Island, Skylight(s), Vaulted Ceiling(s), Walk-In Closet(s)
  • Major Appliances: Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Concrete, Tile
  • Living Area: 2322.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Gas: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Skylight(s): Yes

Exterior Features

  • Waterfront: Yes
  • Roof: Shingle
  • Lot Features: Sprinklers In Front, Sprinklers In Rear
  • Pool Features: In Ground
  • View: Water
  • Construction Type: Frame, Stucco
  • Patio And Porch Features: Front Porch, Porch, Screened
  • Construction Materials:Frame: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Screened: Yes
  • Waterfront Features:Lake Front: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association Fee: 360.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 360.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Otis A. Mason
  • High School: Pedro Menendez
  • Middle Or Junior School: Gamble Rogers

Lot Info

  • Parcel #: 1373670440
  • Zoning Description: PUD

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 5, 2024
Sold by
Kushner Mery Tatiana and Kushner Eric
Bought by
Kushner Mery Tatiana

Purchase Details

Listed on
Dec 29, 2021
Closed on
Dec 15, 2021
Sold by
Short Nancy
Bought by
Kushner Mery Tatiana and Kushner Eric
Seller's Agent
NON MLS
NON MLS (realMLS)
Buyer's Agent
DJ DellaSala
DJ & LINDSEY REAL ESTATE
List Price
$395,000
Sold Price
$395,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.15%
Original Mortgage
$295,000
Interest Rate
2.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Oct 13, 2020
Closed on
Dec 10, 2020
Sold by
Long Thomas E and Long Ann E
Bought by
Short Nancy
Seller's Agent
Debby Duenow
WATSON REALTY CORP
Buyer's Agent
NON MLS
NON MLS (realMLS)
List Price
$325,000
Sold Price
$320,000
Premium/Discount to List
-$5,000
-1.54%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.44%
Original Mortgage
$300,000
Interest Rate
2.7%
Mortgage Type
VA

Purchase Details

Closed on
Oct 10, 2005
Sold by
Kb Home Jacksonville Llc
Bought by
Long Thomas E and Long Ann E
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Warranty Deed $395,000 Fidelity National Title
Warranty Deed $320,000 Watson Ttl Svcs Of North Fl
Special Warranty Deed $306,400 Associated Land Title Group
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $295,000 Purchase Money Mortgage
Previous Owner $300,000 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/30/2025 07/30/25 For Sale $535,000 -2.7% $230 / Sq Ft
07/30/2025 07/30/25 For Sale $550,000 +71.9% $237 / Sq Ft
12/17/2023 12/17/23 Off Market $320,000 -- --
12/17/2023 12/17/23 Off Market $395,000 -- --
12/29/2021 12/29/21 For Sale $395,000 0.0% $170 / Sq Ft
12/27/2021 12/27/21 Sold $395,000 +23.4% $170 / Sq Ft
11/19/2021 11/19/21 Pending -- -- --
12/11/2020 12/11/20 Sold $320,000 -1.5% $138 / Sq Ft
11/20/2020 11/20/20 Pending -- -- --
10/13/2020 10/13/20 For Sale $325,000 -- $140 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,329 $379,068 -- --
2024 $4,329 $368,385 $81,984 $286,401
2023 $4,329 $360,379 $0 $0
2022 $4,211 $349,883 $68,320 $281,563
2021 $3,039 $257,451 $0 $0
2020 $2,311 $195,127 $0 $0
2019 $2,348 $190,740 $0 $0
2018 $2,316 $187,184 $0 $0
2017 $2,306 $183,334 $0 $0
2016 $2,303 $184,950 $0 $0
2015 $2,337 $182,353 $0 $0
2014 $2,344 $176,577 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Chad Neumann

    Seller's Agent in 2025

    Chad Neumann

    Chad and Sandy Real Estate Group

    (904) 219-7539

    513 Total Sales

    Section Image

  • A

    Seller Co-Listing Agent in 2025

    ALEX ELTON

    CHAD AND SANDY REAL ESTATE GROUP

    (904) 401-0654

    40 Total Sales

    Section Image

  • N

    Seller's Agent in 2021

    NON MLS

    NON MLS (realMLS)

    Section Image
  • DJ DellaSala

    Buyer's Agent in 2021

    DJ DellaSala

    DJ & LINDSEY REAL ESTATE

    (904) 643-6397

    8,824 Total Sales

    Section Image

  • D

    Buyer's Agent in 2021

    DJ DELLA SALA

    ANCIENT CITY REAL ESTATE LLC

  • D

    Buyer's Agent in 2021

    DONALD DELLA SALA

    VYLLA HOME

See All Agents

Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 1077821

realMLS (Northeast Florida Multiple Listing Service)

APN: 137367-0440

Florida St. Johns County Elkton 32033

4105 Palmetto Bay Dr, Elkton, FL

This home is located at 4105 Palmetto Bay Dr, Elkton, FL 32033 and is currently priced at $320,000, approximately $137 per square foot. This property was built in 2005. 4105 Palmetto Bay Dr is a home located in St. Johns County with nearby schools including Otis A. Mason Elementary School, Gamble Rogers Middle School, and Pedro Menendez High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

realMLS (Northeast Florida Multiple Listing Service) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.

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