$739,000
$40K PRICE DROP

4118 Osprey Harbour Loop Cortez, FL 34215

Cortez Area

Estimated payment $5,116/month

Total Views 5,792
2 Beds
2 Baths
1,898 Sq Ft
$389 Price per Sq Ft

Highlights

  • Parking available for a boat
  • Property is near a marina
  • Gated Community
  • Fitness Center
  • Garage Apartment
  • View of Trees or Woods

About This Home

One or more photo(s) has been virtually staged. Welcome to the Sandpiper at gated Harbour Landings, a beautifully updated SPACIOUS two-story townhouse with 1898 sq. ft and 2400 + EXTRA square feet of AC living space. NEW METAL roof 04/2025. ROOM FOR A POOL! Private ELEVATOR to the main living level upstairs with covered screened porch, and PERFECT FOR A MOTHER IN LAW SUITE SITUATION! Generous and oversized garage is equivalent to a 3 CAR garage with space for two cars and/or boat/golf cart. The aquarium windows and sliding glass doors allow for an abundance of natural light with screened lanai. You'll enjoy features such crown molding, high ceilings, new AC in 2022, all new interior painting and brand new modern light fixtures. Harbour Landings is a virtually maintenance-free community. Association fees include all amenities, (tennis, pool, clubhouse, private gate) insurance on the outside of the building, roof maintenance and replacement, landscaping, lawn maintenance, irrigation, exterior painting, and professional management. Enjoy heated pool, community fitness facility, and tennis/pickle ball court. Walk-able and golf-cart friendly, Harbour Landings is close to beaches,(ONE Mile to Anna Maria) boating, golfing, restaurants, and more – offering the best of the coastal-casual Florida lifestyle. This home epitomizes tropical, island living without having to be on an island. Don’t miss out on this one-time amazing coastal lifestyle opportunity and call for your private showing today! Take your golf cart over the bridge to Anna Maria! THIS PROPERTY DID NOT FLOOD OR HAVE ANY DAMAGE IN HURRICANE HELENE AND MILTON.

Listing Agent

Cindy Quinn

SATO REAL ESTATE INC. Brokerage Phone: 941-778-7200 License #0666786 Listed on: 04/30/2026

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $7,528

Year Built

  • Built in 2006

Lot Details

  • North Facing Home
  • Metered Sprinkler System

HOA Fees

  • $567 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Apartment
  • Workshop in Garage
  • Ground Level Parking
  • Side Facing Garage
  • Garage Door Opener
  • Driveway
  • Guest Parking
  • Parking available for a boat
  • Golf Cart Parking

Property Views

  • Woods
  • Park or Greenbelt

Home Design

  • Entry on the 2nd floor
  • Block Foundation
  • Metal Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,898 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Window Treatments
  • Sliding Doors
  • Great Room
  • Combination Dining and Living Room
  • Bonus Room
  • Storage Room
  • Inside Utility

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Property is near a marina
  • Balcony
  • Screened Patio
  • Outdoor Storage
  • Rear Porch

Location

  • Property is near public transit

Schools

  • Sea Breeze Elementary School
  • W.D. Sugg Middle School
  • Bayshore High School

Utilities

  • Central Air
  • Mini Split Air Conditioners
  • Heating Available
  • Thermostat
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, maintenance structure, ground maintenance, management, recreational facilities, security
  • Capstone Association/ Association, Phone Number (941) 554-8838
  • Visit Association Website
  • Built by FRANK CAMERON LAMBERT INC.
  • Harbour Landings Subdivision, Sandpiper Floorplan
  • Harbour Landing Community
  • On-Site Maintenance
  • The community has rules related to allowable golf cart usage in the community

Recreation

  • Tennis Courts
  • Fitness Center
  • Community Pool

Pet Policy

  • 2 Pets Allowed
  • Dogs and Cats Allowed
  • Extra large pets allowed

Security

  • Security Service
  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$7,528

Year Built

Built in 2006

Lot Details

6,534 Sq Ft Lot

HOA Fees

$567 per month

Parking

3

Listing Details

  • HOA Fee Includes: Pool, Maintenance Structure, Maintenance Grounds, Management, Recreational Facilities, Security
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Condominium
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1898
  • Lot Size Acres: 0.15
  • New Construction: No
  • Year Built: 2006
  • Building Area Total: 4332
  • Lot Size Sq Ft: 6547
  • Status: Active
  • Ownership: Fee Simple
  • Entry Level: 2
  • Building Area Total Srch Sq M: 402.46
  • Escrow State: FL
  • Floor Number: 2
  • Minimum Lease: 6 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 389.36
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Property Description: Elevated,End Unit
  • MFR_InLawSuiteYN: 1
  • MFR_InLawSuiteDescription: 2+ Bedrooms,Attached
  • Attribution Contact: 941-778-7200
  • Tax Year: 2025
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, Elevator, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Block
  • Total Bedrooms: 2
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Stories: 2
  • Window Features: Window Treatments
  • Additional Rooms: Bonus Room,Garage Apartment,Inside Utility,Storage Rooms
  • Living Area Meters: 176.33

