NOT LISTED FOR SALE

411 N Charles St Cortland, IL 60112

Estimated Value: $202,000 - $250,000

3 Beds
2 Baths
1,280 Sq Ft
$180/Sq Ft Est. Value

Last Sold February 21, 2018

Last sale price $112,500 $88 Per Sq Ft

Est. 105% increase in value since last sale

Current estimated payment $1,705/month

8 Days on Market

Highlights

  • Balcony
  • Garden Bath
  • East or West Exposure
  • Attached Garage
  • Central Air

About This Home

As of February 2018

Spacious 3bd/2ba town home. Kitchen features maple cabinets. Brand new wood laminate floors in living room, dining room and kitchen. (Installed 1/2018) Carpets installed 2016. Over sized 2-car garage. Near all shopping, Peace Road, I-88, and Northern Illinois University. Ready to move in! - Motivated seller.

Last Agent to Sell the Property

Adam Katz

RVG Commercial Realty License #475154744 Listed on: 01/30/2018

Last Buyer's Agent

Daniel Ferraro

Garry Real Estate License #475146239

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,387

Year Built | Renovated

  • 2004 | 2015

Lot Details

  • 6,534

HOA Fees

  • $120 per month

Parking

  • Attached Garage
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Block Exterior

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Laundry

  • Dryer
  • Washer

Utilities

  • Central Air
  • Heating System Uses Gas

Additional Features

  • Garden Bath
  • Partial Basement
  • Balcony
  • East or West Exposure

Community Details

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,387

Year Built | Renovated

2004 | 2015

Lot Details

0

HOA Fees

$120 per month

Parking

2

Listing Details

  • Property Type: Attached Single
  • General Information: School Bus Service
  • Recent Rehab: Yes
  • Unit Floor Level: 1
  • Age: 11-15 Years
  • Full Bathrooms: 2
  • Ownership: Fee Simple
  • Rehab Year: 2015
  • Total Full or Half Bathrooms: 2
  • Estimated Year Built: 2004
  • Type Attached: T3-Townhouse 3+ Stories
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 3
  • Year Built: 2004
  • Year Renovated: 2015

Interior Features

  • Number Of Rooms: 6
  • Living Room: Dimensions: 19X14, On Level: Main Level
  • Appliances: Oven/Range, Microwave, Dishwasher, Washer, Dryer
  • Basement: Partial
  • Basement: Finished
  • Bedrooms All Levels: 3
  • Bathroom Amenities: Garden Tub
  • Above Grade Bedrooms: 3
  • Dining Room: Dimensions: 8X9, On Level: Main Level
  • Kitchen Type: Dimensions: 11X8, On Level: Main Level
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 16X13, On Level: 2nd Level
  • Bedroom 2: Dimensions: 10X11, On Level: 2nd Level
  • Bedroom 3: Dimensions: 11X12, On Level: 2nd Level
  • Estimated Sq Ft: 1280

Exterior Features

  • Foundation: Concrete
  • Exterior Building Type: Brick, Block
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Balcony
  • Exposure: E (East)

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Condo/Co-op/Association

  • Max Pet Weight: 100
  • Pets Allowed: Yes
  • Fee Frequency: Monthly
  • Management: Manager Off-site
  • Pet Information: Cats OK, Dogs OK
  • Assessment Includes: Common Insurance, Exterior Maintenance, Lawn Care, Snow Removal
  • Assessment Association Fees: 120

Schools

  • School District: 428
  • Junior High Dist: 428

Lot Info

  • Lot Dimensions: 20X32X20X32
  • Parcel Identification Number: 0920102061

Multi Family

  • Total Number Unitsin Building: 4
  • Number Stories: 3

Tax Info

  • Taxes: 2411.08

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 12, 2023
Sold by
Inside Out Properties Llc-411 Charles Se
Bought by
Ramsey Charles
Current Estimated Value
$230,473

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,830
Outstanding Balance
$168,533
Interest Rate
7.25%
Mortgage Type
FHA
Estimated Equity
$61,940

Purchase Details

Listed on
Jan 30, 2018
Closed on
Mar 27, 2018
Sold by
Inside Out Properties Llc
Bought by
Inside Out Properties Llc
Seller's Agent
Adam Katz
RVG Commercial Realty
Buyer's Agent
Daniel Ferraro
Garry Real Estate
List Price
$118,500
Sold Price
$112,500
Premium/Discount to List
-$6,000
-5.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.81%
Original Mortgage
$170,625
Interest Rate
4.46%
Mortgage Type
Commercial

Purchase Details

Listed on
Jan 30, 2018
Closed on
Feb 21, 2018
Sold by
Opes Real Estate Management Llc
Bought by
Inside Out Properties Llc
Seller's Agent
Adam Katz
RVG Commercial Realty
Buyer's Agent
Daniel Ferraro
Garry Real Estate
List Price
$118,500
Sold Price
$112,500
Premium/Discount to List
-$6,000
-5.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,625
Interest Rate
4.46%
Mortgage Type
Commercial

Purchase Details

Listed on
Aug 23, 2016
Closed on
Sep 7, 2016
Sold by
Deutsche Bank Natl Trust Co
Bought by
Opes Real Estate Management
Seller's Agent
Cheryl Rabin
Realhome Services & Solutions, Inc.
Buyer's Agent
Adam Katz
RVG Commercial Realty
List Price
$82,800
Sold Price
$78,674
Premium/Discount to List
-$4,126
-4.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
28.64%

Purchase Details

Closed on
May 17, 2016
Sold by
Dekalb County Sheriff
Bought by
Deutsche Bank National Trust

Purchase Details

Closed on
May 11, 2006
Sold by
Brian Granger Construction Inc
Bought by
Battaglia Christine A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,520
Interest Rate
6.39%
Mortgage Type
Balloon
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ramsey Charles $175,000 Attorneys Title Guaranty Fund
Inside Out Properties Llc -- Chicago Title Insurance Co
Inside Out Properties Llc $112,500 None Available
Opes Real Estate Management $79,000 --
Deutsche Bank National Trust -- --
Battaglia Christine A $160,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ramsey Charles $171,830
Previous Owner Inside Out Properties Llc $170,625
Previous Owner Battaglia Christine A $130,520
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/21/2018 02/21/18 Sold $112,500 -5.1% $88 / Sq Ft
02/07/2018 02/07/18 Pending -- -- --
01/30/2018 01/30/18 For Sale $118,500 +50.6% $93 / Sq Ft
09/20/2016 09/20/16 Sold $78,674 -5.0% $47 / Sq Ft View Prior Sale
09/01/2016 09/01/16 Pending -- -- --
09/01/2016 09/01/16 Price Changed $82,800 +5.2% $49 / Sq Ft
08/23/2016 08/23/16 Off Market $78,674 -- --
08/23/2016 08/23/16 For Sale $82,800 -- $49 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,387 $59,225 $5,271 $53,954
2023 $4,387 $46,803 $4,931 $41,872
2022 $4,451 $44,668 $4,706 $39,962
2021 $4,505 $42,529 $4,481 $38,048
2020 $4,515 $41,202 $4,341 $36,861
2019 $4,389 $39,473 $4,159 $35,314
2018 $3,967 $34,655 $3,933 $30,722
2017 $3,268 $27,454 $3,744 $23,710
2016 $2,411 $25,803 $3,519 $22,284
2015 -- $24,231 $3,305 $20,926
2014 -- $23,322 $3,181 $20,141
2013 -- $24,168 $3,296 $20,872
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD09844056

Midwest Real Estate Data (MRED)

APN: 09-20-102-061