J
Seller's Agent in 2025
Joy Amann
Comey & Shepherd REALTORS
(859) 578-4010
20 Total Sales
411 Elm St Ludlow, KY 41016
Estimated Value: $274,406 - $409,000
4
Beds
2.5
Baths
1,953
Sq Ft
$188/Sq Ft
Est. Value
Highlights
- Guest House
- Loft
- No HOA
- Rowhouse Architecture
- Stone Countertops
- Den
About This Home
As of July 2025Circa 1890, a Ludlow legacy, The Michael Burns ''Twin House'' (built for his twin daughters). Property includes:Victorian Twinhome Eastside, Edwardian Garden, Modern Carriage House, 2 car garage. Brimming with unique appointments, historic attributes, and architectural treasures, each room delivers a one-of-a-kind experience, accommodating diverse lifestyle choices and redefining what a home can offer. An unexpected kitchenette perfectly placed to start your day or wind down your evening, an open concept loft with skylight and roof top views from the octagonal window, a Carriage House adds living space to the primary residence, doubles as guest quarters, or studio, or provides rental income. Fine brickwork and rich colors punctuate the detailed façade, arched windows and private entry. Random width antique wood floors, exposed brick, transoms, mantels and hidden door, artfully blend with present day amenities. Multiple sets of kitchen and laundry appliances, tile accents, stone, butcher block, stylish chandeliers and more. The owner's brilliant vision and innovative approach to reimagining this multi-faceted home far exceeds expectations. The property you dream of but rarely find
Last Agent to Sell the Property
Comey & Shepherd REALTORS License #182093 Listed on: 06/05/2025
Townhouse Details
Home Type
- Townhome
Lot Details
- 3,125 Sq Ft Lot
- Lot Dimensions are 35 x 125
- Fenced
- Historic Home
Parking
- 2 Car Detached Garage
- Garage Door Opener
- On-Street Parking
Home Design
- Rowhouse Architecture
- Brick Exterior Construction
- Block Foundation
- Stone Foundation
- Shingle Roof
- Block And Beam Construction
Interior Spaces
- 3-Story Property
- Wet Bar
- Ceiling Fan
- Chandelier
- Gas Fireplace
- Garden Windows
- Panel Doors
- Entryway
- Living Room
- Formal Dining Room
- Den
- Loft
- Unfinished Basement
Kitchen
- Gas Range
- Microwave
- Dishwasher
- Kitchen Island
- Stone Countertops
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Laundry on upper level
- Stacked Washer and Dryer
Home Security
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Ductless Heating Or Cooling System
- Multiple cooling system units
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Covered Patio or Porch
- Guest House
Community Details
- No Home Owners Association
- Fire and Smoke Detector
Listing and Financial Details
- Assessor Parcel Number 026-33-07-004.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 5, 2025
Closed on
Jul 21, 2025
Sold by
Bought by
Seller's Agent
Joy Amann
Comey & Shepherd REALTORS
Buyer's Agent
Eric Sztanyo
Keller Williams Advisors
List Price
$439,000
Sold Price
$400,000
Premium/Discount to List
-$39,000
-8.88%
Views
91
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$33,648
Avg. Annual Appreciation
-8.75%
Purchase Details
Closed on
Oct 10, 2018
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,190
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 14, 1999
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,980
Interest Rate
7.99%
Mortgage Type
FHA
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $400,000 | Columbia Title Llc | ||
| $400,000 | Columbia Title Llc | ||
| $149,100 | Prominent Title Agency Llc | ||
| $89,900 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $134,190 | ||
| Previous Owner | $88,980 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/21/2025 07/21/25 | Sold | $400,000 | -8.9% | $205 / Sq Ft |
| 06/25/2025 06/25/25 | Pending | -- | -- | -- |
| 06/05/2025 06/05/25 | For Sale | $439,000 | -- | $225 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,416 | $185,000 | $10,000 | $175,000 |
| 2024 | $2,405 | $185,000 | $10,000 | $175,000 |
| 2023 | $2,381 | $185,000 | $10,000 | $175,000 |
| 2022 | $2,388 | $185,000 | $10,000 | $175,000 |
| 2021 | $2,151 | $149,100 | $10,000 | $139,100 |
| 2020 | $2,142 | $149,100 | $10,000 | $139,100 |
| 2019 | $2,130 | $149,100 | $10,000 | $139,100 |
| 2018 | $929 | $100,000 | $10,000 | $90,000 |
| 2017 | $917 | $100,000 | $10,000 | $90,000 |
| 2015 | $879 | $100,000 | $10,000 | $90,000 |
| 2014 | $856 | $100,000 | $10,000 | $90,000 |
Source: Public Records
Agents Affiliated with this Home
-
Joy Amann
-
Eric Sztanyo
Buyer's Agent in 2025
Eric Sztanyo
Keller Williams Advisors
(513) 813-6293
286 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 633215
APN: 026-33-07-004.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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