NOT LISTED FOR SALE

411 N Michigan St Elkhart, IN 46514

Bower Neighborhood

Estimated Value: $148,000 - $164,000

3 Beds
1 Bath
1,618 Sq Ft
$98/Sq Ft Est. Value

Last Sold March 08, 2024

Last sale price $150,000 $93 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $979/month

106 Days on Market

Highlights

  • Covered patio or porch
  • Partially Fenced Property
  • 2-minute walk to Weston Park
  • Forced Air Heating and Cooling System
  • Carpet

About This Home

As of March 2024

Beautiful 3 bedroom 1 bath home everything is updated and ready to move in. Great home for the price don't delay get in today before it's gone.

Last Agent to Sell the Property

Allen Stewart

Stewart Realty Listed on: 10/09/2023

Last Buyer's Agent

Allen Stewart

Stewart Realty Listed on: 10/09/2023

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,066

Year Built

  • Built in 1900

Lot Details

  • 3,920 Sq Ft Lot
  • Lot Dimensions are 90 x 44
  • Partially Fenced Property
  • Wood Fence

Home Design

  • Brick Foundation
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Carpet
  • Basement
  • Michigan Basement

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Schools

  • Mary Daly Elementary School
  • West Side Middle School
  • Elkhart High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Covered patio or porch
  • Suburban Location

Listing and Financial Details

  • Assessor Parcel Number 20-06-06-294-016.000-012

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,066

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1900
  • Age: 124
  • Style: Two Story
  • Total Number of Rooms: 7
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: NORTH ELKHART N 44FT LOT 1 & E PT OF THE N 44FT LOT 2
  • Parcel Number ID: 20-06-06-294-016.000-012
  • Platted: Yes
  • Amenities: Deck Open, Porch Covered
  • Location: City/Town/Suburb
  • Sp Lp Percent: 96.84
  • Year Taxes Payable: 2022
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 2427
  • Total Finished Sq Ft: 1618
  • Above Grade Finished Sq Ft: 1618
  • Below Grade Sq Ft: 809
  • Price Per Sq Ft: 92.71
  • Basement: Yes
  • Basement Foundation: Michigan Basement
  • Basement Material: Brick
  • Flooring: Carpet
  • Living Great Room: Dimensions: 14x11, On Level: Main
  • Kitchen: Dimensions: 11x11, On Level: Main
  • Dining Room: Dimensions: 13x12, On Level: Main
  • Bedroom 1: Dimensions: 14x14, On Level: Upper
  • Bedroom 2: Dimensions: 9x14, On Level: Upper
  • Bedroom 3: Dimensions: 9x11, On Level: Main
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 809

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Shingle
  • Outbuilding1: None
  • Fence: Partial, Wood

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City

Schools

  • School District: Elkhart Community Schools
  • Elementary School: Mary Daly
  • Middle School: West Side
  • High School: Elkhart
  • Elementary School: Mary Daly

Lot Info

  • Lot Description: 0-2.9999
  • Lot Dimensions: 90 x 44
  • Estimated Lot Sq Ft: 3920
  • Estimated Lot Size Acres: 0.09

Tax Info

  • Annual Taxes: 1066
  • Exemptions: Homestead, Mortgage

MLS Schools

  • High School: Elkhart
  • Middle School: West Side
  • School District: Elkhart Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 9, 2023
Closed on
Mar 8, 2024
Sold by
Borowiec Paula
Bought by
Colborn Josiah B and Colborn Desiree D
Seller's Agent
Allen Stewart
Stewart Realty
Buyer's Agent
Allen Stewart
Stewart Realty
List Price
$154,900
Sold Price
$150,000
Premium/Discount to List
-$4,900
-3.16%
Total Days on Market
106
Views
352
Current Estimated Value
$158,056

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,056
Avg. Annual Appreciation
4.24%
Original Mortgage
$115,500
Outstanding Balance
$114,147
Interest Rate
6.69%
Mortgage Type
New Conventional
Estimated Equity
$43,909

Purchase Details

Listed on
Mar 5, 2020
Closed on
Aug 11, 2020
Sold by
Equity Trust Company
Bought by
Hawkins Paula
Seller's Agent
Heidi Gaskill
Berkshire Hathaway HomeServices Elkhart
Buyer's Agent
Kathy Lampert
Century 21 Circle
List Price
$135,900
Sold Price
$132,000
Premium/Discount to List
-$3,900
-2.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.59%
Original Mortgage
$129,606
Interest Rate
3.1%
Mortgage Type
FHA

