$319,900
PENDING

412 Scarborough St Crestview, FL 32539

Estimated payment $2,072/month

Total Views 2,108
4 Beds
2 Baths
1,830 Sq Ft
$175 Price per Sq Ft

Highlights

  • Florida Architecture
  • Covered Patio or Porch
  • Plantation Shutters
  • Community Pool
  • Walk-In Pantry
  • 2 Car Attached Garage

About This Home

Better Than New in Crestview — Model-Home Perfect + 3% VA Loan Assumption! Why wait on new construction when you can have a like-new 2021 home that's already upgraded, landscaped, and truly move-in ready? This 4-bedroom, 2-bath beauty looks straight out of a model home and includes a VA loan assumption at an incredible 3% interest rate for qualified buyers — a game-changing opportunity in today's market! From the moment you arrive, you'll notice the difference: mature landscaping, full gutter system, and thoughtful exterior details set this home apart from the many options around Crestview. Inside, the upgrades continue. Enjoy plantation shutters throughout, enhanced trim work, and an upgraded primary-suite closet system designed for maximum storage and organization. The open-concept layout of this Cali floor-plan feels bright, fresh, and stylish truly better than new. This home also comes with peace of mind built in:
" ADT security system
" Go Pest termite bond + quarterly protection
" Current survey available
" Professional cleaning scheduled after move-out All the premium touches are already in place without the wait, without the construction dust, and without the extra costs! If you're looking for a home that stands out in Crestview, where inventory is high but quality is rare, this is the one. Don't miss the chance to secure a showcase-ready property AND an unbeatable 3% interest rate. (buyer must have VA eligibility to assume property)

Listing Agent

Emily Probst

EXP Realty LLC Listed on: 11/17/2025

EXP Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,384

Year Built

  • Built in 2021

Lot Details

  • Lot Dimensions are 58x 115x 58x 115
  • Back Yard Fenced
  • Interior Lot
  • Level Lot

HOA Fees

  • $46 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Florida Architecture
  • Slab Foundation
  • Dimensional Roof
  • Vinyl Trim
  • Cement Board or Planked

Interior Spaces

  • 1,830 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • Plantation Shutters
  • Living Room
  • Dining Room
  • Fire and Smoke Detector
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Induction Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch

Schools

  • Riverside Elementary School
  • Shoal River Middle School
  • Crestview High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 27-3N-23-1777-0000-1060

Community Details

Overview

  • Association fees include management, master, recreational faclty
  • Shoal River S/D Subdivision
  • The community has rules related to covenants

Amenities

  • Picnic Area
  • Community Pavilion

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,384

Year Built

Built in 2021

Lot Details

0

HOA Fees

$46 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 58x 115x 58x 115
  • Road Surface Type: Paved
  • Subdivision Name: SHOAL RIVER S/D
  • Directions: Take HWY 85 north. Turn right onto Alpin Rd. Turn right onto Okaloosa Lane. Turn left onto Hobson Ave. Turn right onto Scarborough Street. House is on the right.
  • Architectural Style: Florida Cottage
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2021
  • Remarks Misc:Remarks: Better Than New in Crestview — Model-Home Perfect + 3% VA Loan Assumption! Why wait on new construction when you can have a like-new 2021 home that's already upgraded, landscaped, and truly move-in ready? This 4-bedroom, 2-bath beauty looks straight out of a model home and includes a VA loan assumption at an incredible 3% interest rate for qualified buyers — a game-changing opportunity in today's market! From the moment you arrive, you'll notice the difference: mature landscaping, full gutter system, and thoughtful exterior details set this home apart from the many options around Crestview. Inside, the upgrades continue. Enjoy plantation shutters throughout, enhanced trim work, and an upgraded primary-suite closet system designed for maximum storage and organization.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Covered Porch: Yes
  • Utilities:Underground: Yes
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Floor Vinyl, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Kitchen Island, Pantry, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Window Treatment All, Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Covenants, Interior, Level, Sidewalk, Survey Available
  • Pool Features: Pool Type
  • Construction Type: Siding CmntFbrHrdBrd, Trim Vinyl
  • Exterior Features: Fenced Back Yard
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Survey Available: Yes
  • Lot Features:Covenants: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • Lot Features:Sidewalk: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, Underground

Condo/Co-op/Association

  • Community Features: Pavillion/Gazebo, Picnic Area, Pool
  • Association #2 Fee: 553.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Management, Master Association, Recreational Faclty

Schools

  • Elementary School: Riverside
  • High School: Crestview
  • Middle Or Junior School: Shoal River

Lot Info

  • Parcel #: 27-3N-23-1777-0000-1060
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 4383.96
  • Tax Year: 2024

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,072 $256,531 $47,235 $209,296
2024 $4,492 $274,371 $42,941 $231,430
2023 $4,492 $277,640 $40,131 $237,509
2022 $4,237 $260,214 $37,506 $222,708
2021 $598 $35,700 $35,700 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/06/2026 01/06/26 Pending -- -- --
11/17/2025 11/17/25 For Sale $319,900 0.0% $175 / Sq Ft
09/28/2021 09/28/21 Sold $319,900 0.0% $175 / Sq Ft View Prior Sale
07/19/2021 07/19/21 Pending -- -- --
07/19/2021 07/19/21 For Sale $319,900 -- $175 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $319,900 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $327,257 VA
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 989796

Emerald Coast Association of REALTORS®

APN: 27-3N-23-1777-0000-1060