$640,000

411 Ridge Rd Unit C Osceola, WI 54020

Estimated payment $4,223/month

Total Views 3,649
4 Beds
4.5 Baths
3,914 Sq Ft
$164 Price per Sq Ft

Highlights

  • Deeded Waterfront Access Rights
  • 110 Feet of Waterfront
  • Living Room with Fireplace
  • Osceola Middle School Rated A-
  • Deck
  • No HOA

About This Home

Breathtaking panoramic river views from the bluffs of the St. Croix Valley with a 1/5th interest in an almost 15-acre island! Surrounded by mature trees and close to the Standing Cedars hiking trails, this property offers privacy and a true connection to nature. It has been lovingly maintained and thoughtfully updated. Features include beautiful maple flooring, stainless steel appliances, 2 gas fireplaces with inviting stone walls, multiple walk-in closets, and a separate shower and jetted tub in the primary ensuite. The lower level has a bedroom with glass sliding doors, a full bathroom, and a large family room. This home is an entertaining paradise, with a welcoming porch and foyer in the front, and a screened in porch, spacious deck, and fire pit all surrounded by profession landscaping and facing the river in the back. The home has a hard-wired security system and the attached 3 car garage includes a built-in dog kennel that extends just off the back of the garage. The bunk house, built in 2014, provides privacy for your guests or possibly rental income with an upper level that has a kitchen, living room, full bath, wet bar, and classic oak flooring, and a lower level heated garage that has an epoxy coating, in-floor heating, and provides space for up to 3 1/2 cars or any toys that you may have. Imagine yourself working from home and taking a break to take in the eagles, trumpeter swans and other wildlife. Only 1.5 miles from downtown Osceola and 25 minutes to Stillwater.

Listing Agent

Sheri Rude

Edina Realty, Inc. Listed on: 06/05/2025

Edina Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,898

Year Built

  • Built in 2004

Lot Details

  • 0.69 Acre Lot
  • Lot Dimensions are 110x270
  • 110 Feet of Waterfront
  • River Front
  • Partially Fenced Property
  • Privacy Fence
  • Wood Fence
  • Irregular Lot
  • Additional Parcels

Parking

  • 7 Car Attached Garage
  • Heated Garage
  • Insulated Garage

Home Design

  • Pitched Roof

Interior Spaces

  • 2-Story Property
  • Family Room
  • Living Room with Fireplace
  • 2 Fireplaces
  • Home Office
  • Screened Porch
  • Utility Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Basement Window Egress

Outdoor Features

  • Deeded Waterfront Access Rights
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Boiler Heating System
  • 200+ Amp Service
  • Propane
  • Private Water Source
  • Well
  • Drilled Well
  • Septic System

Community Details

  • No Home Owners Association
  • Carsons Cliff Subdivision

Listing and Financial Details

  • Assessor Parcel Number 165007230300

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,898

Year Built

Built in 2004

Lot Details

0

Parking

7

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 7
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: Drilled, Private, Well
  • Year Built: 2004
  • Above Grade Finished Sq Ft: 3122
  • Water Body Name: St. Croix River
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Egress Window(s), Finished, Full, Concrete
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Fuel Tank - Rented, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • Fireplace Features: Gas, Living Room
  • Living Area: 3914
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 792
  • Basement YN: Yes
  • Dining Room Type: Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Office, Utility Room, Screened Porch, Deck

Beds/Baths

  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age Over 8 Years, Asphalt, Pitched
  • Fencing: Partial, Privacy, Wood
  • View: Panoramic, River, West
  • Other Structures: Bunk House, Dog Kennel
  • PatioPorchType: Deck,Porch
  • Lake Acres: 0
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 40+
  • Waterfront Frontage: 110

Garage/Parking

  • Parking Features: Attached Garage, Detached, Asphalt, Heated Garage, Insulated Garage
  • Garage Square Feet: 1864

Utilities

  • Heating: Boiler, Forced Air, Fireplace(s), Radiant Floor
  • Sewer: Holding Tank, Mound Septic, Private Sewer, Septic System Compliant - Yes
  • Electric: 200+ Amp Service
  • Fuel: Propane

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,French Doors,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Natural Woodwork,Porch,Panoramic View,Security System,Security Lights,Washer/Dryer Hookup,Walk-In Closet

Schools

  • Junior High Dist: Osceola
  • SchoolDistrictNumber: 4165
  • SchoolDistrictPhone: 715-294-4140

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 110x270
  • Lot Size Sq Ft: 30056.4
  • Land Lease: No
  • Lot Features: Irregular Lot, Many Trees
  • Additional Parcels Description: 165007220000
  • Additional Parcels: Yes
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2023
  • Assessor Parcel Number: 165007230300
  • Tax Annual Amount: 7898
  • TaxWithAssessments: 7898.0000

Multi Family

  • WaterfrontFeatures: Deeded Access, River Front

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,379 $527,300 $72,600 $454,700
2023 $7,531 $527,300 $72,600 $454,700
2022 $8,146 $527,300 $72,600 $454,700
2021 $8,145 $327,900 $69,300 $258,600
2020 $8,167 $327,900 $69,300 $258,600
2019 $8,016 $327,900 $69,300 $258,600
2018 $7,385 $327,900 $69,300 $258,600
2017 $6,630 $327,900 $69,300 $258,600
2016 $6,890 $327,900 $69,300 $258,600
2015 $5,542 $302,500 $77,800 $224,700
2013 $5,441 $286,500 $77,800 $208,700
2012 $5,467 $286,500 $77,800 $208,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/05/2025 06/05/25 For Sale $640,000 -- $164 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $385,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $42,400 New Conventional
Open $339,200 New Conventional
Closed $70,000 No Value Available
Closed $336,725 Stand Alone Refi Refinance Of Original Loan
Source: Public Records

Similar Home in Osceola, WI

  • 411C Ridge Rd, Osceola, WI 54020

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    • 4.5 Baths
    • 3,914 Sq Ft
    • 411C Ridge Rd
    • Osceola, WI

    Breathtaking river views from the bluffs of the St. Croix Valley with a 1/5th interest in a 15-acre island! Surrounded by mature trees and trails, this property offers privacy and a true connection to nature. Features include maple flooring, SS appliances, 2 gas fireplaces, walk-in closets, and a separate shower and jetted tub in the primary ensuite. The lower level has a BR, a full BA, and a

    Sheri Rude Edina Realty, Corp. - St Croix Falls

    Section Image

Source: NorthstarMLS

MLS Number: 6708700

NorthstarMLS

APN: 165-00723-0300