$205,000
SOLD OCT 27, 2025

411 Elm St Findlay, OH 45840

3 Beds
2.5 Baths
1,873 Sq Ft
10,193 Sq Ft Lot

Recently Sold

$109 Per Sq Ft

9% Below List Price

93 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • Living Room
  • Forced Air Heating and Cooling System
  • 1 Car Detached Garage
  • Entrance Foyer
  • 3-minute walk to Wood County Fair

About This Home

As of October 2025

This home is located in a great location on Findlay's south end near Donnell Jr High School. It is close to Kroger, Dietsch and walking distanceto downtown. It has both a living room and a huge family room. Primary bedroom and bath on main floor and two bedrooms and bath onupper level. There is a half bath off family room. Basement for storage and detached garage.

Last Agent to Sell the Property

Bill Hanna

RE/MAX Unlimited Results Rlty License #2002005233 Listed on: 07/26/2025

RE/MAX Unlimited Results Rlty

Co-Listed By

Default zSystem

zSystem Default

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,221

Year Built

  • Built in 1915

Lot Details

  • 10,193 Sq Ft Lot
  • Lot Dimensions are 51 x 200

Parking

  • 1 Car Detached Garage
  • Alley Access

Home Design

  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,873 Sq Ft Home
  • 1.5-Story Property
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Partial Basement

Kitchen

  • Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,221

Year Built

Built in 1915

Lot Details

0

Parking

1

Listing Details

  • PropertySubType: Single Family Residence
  • PropertyType: Residential
  • Lot Size Acres: 0.2342
  • NAV29_Unit_1_Appliances: Dishwasher, Disposal, Range, Refrigerator
  • MLS Status: Sold
  • Directions: South Main to Elm St.
  • ResoBuildingAreaSource: Public Records
  • Carport Y N: No
  • Interior Features: Entrance Foyer
  • Unit Levels: One and One Half
  • Living Area: 1873
  • Property Attached Yn: No
  • Roof: Asphalt
  • Year Built: 1915
  • Tax Year: 2024
  • Kitchen Level: Main
  • Special Features: VirtualTour
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Basement: Partial
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Main Level Bathrooms: 2
  • Living Room Living Room Level: Main
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom3 Level: Second
  • Room Family Room Area: 600
  • Room Bedroom2 Level: Second
  • Room Family Room Level: Main
  • Dining Room Dining Room Level: Main

Exterior Features

  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Foundation Details: Basement

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Attached Garage: Yes
  • Parking Features: Alley Access, Detached
  • Total Parking Spaces: 1

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas, Forced Air
  • HeatingYN: Yes
  • Electricity On Property: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Connected
  • Water Source: Public

Schools

  • Junior High Dist: Findlay

Lot Info

  • Lot Dimensions: 51 x 200
  • Lot Size Sq Ft: 10193.04
  • ResoLotSizeUnits: Square Feet

Tax Info

  • Tax Annual Amount: 2220.52

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 26, 2025
Closed on
Oct 22, 2025
Sold by
Gillespie Jonah E and Gillespie Sherida Ashley
Bought by
Sparks Mary A
Seller's Agent
Bill Hanna
RE/MAX Unlimited Results Rlty
List Price
$225,000
Sold Price
$205,000
Premium/Discount to List
-$20,000
-8.89%
Views
81

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-55.82%
Original Mortgage
$201,286
Outstanding Balance
$201,286
Interest Rate
6.26%
Mortgage Type
FHA
Estimated Equity
-$9,255

Purchase Details

Closed on
Sep 20, 2010
Sold by
Deutsche Bank National Trust Company
Bought by
Gillespie Jonah E and Gillespie Sherida Ashley J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,976
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 29, 2010
Sold by
Vanatta Zachary T
Bought by
Deutsche Bank National Trust Company

Purchase Details

Closed on
Mar 23, 2004
Sold by
Reloaction
Bought by
Vanatta Zachary T and Vanatta Amy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,520
Interest Rate
4.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 16, 2004
Sold by
Meyer Andrew D
Bought by
Reloaction

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,520
Interest Rate
4.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 9, 2001
Sold by
Borsani Nancy P
Bought by
Meyer Andrew D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,004
Interest Rate
7.15%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 9, 1994
Sold by
Wittlinger Walter
Bought by
Borsani Nancy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
7.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 23, 1992
Bought by
Brown Cynthia G and Wittlinger Mona
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $205,000 Flag City Title
Special Warranty Deed $77,000 Accutitle Agency Inc
Sheriffs Deed $66,667 None Available
Limited Warranty Deed $136,900 Assured Title
Deed $136,900 Assured Title
Deed $127,000 --
Deed $85,500 --
Deed $11,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $201,286 FHA
Previous Owner $75,976 FHA
Previous Owner $109,520 Purchase Money Mortgage
Previous Owner $126,004 FHA
Previous Owner $80,000 New Conventional
Closed $27,380 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/27/2025 10/27/25 Sold $205,000 +5.1% $109 / Sq Ft
09/02/2025 09/02/25 Price Changed $195,000 -9.3% $104 / Sq Ft
08/16/2025 08/16/25 Price Changed $215,000 -4.4% $115 / Sq Ft
07/26/2025 07/26/25 For Sale $225,000 -- $120 / Sq Ft
Source: Firelands Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,221 $62,510 $7,820 $54,690
2023 $2,224 $62,510 $7,820 $54,690
2022 $2,216 $62,510 $7,820 $54,690
2021 $1,943 $47,740 $8,010 $39,730
2020 $1,943 $47,740 $8,010 $39,730
2019 $1,904 $47,740 $8,010 $39,730
2018 $1,779 $40,880 $5,640 $35,240
2017 $889 $40,880 $5,640 $35,240
2016 $1,756 $40,880 $5,640 $35,240
2015 $1,582 $36,180 $4,840 $31,340
2014 $1,582 $36,180 $4,840 $31,340
2012 $1,595 $36,180 $4,840 $31,340
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Firelands Association of REALTORS®

MLS Number: 20252874

APN: 60-0000290480