NOT LISTED FOR SALE

412 Island Pointe Dr Saint Joseph, MI 49085

Estimated Value: $514,000 - $589,000

4 Beds
3 Baths
2,104 Sq Ft
$268/Sq Ft Est. Value

Last Sold March 21, 2022

Last sale price $400,000 $190 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $4,044/month

1 Day on Market

Highlights

  • Water Access
  • Deeded Boat Dock
  • Clubhouse
  • Upton Middle School Rated A
  • Cabana
  • Deck

About This Home

As of March 2022

Live your dream vacation every day in this rare find in the Island Pointe Marina gated waterfront community. With 4 bedrooms and 3 full baths, feel free to entertain all your friends and family. An open concept floor plan which includes a main floor bedroom/den, lofted ceilings, and tons of natural light. From your deck you enjoy views of the expansive greenspace making you feel like it's a retreat when it's really located in the heart of Downtown St. Joseph! Additional amenities include a clubhouse, heated pool, gazebo, and a 40' boat slip on the St. Joseph River! All new stainless appliances, washer and dryer, and water heater will give you peace of mind and the ability to move right in! This home is eligible for a short term rental permit.

Last Agent to Sell the Property

Danielle Yeager

@properties Christie's International R.E. License #6501383364 Listed on: 02/14/2022

@properties Christie's International R.E.

Last Buyer's Agent

Mark Wortman

@properties Christie's International R.E. License #6506044879

@properties Christie's International R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,156

Year Built

  • Built in 2005

Lot Details

  • 3,479 Sq Ft Lot
  • Lot Dimensions are 40 x 100
  • Property fronts a private road
  • Cul-De-Sac
  • Shrub
  • Level Lot
  • Sprinkler System

HOA Fees

  • $218 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,104 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Living Room with Fireplace
  • Dining Area
  • Basement
  • Crawl Space

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Pool

  • Cabana
  • In Ground Pool

Outdoor Features

  • Water Access
  • Deeded Boat Dock
  • Deck

Location

  • Mineral Rights Excluded

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • Association fees include water, trash, snow removal, sewer, lawn/yard care
  • Island Pointe Marina Subdivision

Amenities

  • Clubhouse
  • Meeting Room

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,156

Year Built

Built in 2005

Lot Details

0

HOA Fees

$218 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 2005
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 40 x 100
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2104.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 7156.0
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Location Property Info:Subdivision2: Island Pointe Marina
  • Water Heater:Natural Gas4: Yes
  • Landscape:Underground Sprinkler: Yes
  • Mineral Rights:No: Yes
  • Substructure:Crawl Space: Yes
  • General Property Info:Condo Proj Name: Island Pointe Marina
  • General Property Info:SqFt Above Grade: 2104.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Other Structures:Cabana: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Main Level Bedrooms: 1
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 2104.0
  • Window Features: Screens, Insulated Windows, Window Treatments
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 1000.0
  • Appliances Range: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 409999.0
  • Lot Features: Level, Cul-De-Sac
  • Patio and Porch Features: Deck
  • Pool Features: In Ground, Cabana
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront Features: River
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio and Porch Features:Deck(s): Yes
  • Pool:In Ground: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer, Broadband
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Meeting Room, Pets Allowed, Playground
  • Association Fee: 218.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 218.0
  • Association Info:Assoc Buy in Fee: No
  • Association Info:Assoc Fee Payable: Monthly
  • Assoc Amenities:Pets Allowed2: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Playground: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Meeting Room: Yes
  • Water Fea Amenities:Deeded Boat Lot: Yes

Fee Information

  • Association Fee Includes: Water, Trash, Snow Removal, Sewer, Lawn/Yard Care

Lot Info

  • Lot Size Acres: 0.08
  • Lot Size Area: 0.08
  • Lot Dimensions: 40 x 100
  • Lot Size Sq Ft: 3479.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 7156.0
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 14, 2022
Closed on
Apr 1, 2022
Sold by
Andrea Bertoluzzi
Bought by
Frosolone Michael John and Frosolone Julianne L
Seller's Agent
Danielle Yeager
@properties Christie's International R.E.
Buyer's Agent
Mark Wortman
@properties Christie's International R.E.
List Price
$409,999
Sold Price
$400,000
Premium/Discount to List
-$9,999
-2.44%
Current Estimated Value
$563,669

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$163,669
Avg. Annual Appreciation
9.68%
Original Mortgage
$360,000
Outstanding Balance
$341,747
Interest Rate
4.67%
Mortgage Type
New Conventional
Estimated Equity
$207,989

Purchase Details

Listed on
Jun 30, 2016
Closed on
Sep 12, 2016
Sold by
Downs Matt J and Downs Deirdre C
Bought by
Bertoluzzi Andrea
Seller's Agent
Kerry Wright
Wright Properties
Buyer's Agent
John Montoya
@properties Christie's International R.E.
List Price
$349,000
Sold Price
$335,000
Premium/Discount to List
-$14,000
-4.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.26%
Original Mortgage
$264,000
Interest Rate
3.45%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Frosolone Michael John $400,000 First American Title
Bertoluzzi Andrea $335,000 Chicago Title Of Mi Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Frosolone Michael John $360,000
Previous Owner Bertoluzzi Andrea $264,000
Previous Owner Downs Matt J $150,000
Previous Owner Downs Matt J $118,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/21/2022 03/21/22 Sold $400,000 -2.4% $190 / Sq Ft
02/15/2022 02/15/22 Pending -- -- --
02/14/2022 02/14/22 For Sale $409,999 +22.4% $195 / Sq Ft
09/12/2016 09/12/16 Sold $335,000 -4.0% $159 / Sq Ft
09/12/2016 09/12/16 Pending -- -- --
06/30/2016 06/30/16 For Sale $349,000 -- $166 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,057 $270,700 $0 $0
2024 $8,786 $239,200 $0 $0
2023 $8,426 $213,500 $0 $0
2022 $7,203 $184,600 $0 $0
2021 $7,156 $183,700 $25,500 $158,200
2020 $7,059 $182,500 $0 $0
2019 $7,005 $166,600 $26,000 $140,600
2018 $6,889 $166,600 $0 $0
2017 $7,227 $164,800 $0 $0
2016 $7,227 $155,600 $0 $0
2015 $7,160 $158,800 $0 $0
2014 $6,896 $155,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 22004534

Southwestern Michigan Association of REALTORS®

APN: 11-76-3610-0041-00-9