NOT LISTED FOR SALE

Estimated Value: $624,528 - $702,000

3 Beds
2 Baths
1,680 Sq Ft
$393/Sq Ft Est. Value

Last Sold December 20, 2024

Last sale price $649,000 $386 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $3,677/month

27 Days on Market

Highlights

  • 100 Feet of Waterfront
  • 2 Dock Slips
  • Deck
  • Church Hill Elementary School Rated A-
  • Gourmet Kitchen
  • Rambler Architecture

About This Home

As of December 2024

Eastern Shore of Maryland Waterfront Cottage is perched on the banks of Rosin Creek in Queen Anne’s County. Cozy, comfortable home welcomes you with wrap-around water views in a serene wooded setting. With convenient single level living, the three bedroom two bathroom home offers a flowing floor plan bright with natural light and custom upgrades. Relax and enjoy views from the private walkout deck or stroll down to your dock for boating, fishing and water activities. Located in the popular waterfront community of Chester Harbor you are a walk away from the community dock and picnic area. This property is a little gem located just 3-miles from downtown historic Chestertown. Chestertown is located about 90 minutes from Washington, D.C. and Philadelphia. Founded in 1706, it is set on the banks of the Chester River and is home to Washington College and the University of Maryland Shore Medical Center. The walking town features beautiful period homes, sought after shops, galleries, live theater and waterfront park. Dining options include an oyster bar, bakery, cafes, luncheonette and fine dining restaurants. The landing at the foot of High Street leads to the Chester River Walk where you can take a river cruise on the Chester River Packet. Annual events include the Chestertown Tea Party and Tall Ship Downrigging Weekend. Residents and visitors alike enjoy the vibrant arts community, the Saturday Farmers/Artisan Market, waterfront park, rails-to-trails and water activities.

Last Agent to Sell the Property

Murphy ONeill

(443) 480-4275 murphy@cbchesapeake.com Coldwell Banker Chesapeake Real Estate Company License #5010912 Listed on: 10/18/2024

Coldwell Banker Chesapeake Real Estate Company

Last Buyer's Agent

Carol Strasfeld

(301) 806-8871 carolstrasfeld@gmail.com Unrepresented Buyer Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,840

Year Built

  • Built in 1977

Lot Details

  • 0.39 Acre Lot
  • 100 Feet of Waterfront
  • Home fronts navigable water
  • Property is zoned NC-20

Parking

  • Driveway

Property Views

  • Water
  • Scenic Vista

Home Design

  • Rambler Architecture
  • Frame Construction

Interior Spaces

  • 1,680 Sq Ft Home
  • Property has 1 Level
  • 1 Fireplace
  • Crawl Space
  • Gourmet Kitchen

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Water Access
  • River Nearby
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Deck
  • Outbuilding
  • Porch

Utilities

  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Chester Harbor Subdivision

Listing and Financial Details

  • Tax Lot 538
  • Assessor Parcel Number 1802006685

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,840

Year Built

Built in 1977

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2024-10-18
  • Year Built: 1977
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Kitchen - Gourmet
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Basement: No
  • Total Sq Ft: 1680
  • Living Area Sq Ft: 1680
  • Price Per Sq Ft: 386.31
  • Above Grade Finished Sq Ft: 1680
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Outbuilding(s)
  • View: Water, Scenic Vista
  • Water Access: Yes
  • Water Body Name: Rosin Creek
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.39
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 16932.00
  • Outdoor Living Structures: Porch(es), Deck(s)
  • Zoning: NC-20
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2840.00
  • Assessor Parcel Number: 1802006685
  • Tax Lot: 538
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 18, 2024
Closed on
Dec 20, 2024
Sold by
Patterson Craig A and Patterson Charlotte W
Bought by
Eleuterio Francis Thomas
Seller's Agent
Murphy ONeill
Coldwell Banker Chesapeake Real Estate Company
Buyer's Agent
Carol Strasfeld
Unrepresented Buyer Office
List Price
$695,000
Sold Price
$649,000
Premium/Discount to List
-$46,000
-6.62%
Views
65
Current Estimated Value
$660,382

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,382
Avg. Annual Appreciation
1.59%
Original Mortgage
$649,000
Outstanding Balance
$641,529
Interest Rate
6.78%
Mortgage Type
Credit Line Revolving
Estimated Equity
$18,853

Purchase Details

Listed on
Feb 25, 2014
Closed on
May 29, 2015
Sold by
Carter Beverly S
Bought by
Patterson Craig A and Patterson Charlotte W
Seller's Agent
Patsy Whiteley
Long & Foster Real Estate, Inc.
Buyer's Agent
Debbie Meikle
Doug Ashley Realtors, LLC
List Price
$324,500
Sold Price
$279,000
Premium/Discount to List
-$45,500
-14.02%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.22%

Purchase Details

Closed on
Sep 29, 2004
Sold by
Carter Don R
Bought by
Carter Beverly S and Carter Edward
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Eleuterio Francis Thomas $649,000 None Listed On Document
Eleuterio Francis Thomas $649,000 None Listed On Document
Patterson Craig A $279,000 Attorney
Carter Beverly S -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Eleuterio Francis Thomas $649,000
Closed Eleuterio Francis Thomas $649,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/20/2024 12/20/24 Sold $649,000 0.0% $386 / Sq Ft
11/13/2024 11/13/24 Price Changed $649,000 -6.6% $386 / Sq Ft
10/18/2024 10/18/24 For Sale $695,000 +149.1% $414 / Sq Ft
05/29/2015 05/29/15 Sold $279,000 0.0% $166 / Sq Ft View Prior Sale
04/24/2015 04/24/15 Pending -- -- --
10/24/2014 10/24/14 Price Changed $279,000 -6.7% $166 / Sq Ft
07/28/2014 07/28/14 Price Changed $299,000 -4.3% $178 / Sq Ft
06/20/2014 06/20/14 Price Changed $312,500 -3.7% $186 / Sq Ft
02/25/2014 02/25/14 For Sale $324,500 -- $193 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,975 $309,500 $169,300 $140,200
2024 $2,900 $301,533 $0 $0
2023 $2,825 $293,567 $0 $0
2022 $2,750 $285,600 $173,400 $112,200
2021 $2,659 $278,267 $0 $0
2020 $2,659 $270,933 $0 $0
2019 $2,588 $263,600 $130,500 $133,100
2018 $2,497 $254,100 $0 $0
2017 $2,406 $244,600 $0 $0
2016 -- $235,100 $0 $0
2015 $631 $235,100 $0 $0
2014 $631 $235,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDQA2011336

Bright MLS

APN: 02-006685