NOT LISTED FOR SALE

Estimated Value: $865,000 - $1,110,000

5 Beds
5 Baths
4,949 Sq Ft
$197/Sq Ft Est. Value

Last Sold April 30, 2021

Last sale price $677,000 $137 Per Sq Ft

Est. 44% increase in value since last sale

Current estimated payment $7,199/month

2 Days on Market

Highlights

  • Landscaped Professionally
  • Mature Trees
  • Vaulted Ceiling
  • Norton Creek Elementary School Rated A
  • Recreation Room
  • Backs to Open Ground

About This Home

As of April 2021

HELLO GORGEOUS! This custom house perfectly blends understated elegance with the warmth & coziness that make it a HOME. Step inside and be "WOWED" by the grand, curved staircase, extensive mill work & hardwood floors. An enormous chef's kitchen boasts oversize island, stainless appliances & quartz counters. Imagine sipping coffee in the sunny, vaulted eating area with Southern exposure & tons of windows. The show stopping formal dining room stuns with coffered ceiling, fireplace & "wall of windows". Quartz-topped, dual butler pantries bridge the kitchen & dining room. No stuffy, unused formal living room here. Entertain any size party in the stunning great room with custom fireplace, flanked by floor to ceiling windows & offering serene nature views. The QUIET, 1st floor office features extensive mill work & built-in shelving...providing a productive work-from-home space. Flexible sun room provides a private retreat with nature or opens to great room expanding your entertaining space. Peaceful, primary suite boasts large walk-in-closet, additional built-in storage & updated bath with dual, granite-topped vanities, separate shower & Jacuzzi tub. 3 Oversize bedrooms all have plenty of room for desks for remote learning. Full, finished basement adds over 2000 sq. ft. of additional living space...fun for the whole family...rec room, wet bar, built-ins, family room, bathroom, bonus room (guest bedroom, exercise, home school area) Tons of storage throughout the home. Enjoy the changing seasons from the covered front porch and "party size" back patio. Idyllic, private setting with mature trees and no back neighbors. Quiet cul-de-sac with little traffic...you may even hear a horse whinny from the neighboring Dunham Hunt Club. More than a home, it's a lifestyle. This is a Royal Fox golf and social club community, and memberships (and the 1st tee) can be found just a block away! Minutes to downtown St. Charles' Arcada Theater, Blue Goose Grocery Store, Breweries, Restaurants, & shopping. Sports enthusiasts enjoy easy access to biking & running on the Riverwalk. Live in one of St. Charles' most prestigious neighborhoods with highly acclaimed schools. This is a ONE-OF-A-KIND, "MUST SEE" HOME!

Last Agent to Sell the Property

Cynthia Sullivan

Coldwell Banker Realty License #475134548 Listed on: 02/24/2021

Coldwell Banker Realty

Last Buyer's Agent

Meg Whitted

Baird & Warner Fox Valley - Geneva License #475176531

Baird & Warner Fox Valley -  Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $22,940

Year Built

  • 1990

Lot Details

  • Backs to Open Ground
  • Cul-De-Sac
  • Landscaped Professionally
  • Mature Trees
  • Wooded Lot

HOA Fees

  • $21 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Brick Driveway
  • Garage Is Owned

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Wood Shingle Roof
  • Cedar

Interior Spaces

  • Wet Bar
  • Built-In Features
  • Historic or Period Millwork
  • Coffered Ceiling
  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Window Treatments
  • Entrance Foyer
  • Great Room
  • Recreation Room
  • Sun or Florida Room
  • Utility Room with Study Area
  • Laundry on main level
  • Storm Screens

Kitchen

  • Breakfast Bar
  • Double Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Partially Carpeted

Bedrooms and Bathrooms

  • Walk-In Closet
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Finished Basement

  • Bedroom in Basement
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom
  • Basement Storage
  • Basement Window Egress

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Zoned Cooling and Heating System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$22,940

Year Built

1990

Lot Details

0

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 31-40 Years
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Number Interior Fireplaces: 2
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 3.2
  • Total Sq Ft: 4949
  • Type Detached: 2 Stories
  • Estimated Year Built: 1990
  • Tax Exemptions: Homeowner
  • Total Sq Ft: 7039
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1990

