4108 Montgomery Rd Cincinnati, OH 45212
Estimated payment $2,963/month
About This Home
a well-positioned mixed-use investment opportunity in Cincinnati. This two-story property features a ground-floor retail space currently occupied by a bar, along with two fully leased residential units above. The residential mix includes one 1-bedroom/1-bathroom apartment and one 2-bedroom/1-bathroom apartment, offering reliable income and long-term tenant appeal. With street-level frontage and solid neighborhood visibility, the property combines stable cash flow with strong potential for future value appreciation. Strategically situated a mile from Xavier University, this turnkey operation benefits from heavy foot traffic and is nestled in a community known for its cultural vibrancy and steady influx of students and locals. This offering is ideal for investors looking to enter or expand in the thriving Cincinnati market, promising a unique opportunity to engage with a rich community life and cater to a diverse audience.
Listing Agent
3CRE Residential Advisors, LLC License #2021003683 Listed on: 10/01/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,210
Year Built
- Built in 1930
Lot Details
- 4,051 Sq Ft Lot
Parking
- On-Street Parking
Home Design
- Brick Exterior Construction
- Poured Concrete
- Membrane Roofing
Interior Spaces
- 2-Story Property
- Basement Fills Entire Space Under The House
Utilities
- Forced Air Heating and Cooling System
- Separate Meters
- Gas Available at Street
Community Details
Overview
- No Home Owners Association
Building Details
- Insurance Expense $3,600
- Maintenance Expense $4,782
- Other Expense $4,782
- Water Sewer Expense $3,479
- Gross Income $62,916
- Net Operating Income $38,918
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,210 | $61,250 | $15,484 | $45,766 |
| 2023 | $4,223 | $61,250 | $15,484 | $45,766 |
| 2022 | $2,957 | $37,451 | $13,745 | $23,706 |
| 2021 | $2,941 | $37,451 | $13,745 | $23,706 |
| 2020 | $2,824 | $37,451 | $13,745 | $23,706 |
| 2019 | $2,832 | $35,000 | $12,845 | $22,155 |
| 2018 | $2,844 | $35,000 | $12,845 | $22,155 |
| 2017 | $2,757 | $35,000 | $12,845 | $22,155 |
| 2016 | $2,959 | $34,920 | $12,628 | $22,292 |
| 2015 | $2,692 | $34,920 | $12,628 | $22,292 |
| 2014 | $2,673 | $34,920 | $12,628 | $22,292 |
| 2013 | $2,566 | $35,634 | $12,887 | $22,747 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/12/2025 12/12/25 | Pending | -- | -- | -- |
| 10/01/2025 10/01/25 | For Sale | $500,000 | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $175,000 | -- | |
| Warranty Deed | $100,000 | None Available | |
| Deed | -- | -- | |
| Warranty Deed | $79,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $120,000 | Commercial | |
| Closed | $50,000 | No Value Available |
Source: MLS of Greater Cincinnati (CincyMLS)
MLS Number: 1857018
APN: 651-0033-0012
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