Purchase Details

Listed on
Mar 5, 2020
Closed on
Jul 20, 2020
Sold by
Equity Trust Company
Bought by
Hawkins Paula
Seller's Agent
Heidi Gaskill
Berkshire Hathaway HomeServices Elkhart
Buyer's Agent
Kathy Lampert
Century 21 Circle
List Price
$135,900
Sold Price
$132,000
Premium/Discount to List
-$3,900
-2.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,606
Interest Rate
3.1%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 8, 2020
Sold by
Mat Buys Indiana Housers Llc
Bought by
Equity Trust Company Custodian and Fbo Marcia Bechtel Roth Ira

Purchase Details

Closed on
Nov 15, 2019
Sold by
Johnson Cynthia
Bought by
Matt Buys Indiana Houses Llc

Purchase Details

Closed on
Jul 22, 2011
Sold by
Johnson Cynthia E
Bought by
Johnson Adam A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,213
Interest Rate
4.52%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Jan 15, 2010
Sold by
Fannie Mae
Bought by
Johnson Cynthia

Purchase Details

Closed on
Oct 28, 2009
Sold by
Morlock Pamela A
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Apr 29, 2005
Sold by
Potterbaum O Eugene
Bought by
Morlock Pamela A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$71,155
Interest Rate
6.06%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Colborn Josiah B $154,000 Meridian Title
Hawkins Paula $130,902 Fidelity National Title
Hawkins Paula $130,902 Fidelity National Title
Equity Trust Company Custodian -- Fidelity National Ttl Co Llc
Matt Buys Indiana Houses Llc -- Fidelity National Ttl Co Llc
Johnson Adam A -- None Available
Johnson Cynthia $25,000 None Available
Federal National Mortgage Association $78,570 None Available
Morlock Pamela A -- Meridian Title Corp
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Colborn Josiah B $115,500
Previous Owner Hawkins Paula $129,606
Previous Owner Hawkins Paula $129,606
Previous Owner Johnson Adam A $38,213
Previous Owner Morlock Pamela A $71,155
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/08/2024 03/08/24 Sold $150,000 -3.2% $93 / Sq Ft
01/23/2024 01/23/24 Pending -- -- --
01/08/2024 01/08/24 For Sale $154,900 0.0% $96 / Sq Ft
12/24/2023 12/24/23 Pending -- -- --
12/08/2023 12/08/23 Price Changed $154,900 -6.1% $96 / Sq Ft
10/09/2023 10/09/23 For Sale $164,900 +24.9% $102 / Sq Ft
07/24/2020 07/24/20 Sold $132,000 +1.6% $82 / Sq Ft
06/19/2020 06/19/20 Pending -- -- --
04/21/2020 04/21/20 Price Changed $129,900 -4.4% $80 / Sq Ft
03/05/2020 03/05/20 For Sale $135,900 -- $84 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,157 $120,300 $13,900 $106,400
2022 $1,157 $104,200 $13,900 $90,300
2021 $917 $91,400 $13,900 $77,500
2020 $816 $80,700 $13,900 $66,800
2019 $579 $74,100 $13,900 $60,200
2018 $562 $71,000 $13,900 $57,100
2017 $529 $65,200 $13,900 $51,300
2016 $510 $63,700 $13,900 $49,800
2014 $475 $61,600 $13,900 $47,700
2013 $478 $60,100 $13,900 $46,200
Source: Public Records

Agents Affiliated with this Home

  • A

    Seller's Agent in 2024

    Allen Stewart

    Stewart Realty

    (574) 522-1187

    1 in this area

    66 Total Sales

    Allen Stewart
    Section Image
  • Heidi Gaskill

    Seller's Agent in 2020

    Heidi Gaskill

    Berkshire Hathaway HomeServices Elkhart

    (574) 596-7478

    6 in this area

    233 Total Sales

    Heidi Gaskill
    Section Image
  • Kathy Lampert

    Buyer's Agent in 2020

    Kathy Lampert

    Century 21 Circle

    (574) 532-9252

    1 in this area

    94 Total Sales

    Kathy Lampert
    Section Image
See All Agents

Map

Source: Indiana Regional MLS

MLS Number: 202336948

Indiana Regional MLS

APN: 20-06-06-294-016.000-012

Indiana Elkhart County Elkhart 46514 Bower

411 N Michigan St, Elkhart, IN

This home is located at 411 N Michigan St, Elkhart, IN 46514 since 09 October 2023 and is currently estimated at $158,056, approximately $97 per square foot. This property was built in 1900. 411 N Michigan St is a home located in Elkhart County with nearby schools including Mary Daly Elementary School, West Side Middle School, and Elkhart High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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