411 Elm St Ludlow, KY 41016
4
Beds
2.5
Baths
2,600
Sq Ft
3,125
Sq Ft Lot
Highlights
- Covered patio or porch
- Forced Air Heating and Cooling System
- Stacked Washer and Dryer
- 2 Car Detached Garage
- Fenced
- Gas Fireplace
About This Home
As of July 2025Circa 1890, a Ludlow legacy, The Michael Burns ''Twin House'' (built for his twin daughters) Offered through Airbnb, Vrbo and Furnished Finders. ''Guest Favorite'' Very favorable reviews. Property includes a Victorian Twin home (East), Edwardian Garden, Modern Carriage House, 2-car garage. Attractive and engaging street scape and facade welcoming to guests, who love the convenient location, river town charm and comfortable well-appointed accommodations. Fully equipped kitchens and laundry facilities. Each residence delivers a unique experience. 3 Bedroom Primary Residence offers historic attributes, and architectural treasures, securing high marks for character ratings. Guests impressed by antique wood floors, exposed brick,and period appointments that artfully blend with present day amenities. The second floor kitchenette perfectly placed for a coffee bar/wine bar and hang out space. A guest favorite amenity. 1 bedroom Carriage House is attractive to weekend guests and possible extended stay. Modern vibe, recent upgrades, and well-maintained premises a big plus. 2024 gross income details in attached documents. Also listed as single-family residence.
Last Agent to Sell the Property
Comey & Shepherd REALTORS License #182093 Listed on: 06/06/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $2,405
Lot Details
- 3,125 Sq Ft Lot
- Lot Dimensions are 35x125
- Fenced
Parking
- 2 Car Detached Garage
- Rear-Facing Garage
- On-Street Parking
Home Design
- Brick Exterior Construction
- Block Foundation
- Stone Foundation
- Shingle Roof
Interior Spaces
- 2,600 Sq Ft Home
- 3-Story Property
- Gas Fireplace
- Partial Basement
- Fire and Smoke Detector
Kitchen
- Gas Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Laundry in unit
- Stacked Washer and Dryer
Outdoor Features
- Covered patio or porch
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Forced Air Heating and Cooling System
- Mini Split Heat Pump
- Gas Available
Listing and Financial Details
- The owner pays for electricity, gas, heat, sewer, water
- Assessor Parcel Number 026-33-07-004.00
Community Details
Overview
- 2 Buildings
- 2 Units
Building Details
- Gross Income $39,715
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Oct 10, 2018
Sold by
Clark Mary A and Clark Gordon
Bought by
Boone Rachel
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,190
Outstanding Balance
$118,214
Interest Rate
4.5%
Mortgage Type
New Conventional
Estimated Equity
$316,256
Purchase Details
Closed on
Dec 14, 1999
Sold by
Burton Homer
Bought by
Clark Mary A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,980
Interest Rate
7.99%
Mortgage Type
FHA
Similar Homes in Ludlow, KY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $149,100 | Prominent Title Agency Llc | |
| Deed | $89,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $134,190 | New Conventional | |
| Previous Owner | $15,600 | Unknown | |
| Previous Owner | $15,100 | Credit Line Revolving | |
| Previous Owner | $88,348 | FHA | |
| Previous Owner | $88,980 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/21/2025 07/21/25 | Sold | $400,000 | -8.9% | $205 / Sq Ft |
| 06/25/2025 06/25/25 | Pending | -- | -- | -- |
| 06/05/2025 06/05/25 | For Sale | $439,000 | -- | $225 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,405 | $185,000 | $10,000 | $175,000 |
| 2023 | $2,381 | $185,000 | $10,000 | $175,000 |
| 2022 | $2,388 | $185,000 | $10,000 | $175,000 |
| 2021 | $2,151 | $149,100 | $10,000 | $139,100 |
| 2020 | $2,142 | $149,100 | $10,000 | $139,100 |
| 2019 | $2,130 | $149,100 | $10,000 | $139,100 |
| 2018 | $929 | $100,000 | $10,000 | $90,000 |
| 2017 | $917 | $100,000 | $10,000 | $90,000 |
| 2015 | $879 | $100,000 | $10,000 | $90,000 |
| 2014 | $856 | $100,000 | $10,000 | $90,000 |
Source: Public Records
Agents Affiliated with this Home
-
J
Seller's Agent in 2025
Joy Amann
Comey & Shepherd REALTORS
(859) 578-4010
5 in this area
32 Total Sales
-
Buyer's Agent in 2025
Eric Sztanyo
Keller Williams Advisors
(513) 813-6293
3 in this area
252 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 633270
APN: 026-33-07-004.00
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
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Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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