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Bar-Wet, Hardwood Floors, 1st Floor Laundry, Built-in Features, Walk-In Closet(s), Coffered Ceiling(s), Some Carpeting, Special Millwork, Some Window Treatmnt, Granite Counters
  • Number Of Rooms: 10
  • Appliances: Oven-Double, Microwave, Dishwasher, Refrigerator, Disposal
  • Equipment: Water-Softener Owned, Central Vacuum, TV-Cable, Security System, Intercom, Ceiling Fan, Sump Pump
  • Fireplace Details: Wood Burning, Gas Starter
  • Attic: Unfinished
  • Fireplace Location: Living Room, Dining Room
  • Basement: A,D
  • Basement: Finished, Egress Window, Rec/Family Area, Sleeping Area, Storage Space
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 5
  • Below Grade Bedrooms: 1
  • Primary Bedroom Bath: A,DOUB,WHIR
  • Bathroom Amenities: Whirlpool, Separate Shower, Double Sink
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 13X9, On Level: Main Level, Flooring: Ceramic Tile
  • Dining Room: Dimensions: 16X14, On Level: Main Level, Flooring: Hardwood, Windows: All
  • Kitchen Type: Dimensions: 21X15, On Level: Main Level, Flooring: Hardwood, Windows: All
  • Kitchen Type: Eating Area-Table Space, Island
  • Additional Rooms: Foyer, Study, Sun/Florida Room, Recreation Room, Great Room, 5th Bedroom, Pantry, Walk In Closet
  • Master Bedroom: Dimensions: 23X15, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Additional Room 1 Name: Foyer, Dimensions: 27X15, On Level: Main Level, Flooring: Hardwood
  • Additional Room 2 Name: Study, Dimensions: 14X12, On Level: Main Level, Flooring: Hardwood, Windows: All
  • Bedroom 2: Dimensions: 17X13, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Additional Room 3 Name: Sunroom, Dimensions: 14X14, On Level: Main Level, Flooring: Ceramic Tile
  • Bedroom 3: Dimensions: 14X13, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Additional Room 4 Name: Recreation Rm, Dimensions: 30X24, On Level: Basement, Flooring: Carpet
  • Bedroom 4: Dimensions: 22X18, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Additional Room 6 Name: Great Rm, Dimensions: 28X19, On Level: Main Level, Flooring: Carpet, Windows: All
  • Additional Room 7 Name: 5th Bdrm, Dimensions: 16X12, On Level: Basement, Flooring: Carpet
  • Additional Room 8 Name: Pantry, Dimensions: 4X3, On Level: Main Level, Flooring: Hardwood
  • Additional Room 9 Name: Walk in Closet, Dimensions: 11X11, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 4949
  • Estimated Total Finished Sq Ft: 7039
  • Basement Sq Ft: 2090
  • Basement Finished Sq Ft: 2090
  • Upper Level Sq Ft: 4949
  • Dining Room Type: Separate

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Brick, Cedar
  • Roof Type: Wood Shakes/Shingles
  • Exterior Property Features: Patio, Porch, Storms/Screens
  • Acreage: 0.4155

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Brick
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air, Zoned
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Association Fees: 250

Schools

  • School District: 303
  • Elementary School: Norton Creek Elementary School
  • Middle School: Wredling Middle School
  • High School: St. Charles East High School
  • Junior High Dist: 303

Lot Info

  • Lot Dimensions: 100X181X172X112
  • Lot Description: Cul-de-sac, Landscaped Professionally, Wooded, Mature Trees, Backs to Open Grnd
  • Parcel Identification Number: 0913478008

Tax Info

  • Taxes: 17452.18

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 24, 2021
Closed on
Apr 20, 2021
Sold by
Gadow Matthew J and Gadow Krisann M
Bought by
Larranaga Magdalena Alvarez Morphy and Valls Jose Manuel
Seller's Agent
Cynthia Sullivan
Coldwell Banker Realty
Buyer's Agent
Meg Whitted
Baird & Warner Fox Valley - Geneva
List Price
$674,900
Sold Price
$677,000
Premium/Discount to List
$2,100
0.31%
Current Estimated Value
$974,266

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$297,266
Avg. Annual Appreciation
8.95%
Original Mortgage
$541,600
Outstanding Balance
$491,113
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$489,986

Purchase Details

Closed on
May 9, 2008
Sold by
Benner Kathleen A
Bought by
Gadow Matthew J and Gadow Krisann M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
5.93%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 4, 2008
Sold by
Benner Michael and Benner Kathleen A
Bought by
Benner Kathleen A and Kathleen A Benner Trust

Purchase Details

Closed on
Feb 5, 1996
Sold by
Carroll James B and Carroll Sarah J
Bought by
Benner Michael and Benner Kathleen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$550,000
Interest Rate
7.24%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Larranaga Magdalena Alvarez Morphy $677,000 First American Title
Gadow Matthew J $780,000 Attorneys Title Guaranty Fun
Benner Kathleen A -- None Available
Benner Michael $630,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Larranaga Magdalena Alvarez Morphy $541,600
Previous Owner Gadow Matthew J $300,000
Previous Owner Gadow Matthew J $410,000
Previous Owner Gadow Matthew J $417,000
Previous Owner Gadow Matthew J $281,100
Previous Owner Benner Michael $500,000
Previous Owner Benner Michael $511,100
Previous Owner Benner Michael $512,683
Previous Owner Benner Michael $550,000
Previous Owner Carroll James B $70,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/30/2021 04/30/21 Sold $677,000 +0.3% $137 / Sq Ft
02/26/2021 02/26/21 Pending -- -- --
02/24/2021 02/24/21 For Sale $674,900 -- $136 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $22,940 $316,601 $59,583 $257,018
2023 $22,070 $283,363 $53,328 $230,035
2022 $18,757 $237,714 $56,078 $181,636
2021 $17,947 $225,466 $53,453 $172,013
2020 $17,764 $221,262 $52,456 $168,806
2019 $17,452 $216,881 $51,417 $165,464
2018 $18,223 $225,093 $52,065 $173,028
2017 $19,340 $236,201 $50,284 $185,917
2016 $20,308 $227,905 $48,518 $179,387
2015 -- $225,448 $47,995 $177,453
2014 -- $229,418 $47,995 $181,423
2013 -- $229,630 $48,475 $181,155
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD11002993

Midwest Real Estate Data (MRED)

APN: 09-13-478-008