NOT LISTED FOR SALE

412 E Market St Spencer, IN 47460

Spencer Area

Estimated Value: $137,000 - $188,000

2 Beds
1 Bath
864 Sq Ft
$181/Sq Ft Est. Value

Sale Details

Date Sold: December 1, 2025

Last sale price $148,500 $172 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $881 / mo

33 Days on Market

Highlights

  • Corner Lot
  • 1-Story Property
  • Central Air
  • Laundry Room

About This Home

As of December 2025

This 2 Bedroom – 1 Bath block home sits on a corner lot in a great location, located only a couple blocks from Morgan St the main thoroughfare through the town of Spencer. The sidewalk leads you up onto the covered front porch. When you enter the home let your visions take over, there is so much potential for you to make this older home more modern all while still enjoying parts of its original charm. The two bedrooms have good size closets and a unique set of dresser drawers built into the wall for convenience. The laundry room is located on the back side of the house with a back door leading out to the back deck & back yard, yard could be fenced in making a good space for pets, children or just enjoying some outside time. With its convenient location that comes with being close to the amenities Spencer has to offer such as restaurants, shopping, parks & more!

Last Agent to Sell the Property

Vern Keith

Keith Realty & Auction Group Brokerage Phone: 812-714-8250 Listed on: 10/09/2025

Last Buyer's Agent

Vern Keith

Keith Realty & Auction Group Brokerage Phone: 812-714-8250 Listed on: 10/09/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,884

Year Built

  • Built in 1960

Lot Details

  • 7,841 Sq Ft Lot
  • Corner Lot

Home Design

  • Block Exterior
  • Vinyl Construction Material

Interior Spaces

  • 864 Sq Ft Home
  • 1-Story Property
  • Crawl Space
  • Laundry Room

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Schools

  • Spencer Elementary School
  • Owen Valley Middle School
  • Owen Valley High School

Utilities

  • Central Air
  • Heating System Uses Gas

Listing and Financial Details

  • Assessor Parcel Number 60-10-21-300-400.353-028

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,884

Year Built

Built in 1960

Lot Details

7,841 Sq Ft Lot

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1960
  • Style: One Story
  • Bedrooms: 2
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: WINDERS LOT 18
  • Parcel Number ID: 60-10-21-300-400.353-028
  • Platted: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 864
  • Total Finished Sq Ft: 864
  • Above Grade Finished Sq Ft: 864
  • Basement Foundation: Crawl
  • Living Great Room: Dimensions: 13x20, On Level: Main
  • Kitchen: Dimensions: 10x14, On Level: Main
  • Bedroom 1: Dimensions: 10x13, On Level: Main
  • Bedroom 2: Dimensions: 10x10, On Level: Main
  • Number of Main Level Full Bathrooms: 1

Exterior Features

  • Exterior: Block, Vinyl
  • Outbuilding1: Shed, Dimensions: 10x10

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas
  • Sewer: City
  • Water Utilities: City
  • Laundry: Dimensions: Mainx9, On Level: 8

Schools

  • Elementary School: Spencer

Lot Info

  • Lot Description: Corner, Flood Plain, 0-2.9999
  • Lot Dimensions: IRREGULAR
  • Estimated Lot Sq Ft: 7841
  • Estimated Lot Size Acres: 0.18

Tax Info

  • Annual Taxes: 1884

MLS Schools

  • High School: Owen Valley
  • Middle School: Owen Valley
  • School District: Spencer-Owen Community Schools

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 9, 2025
Closed on
Nov 24, 2025
Sold by
Bought by
Seller's Agent
Vern Keith
Keith Realty & Auction Group
Buyer's Agent
Vern Keith
Keith Realty & Auction Group
List Price
$150,000
Sold Price
$148,500
Premium/Discount to List
-$1,500
-1%
Views
11
Current Estimated Value
$156,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,500
Avg. Annual Appreciation
8.41%
Original Mortgage
$145,809
Interest Rate
0.0617%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 29, 2025
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,809
Interest Rate
0.065%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 31, 2024
Sold by
Bought by

Purchase Details

Closed on
Sep 7, 2018
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- First American Title
-- First American Title
$50,000 None Listed On Document
$50,000 Hickam & Lorenz
$50,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $145,809
Closed $145,809
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/01/2025 12/01/25 Sold $148,500 -1.0% $172 / Sq Ft
11/11/2025 11/11/25 Pending -- -- --
10/09/2025 10/09/25 For Sale $150,000 -- $174 / Sq Ft
Source: Indiana Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $460 $90,400 $16,400 $74,000
2024 $1,884 $94,200 $20,900 $73,300
2023 $1,766 $88,200 $20,900 $67,300
2022 $1,389 $69,300 $20,900 $48,400
2021 $1,529 $76,300 $20,900 $55,400
2020 $1,497 $74,700 $20,900 $53,800
2019 $1,387 $69,200 $20,900 $48,300
2018 $1,329 $66,300 $20,900 $45,400
2017 $1,183 $59,000 $17,700 $41,300
2016 $1,183 $59,000 $17,700 $41,300
2014 $1,159 $57,800 $17,700 $40,100
2013 -- $57,200 $17,600 $39,600
Source: Public Records

Agents Affiliated with this Home

  • V

    Seller's Agent in 2025

    Vern Keith

    Keith Realty & Auction Group

    (812) 821-1211

    34 Total Sales

    Vern Keith
    Section Image
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Map

Source: Indiana Regional MLS

MLS Number: 202541087

Indiana Regional MLS

APN: 60-10-21-300-400.353-028

Indiana Owen County Spencer 47460

412 E Market St, Spencer, IN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Based on information submitted to the MLS GRID

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