$159,900

412 S Laura St Payne, OH 45880

Estimated payment $878/month

Total Views 7,748
3 Beds
1 Bath
1,067 Sq Ft
$150 Price per Sq Ft

Highlights

  • Deck
  • Granite Countertops
  • 2 Car Attached Garage
  • Ranch Style House
  • No HOA
  • Eat-In Kitchen

About This Home

Are you ready for up to $20,000 in Welcome Home Funds toward the purchase of this home? This property qualifies for the Welcome Home Funds program, offering down payment and closing cost assistance for eligible buyers. This fully renovated 1-story home features 1,067 square feet of living space and a 1-car attached garage, all within a short walk to downtown. Inside, you will find an open-concept layout with spacious rooms and brand-new flooring throughout. The updated kitchen includes new cabinetry, Gordon Creek granite countertops, and new appliances. Major improvements include a complete HVAC system in 2024, a new breaker box, new water heater, a roof approximately five years old, and extensive updates such as new wiring, drywall, light fixtures, subflooring, and floor joists in most areas, making this home feel nearly brand new from the inside out. Step outside to a new front deck and out back for a large fenced-in backyard with a six-foot wooden privacy fence and mature shade trees, perfect for relaxing or entertaining. Additional features include a brand-new garage door and a recently installed sewer clean-out. Located in a quiet, walkable neighborhood, this move-in ready home combines small-town charm with modern efficiency and low-maintenance living, and it qualifies for up to $20,000 in Welcome Home Funds for qualified buyers.

Listing Agent

Chet Straley

Straley Realty & Auctioneers- Van Wert License #BRKP.2011001606 Listed on: 12/19/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $448

Year Built

  • Built in 1947 | Remodeled

Lot Details

  • Fenced
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • 1,067 Sq Ft Home
  • Combination Dining and Living Room
  • Vinyl Flooring
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 04-255-002-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$448

Year Built

Built in 1947 | Remodeled

Lot Details

0 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Architectural Style: Ranch
  • Unit Levels: One
  • New Construction: No
  • Year Built: 1947
  • Location Property Info:Zoning2: Residential
  • General Property Info:FEMA Flood Zone YN: No
  • Tax Info:Parcel _pound_: 04-255-002-00
  • Tax Info:Tax Annual Amount: 448.0
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Architectural Style:Ranch: Yes
  • Cooling:Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Water Source:Public: Yes
  • Room Types:Living Room2: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Flooring:Vinyl: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Foundation:Crawl Space2: Yes
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Oven, Range, Refrigerator, Washer, Water Heater Owned
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Vinyl, Other
  • Appliances Dishwasher: Yes
  • Appliances:Electric Water Heater: Yes
  • Appliances Range: Yes
  • Dining Room Features:LivingDining Room Combo: Yes
  • Kitchen Features:Custom Built Cabinets: Yes
  • Appliances:Oven: Yes
  • Dining Room Features:Eat-in Kitchen: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Appliances:Water Heater Owned: Yes
  • Appliances:Electric Cooktop: Yes
  • Kitchen Features:Granite Counters: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Kitchen Features:Solid Surface Counters: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Level, Shaded Lot
  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Deck, Patio
  • Property Condition: Updated/Remodeled
  • Construction Materials:Vinyl Siding: Yes
  • Patio Porch Features:Deck: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Fenced: Yes
  • Patio Porch Features:Patio: Yes
  • Lot Features:Shaded Lot: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Attached, Garage
  • General Property Info:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Forced Air, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Location Property Info:AssociationYN: No

Schools

  • Junior High Dist: Wayne Trace LSD

Lot Info

  • Parcel #: 04-255-002-00
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 448.0

Map

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $844 $22,060 $4,100 $17,960
2024 $844 $16,350 $3,050 $13,300
2023 $669 $16,350 $3,050 $13,300
2022 $650 $16,350 $3,050 $13,300
2021 $594 $12,960 $2,420 $10,540
2020 $615 $12,960 $2,420 $10,540
2019 $618 $12,010 $2,420 $9,590
2018 $542 $12,010 $2,420 $9,590
2017 $1,592 $12,010 $2,420 $9,590
2016 $534 $12,010 $2,420 $9,590
2015 $431 $9,840 $4,380 $5,460
2014 $435 $9,840 $4,380 $5,460
2013 $574 $10,440 $4,380 $6,060
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/19/2025 12/19/25 For Sale $159,900 0.0% $150 / Sq Ft
11/25/2025 11/25/25 Pending -- -- --
10/22/2025 10/22/25 For Sale $159,900 +8.0% $150 / Sq Ft
05/02/2025 05/02/25 Sold $148,000 -7.4% $139 / Sq Ft View Prior Sale
04/29/2025 04/29/25 Pending -- -- --
02/10/2025 02/10/25 For Sale $159,900 -- $150 / Sq Ft
Source: West Central Association of REALTORS® (OH)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $37,000 None Listed On Document
Warranty Deed $7,500 None Listed On Document
Warranty Deed $18,000 None Available
Warranty Deed $15,711 None Available
Deed $27,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $130,800 New Conventional
Previous Owner $19,508 Purchase Money Mortgage
Source: Public Records

Source: West Central Association of REALTORS® (OH)

MLS Number: 308618

APN: 04-25S-002-00

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