Exterior Features

  • Direction Faces: North
  • Exterior Features: Balcony, Sliding Doors, Sprinkler Metered, Storage, Tennis Court(s)
  • Roof: Metal
  • Pool Private: No
  • View: Park/Greenbelt, Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Boat, Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Parking, Ground Level, Guest, Oversized, Workshop in Garage

Utilities

  • Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air, Mini-Split Unit(s)
  • Heating: Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Fitness Center, Gated Community - No Guard, Golf Carts OK, Pool, Tennis Court(s)
  • Association Amenities: Fitness Center, Gated, Maintenance, Pool, Security, Tennis Court(s)
  • Association Fee: 1700
  • Association Fee Frequency: Quarterly
  • Association Name: CAPSTONE ASSOCIATION/
  • Phone: 9415548838
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Condo Land Included YN: 1
  • Association Email: NICOLE BYRNES
  • Pet Size: Extra Large (101+ Lbs.)
  • Association URL: WWW.CAPSTONEAM.COM

Fee Information

  • Total Annual Fees: 6800.00
  • Total Monthly Fees: 566.67
  • Monthly HOA Amount: 566.67

Schools

  • Elementary School: Sea Breeze Elementary
  • High School: Bayshore High
  • Middle Or Junior School: W.D. Sugg Middle

Lot Info

  • Zoning: PDR/CH
  • Parcel Number: 7599409859
  • Additional Parcels: No
  • Lot Features: In County, Near Marina, Near Public Transit, Sidewalk
  • Lot Dimensions: 50x130
  • Flood Zone Code: AE

Building Info

  • Builder Name: FRANK CAMERON LAMBERT INC.

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: REVIEW HOA RESTRICTIONS. MUST OWN 2 YEARS BEFORE RENTING.

Tax Info

  • Tax Annual Amount: 7528
  • Tax Book Number: 37-108
  • Tax Lot: 37

Multi Family

  • Approval Process: APPLICATION TO THE HOA.

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $8,144 $548,733 $61,200 $487,533
2025 $8,079 $555,342 $61,200 $494,142
2023 $7,899 $568,557 $61,200 $507,357
2022 $7,023 $477,925 $60,000 $417,925
2021 $6,201 $407,808 $60,000 $347,808
2020 $6,105 $383,402 $60,000 $323,402
2019 $6,041 $375,385 $60,000 $315,385
2018 $5,844 $357,374 $50,000 $307,374
2017 $5,378 $343,764 $0 $0
2016 $5,280 $332,068 $0 $0
2015 $4,576 $328,918 $0 $0
2014 $4,576 $274,974 $0 $0
2013 $4,112 $252,270 $42,300 $209,970
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/27/2026 07/27/26 Price Changed $739,000 0.0% $389 / Sq Ft
06/22/2026 06/22/26 For Rent $3,700 0.0% --
06/18/2026 06/18/26 Off Market $3,700 -- --
06/17/2026 06/17/26 For Rent $3,700 0.0% --
05/22/2026 05/22/26 Price Changed $750,000 -3.7% $395 / Sq Ft
04/30/2026 04/30/26 For Sale $779,000 0.0% $410 / Sq Ft
08/01/2022 08/01/22 Rented $3,700 -2.6% --
07/18/2022 07/18/22 Under Contract -- -- --
07/18/2022 07/18/22 Price Changed $3,800 -2.6% $2 / Sq Ft
06/23/2022 06/23/22 For Rent $3,900 0.0% --
05/04/2018 05/04/18 Sold $500,000 -4.8% $262 / Sq Ft View Prior Sale
04/07/2018 04/07/18 Pending -- -- --
03/21/2018 03/21/18 For Sale $525,000 -- $275 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $500,000 Attorney
Interfamily Deed Transfer -- Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $300,000 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: A4671093

Stellar MLS

APN: 75994-0985-9

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