NOT LISTED FOR SALE

4120 Providence Dr Saint Charles, MO 63304

Estimated Value: $397,000 - $421,000

3 Beds
2.5 Baths
3,167 Sq Ft
$130/Sq Ft Est. Value

Last Sold April 05, 2024

Current estimated payment $2,492/month

2 Days on Market

Highlights

  • Traditional Architecture
  • Cul-De-Sac
  • Brick Veneer
  • Central Elementary School Rated A-
  • 2 Car Attached Garage
  • Cooling Available

About This Home

As of April 2024

Welcome to 4120 Providence, a meticulously renovated two-story residence boasting a first-floor office and a fully finished basement. Step into the heart of the home, where an updated kitchen awaits with sleek 42" shaker cabinets, luxurious quartz countertops, and stainless steel appliances. Entertain with ease in the spacious family room or finished walk out basement, complete with bonus sleeping space and additional bath rough in. Upstairs, discover three generously sized bedrooms, including a master retreat complete with its own en-suite bathroom and walk-in closet. Outside, you’ll enjoy the elevated deck, fenced backyard and an expansive driveway leading to a convenient 2.5-car attached garage. Recent exterior upgrades include roof, siding, windows and decking. Nestled in a serene neighborhood with tree lined streets, this home offers quiet comfort with easy access to parks, schools, and more. Agent has ownership interest.

Last Agent to Sell the Property

Taylor Moe

Worth Clark Realty License #2020001482 Listed on: 03/15/2024

Worth Clark Realty

Last Buyer's Agent

Tyler Crowley

EXP Realty, LLC License #2020035293

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,907

Year Built

  • Built in 1981

Lot Details

  • 0.29 Acre Lot
  • Cul-De-Sac
  • Fenced

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Veneer

Interior Spaces

  • 2-Story Property
  • Gas Fireplace
  • Six Panel Doors

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Bedroom in Basement

Schools

  • Central Elem. Elementary School
  • Hollenbeck Middle School
  • Francis Howell Central High School

Utilities

  • Cooling Available
  • Forced Air Heating System

Listing and Financial Details

  • Assessor Parcel Number 3-0115-5330-00-0187.0000000

Community Details

Recreation

  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,907

Year Built

Built in 1981

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1981
  • Directions: North St. Peters Parkway to Woodstream Drive to Providence Drive.
  • Property Sub-Type: Residential
  • ResoLotFeatures: Cul-De-Sac, Fencing
  • Lot Size Acres: 0.2885
  • Co List Office Phone: 2220065
  • Subdivision Name: Spring Valley Woods #2
  • Above Grade Finished Sq Ft: 2178
  • Architectural Style: Traditional
  • Carport Y N: No
  • Reso Fireplace Features: Gas
  • Unit Levels: Two
  • Reso Window Features: Six Panel Door(s)
  • Age: 43
  • Special Areas: Living Room,Main Floor Laundry
  • Style Description: Other
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full, Partially Finished, Rec/Family Area, Sleeping Area, Walk-Out Access
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1089
  • Fireplaces: 1
  • Fireplace: Yes
  • Main Level Bathrooms: 1
  • Fireplace Location: Living Room

Beds/Baths

  • Bedroom Description: Master Bdr. Suite

Exterior Features

  • Pool Private: No
  • Waterfront: No
  • Disclosures: Unknown, Agent Owned, Flood Plain No, Sellers Discl. Avail, Unincorporated
  • Construction Type: Brick Veneer

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Attached Garage: Yes
  • Parking Features: Attached Garage
  • Driveway: Concrete

Utilities

  • Sewer: Public Sewer
  • Cooling: Electric
  • Heating: Forced Air
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 95
  • Association Fee Frequency: Annually

Schools

  • Elementary School: Central Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell Central High
  • Middle Or Junior School: Hollenbeck Middle

Lot Info

  • Lot Dimensions: IRREG
  • Lot Size Sq Ft: 12567
  • Parcel Number: 3-0115-5330-00-0187.0000000

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 3907

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 15, 2024
Closed on
Apr 5, 2024
Sold by
Moe Bros Investments Llc
Bought by
Bohler Nicholas and Wiseman Taylor
Seller's Agent
Taylor Moe
Worth Clark Realty
Buyer's Agent
Tyler Crowley
EXP Realty, LLC
List Price
$399,999
Views
108
Current Estimated Value
$412,304

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.77%
Original Mortgage
$400,500
Outstanding Balance
$394,539
Interest Rate
6.9%
Mortgage Type
New Conventional
Estimated Equity
$17,765

Purchase Details

Listed on
Oct 19, 2023
Closed on
Nov 14, 2023
Sold by
Kromer Michael R
Bought by
Moe Bros Investments Llc
Seller's Agent
Michael Kromer
Nettwork Global
Buyer's Agent
Michael Kromer
Nettwork Global
List Price
$310,000
Views
8

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
243.53%
Original Mortgage
$220,000
Interest Rate
7.57%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 12, 2019
Sold by
Kromer Michael R and Kromer Pamela
Bought by
Kromer Michael R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,800
Interest Rate
3.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 12, 2018
Sold by
Kromer Michael R and Kromer Pamela L
Bought by
Kromer Michael R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$173,500
Interest Rate
4.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 15, 2013
Sold by
Baerman Michael E and Coleman Gina M
Bought by
Kromer Michael R and Kromer Pamela M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,500
Interest Rate
4.61%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 23, 2007
Sold by
Thrasher Leland and Thrasher Elizabeth
Bought by
Baerman Michael E and Coleman Gina M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 23, 2004
Sold by
Ford Russell H and Ford Cynthia C
Bought by
Thrasher Leland and Thrasher Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,400
Interest Rate
7.12%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bohler Nicholas -- Investors Title
Moe Bros Investments Llc -- True Title Company
Kromer Michael R -- Investors Title Company
Kromer Michael R -- Investors Title Company
Kromer Michael R $190,000 None Available
Baerman Michael E -- Title Professionals Llc
Thrasher Leland -- Capital Title Co Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bohler Nicholas $400,500
Previous Owner Moe Bros Investments Llc $220,000
Previous Owner Kromer Michael R $181,800
Previous Owner Kromer Michael R $173,500
Previous Owner Kromer Michael R $180,500
Previous Owner Baerman Michael E $152,000
Previous Owner Thrasher Leland $144,400
Closed Thrasher Leland $36,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/05/2024 04/05/24 Sold -- -- --
03/17/2024 03/17/24 Pending -- -- --
03/15/2024 03/15/24 For Sale $399,999 +29.0% $126 / Sq Ft
11/14/2023 11/14/23 Sold -- -- -- View Prior Sale
10/20/2023 10/20/23 Pending -- -- --
10/19/2023 10/19/23 For Sale $310,000 -- $98 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,909 $70,635 -- --
2023 $3,907 $65,453 $0 $0
2022 $3,142 $48,829 $0 $0
2021 $3,145 $48,829 $0 $0
2020 $3,343 $50,270 $0 $0
2019 $3,328 $50,270 $0 $0
2018 $3,159 $45,603 $0 $0
2017 $3,133 $45,603 $0 $0
2016 $2,728 $38,207 $0 $0
2015 $2,695 $38,207 $0 $0
2014 $2,700 $37,130 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS24014753

MARIS MLS

APN: 3-0115-5330-00-0187.0000000