411 Elm St Ludlow, KY 41016
4
Beds
2.5
Baths
1,953
Sq Ft
3,125
Sq Ft Lot
Highlights
- Guest House
- Loft
- No HOA
- Rowhouse Architecture
- Stone Countertops
- Den
About This Home
As of July 2025Circa 1890, a Ludlow legacy, The Michael Burns ''Twin House'' (built for his twin daughters). Property includes:Victorian Twinhome Eastside, Edwardian Garden, Modern Carriage House, 2 car garage. Brimming with unique appointments, historic attributes, and architectural treasures, each room delivers a one-of-a-kind experience, accommodating diverse lifestyle choices and redefining what a home can offer. An unexpected kitchenette perfectly placed to start your day or wind down your evening, an open concept loft with skylight and roof top views from the octagonal window, a Carriage House adds living space to the primary residence, doubles as guest quarters, or studio, or provides rental income. Fine brickwork and rich colors punctuate the detailed facade, arched windows and private entry. Random width antique wood floors, exposed brick, transoms, mantels and hidden door, artfully blend with present day amenities. Multiple sets of kitchen and laundry appliances, tile accents, stone, butcher block, stylish chandeliers and more. The owner's brilliant vision and innovative approach to reimagining this multi-faceted home far exceeds expectations. The property you dream of but rarely find
Last Agent to Sell the Property
Comey & Shepherd REALTORS License #182093 Listed on: 06/05/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $2,405
Lot Details
- 3,125 Sq Ft Lot
- Lot Dimensions are 35 x 125
- Fenced
- Historic Home
Parking
- 2 Car Detached Garage
- Garage Door Opener
- On-Street Parking
Home Design
- Rowhouse Architecture
- Brick Exterior Construction
- Block Foundation
- Stone Foundation
- Shingle Roof
- Block And Beam Construction
Interior Spaces
- 3-Story Property
- Wet Bar
- Ceiling Fan
- Chandelier
- Gas Fireplace
- Garden Windows
- Panel Doors
- Entryway
- Living Room
- Formal Dining Room
- Den
- Loft
- Unfinished Basement
Kitchen
- Gas Range
- Microwave
- Dishwasher
- Kitchen Island
- Stone Countertops
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Laundry on upper level
- Stacked Washer and Dryer
Home Security
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Ductless Heating Or Cooling System
- Multiple cooling system units
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Covered patio or porch
- Guest House
Community Details
- No Home Owners Association
- Fire and Smoke Detector
Listing and Financial Details
- Assessor Parcel Number 026-33-07-004.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 5, 2025
Closed on
Jul 21, 2025
Sold by
Boone Rachel and Townsend Ben
Bought by
Baer Donna
Seller's Agent
Joy Amann
Comey & Shepherd REALTORS
Buyer's Agent
Eric Sztanyo
Keller Williams Advisors
List Price
$439,000
Sold Price
$400,000
Premium/Discount to List
-$39,000
-8.88%
Views
91
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
422.39%
Purchase Details
Closed on
Oct 10, 2018
Sold by
Clark Mary A and Clark Gordon
Bought by
Boone Rachel
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,190
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 14, 1999
Sold by
Burton Homer
Bought by
Clark Mary A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,980
Interest Rate
7.99%
Mortgage Type
FHA
Similar Homes in Ludlow, KY
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $400,000 | Columbia Title Llc | |
| Warranty Deed | $149,100 | Prominent Title Agency Llc | |
| Deed | $89,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $134,190 | New Conventional | |
| Previous Owner | $15,600 | Unknown | |
| Previous Owner | $15,100 | Credit Line Revolving | |
| Previous Owner | $88,348 | FHA | |
| Previous Owner | $88,980 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/21/2025 07/21/25 | Sold | $400,000 | -8.9% | $205 / Sq Ft |
| 06/25/2025 06/25/25 | Pending | -- | -- | -- |
| 06/05/2025 06/05/25 | For Sale | $439,000 | -- | $225 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,405 | $185,000 | $10,000 | $175,000 |
| 2023 | $2,381 | $185,000 | $10,000 | $175,000 |
| 2022 | $2,388 | $185,000 | $10,000 | $175,000 |
| 2021 | $2,151 | $149,100 | $10,000 | $139,100 |
| 2020 | $2,142 | $149,100 | $10,000 | $139,100 |
| 2019 | $2,130 | $149,100 | $10,000 | $139,100 |
| 2018 | $929 | $100,000 | $10,000 | $90,000 |
| 2017 | $917 | $100,000 | $10,000 | $90,000 |
| 2015 | $879 | $100,000 | $10,000 | $90,000 |
| 2014 | $856 | $100,000 | $10,000 | $90,000 |
Source: Public Records
Agents Affiliated with this Home
-
J
Seller's Agent in 2025
Joy Amann
Comey & Shepherd REALTORS
(859) 578-4010
5 in this area
30 Total Sales
-
Buyer's Agent in 2025
Eric Sztanyo
Keller Williams Advisors
(513) 813-6293
3 in this area
249 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 633215
APN: 026-33-07-004.00
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
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