$445,000
SOLD APR 29, 2025

4120 Palmetto Bay Dr Elkton, FL 32033

3 Beds
2 Baths
2,122 Sq Ft
7,841 Sq Ft Lot

Recently Sold

$210 Per Sq Ft

9 Days on Market

Highlights

  • Golf Course Community
  • Screened Pool
  • Contemporary Architecture
  • Otis A. Mason Elementary School Rated A
  • Open Floorplan
  • Vaulted Ceiling

About This Home

As of April 2025

Exceptional 1-Story 3/2 w/Numerous Upgrades (up to $134,000.00), Including 2-car Attached Garage, Inground Pool, Screened Lanai w/Outdoor Kitchen, etc. Backs up to Cypress Lakes Golf Course! One of A Kind & Well Maintained! A MUST See! Totally Move-in Ready! You Could Not Build This for Less! Furniture is Negotiable.

Last Agent to Sell the Property

Patti Mohr

WATSON REALTY CORP License #0698610 Listed on: 03/07/2025

WATSON REALTY CORP

Last Buyer's Agent

Patti Mohr

WATSON REALTY CORP License #0698610 Listed on: 03/07/2025

WATSON REALTY CORP

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,686

Year Built

  • Built in 2005 | Remodeled

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 60 x 135
  • Cul-De-Sac
  • North Facing Home
  • Front and Back Yard Sprinklers

HOA Fees

  • $35 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • On-Street Parking

Home Design

  • Contemporary Architecture
  • Traditional Architecture
  • Entry on the 1st floor
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,122 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Furnished or left unfurnished upon request
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Gas Fireplace
  • Entrance Foyer
  • Great Room
  • Living Room
  • Screened Porch
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Convection Oven
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub With Separate Shower Stall
  • Solar Tube

Laundry

  • Dryer
  • Washer

Pool

  • Screened Pool
  • Saltwater Pool
  • Pool Sweep

Outdoor Features

  • Outdoor Kitchen

Schools

  • Otis A. Mason Elementary School
  • Gamble Rogers Middle School
  • Pedro Menendez High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 1373670340

Community Details

Overview

  • Association fees include trash
  • Cypress Lakes Subdivision

Recreation

  • Golf Course Community
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,686

Year Built

Built in 2005 | Remodeled

Lot Details

0

HOA Fees

$35 per month

Parking

2

Listing Details

  • Property Type: Residential
  • New Construction: No
  • Stories: 1
  • Year Built: 2005
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.18
  • Lot Size: 60 X 135
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Cypress Lakes
  • Architectural Style: Contemporary, Ranch, Traditional
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 2122.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Negotiable
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Architectural Style Ranch: Yes
  • Pool Features Pool Sweep: Yes
  • Security Features Smoke Detector(s): Yes
  • Architectural Style Contemporary: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Interior Features Breakfast Nook: Yes
  • General Property Information Entry Level2: 1.0
  • Pool Features Screen Enclosure: Yes
  • Pool Features Solar Heat: Yes
  • General Property Information Senior Community YN: No
  • Pool Features Salt Water: Yes
  • General Property Information Lot Size Acres: 0.18
  • Utilities Electricity Available: Yes
  • Utilities Sewer Available: Yes
  • Utilities Water Available: Yes
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • General Property Information Direction Faces: North
  • Room Types Living Room: Yes
  • Room Types Great Room: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Levels One: Yes
  • Property Condition UpdatedRemodeled: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: Yes
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Breakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Solar Tube(s), Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
  • Major Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
  • Furnished: Negotiable
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • Living Area: 2122.0
  • Window Features: Skylight(s)
  • ResoLivingAreaSource: PublicRecords
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Ice Maker: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Gas: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Skylight(s): Yes
  • Appliances:Freezer: Yes
  • Interior Features:Solar Tube(s): Yes
  • Appliances:Electric Cooktop: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Convection Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Open Floorplan: Yes

Exterior Features

  • Waterfront: No
  • Exterior: Outdoor Kitchen
  • Roof: Shingle
  • Lot Features: Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear
  • Pool Features: In Ground, Heated, Pool Sweep, Salt Water, Screen Enclosure, Solar Heat
  • View: Golf Course
  • Construction Type: Stucco
  • Direction Faces: North
  • Patio And Porch Features: Covered, Rear Porch, Screened
  • Property Condition: Updated/Remodeled
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Patio And Porch Features:Covered2: Yes
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Screened: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Exterior Features:Outdoor Kitchen: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener, On Street
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:On Street: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected, Propane
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes
  • Heating:Heat Pump: Yes

Condo/Co-op/Association

  • Association Fee: 425.0
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Amenities: Cable TV, Golf Course, Playground, Trash
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 425.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Playground: Yes
  • Association Amenities:Golf Course: Yes
  • Association Amenities:Trash: Yes
  • Association Fee Includes:Trash2: Yes
  • Association Amenities:Cable TV: Yes

Fee Information

  • Association Fee Includes: Trash

Schools

  • Elementary School: Otis A. Mason
  • High School: Pedro Menendez
  • Middle Or Junior School: Gamble Rogers

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 7840.8
  • Parcel #: 1373670340
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2685.53
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 7, 2025
Closed on
Apr 30, 2025
Sold by
Kenneth J Toth And Elaine Toth Revocable and Toth Elaine
Bought by
Wilcoxson Allee Susan and Foster Allee Charles
Seller's Agent
Patti Mohr
WATSON REALTY CORP
Buyer's Agent
Patti Mohr
WATSON REALTY CORP
List Price
$445,000
Sold Price
$445,000
Views
14
Current Estimated Value
$443,451

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,549
Avg. Annual Appreciation
-0.91%
Original Mortgage
$345,000
Outstanding Balance
$343,776
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$99,675

Purchase Details

Closed on
Apr 25, 2006
Sold by
Kb Home Jacksonville Llc
Bought by
Kenneth J & Elaine Toth Revocable Living

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,990
Interest Rate
6.28%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $445,000 Town & Country Title Inc
Warranty Deed $445,000 Town & Country Title Inc
Special Warranty Deed $267,000 Associated Land Title Group
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $345,000 New Conventional
Closed $345,000 New Conventional
Previous Owner $196,990 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/29/2025 04/29/25 Sold $445,000 0.0% $210 / Sq Ft
03/07/2025 03/07/25 For Sale $445,000 -- $210 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,630 $240,125 -- --
2024 $2,630 $233,358 -- --
2023 $2,630 $226,561 $0 $0
2022 $2,548 $219,962 $0 $0
2021 $2,527 $213,555 $0 $0
2020 $2,517 $210,607 $0 $0
2019 $2,559 $205,872 $0 $0
2018 $2,526 $202,033 $0 $0
2017 $2,515 $197,878 $32,900 $164,978
2016 $2,597 $197,113 $0 $0
2015 $2,948 $178,691 $0 $0
2014 $2,620 $155,642 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2074424

realMLS (Northeast Florida Multiple Listing Service)

APN: 137367-0340