$1,290,000
$60K PRICE DROP

4120 Spring Cove Way Belmont, NC 28012

Estimated payment $7,591/month

Total Views 12,289
4 Beds
3.5 Baths
3,152 Sq Ft
$409 Price per Sq Ft

Highlights

  • Covered Dock
  • Boat Lift
  • Open Floorplan
  • Cramerton Middle School Rated A-
  • Waterfront
  • Clubhouse

About This Home

Incredible opportunity to own a stunning WATERFRONT home in desirable McLean Overlake. This home is loaded w/ tons of upgrades, 3 car garage, & an open floor plan that is perfect for entertaining. The fabulous dream kitchen features SS appliances, gas cooktop, center island, butler's pantry & dining area that flows effortlessly to great room w/a cozy fireplace & built-in cabinetry. Retreat to the lovely primary suite boasting a custom walk-in closet & spa-like bathroom. The home office w/ French doors completes the main level. Upstairs you'll find 3 additional BRs & ample storage. Indulge in the serene lake views from your screened porch, host gatherings in the spacious fenced backyard, or head to the community pool to cool off! Embark on boating adventures from your covered dock, complete w/ boat lift & jet ski ports. Embrace the charming small-town feel of beautiful Belmont, all while enjoying the convenience of being moments away from uptown Charlotte, shopping, dining & airport.

Listing Agent

Drew Choate

Keller Williams Connected Brokerage Email: drew@lwman.com License #169894 Listed on: 04/26/2025

Keller Williams Connected

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,490

Year Built

  • Built in 2021

Lot Details

  • Waterfront
  • Back Yard Fenced

HOA Fees

  • $94 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Transitional Architecture

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • French Doors
  • Mud Room
  • Great Room with Fireplace
  • Screened Porch
  • Water Views
  • Crawl Space

Kitchen

  • Built-In Convection Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet

Laundry

  • Laundry Room
  • Electric Dryer Hookup

Outdoor Features

  • Boat Lift
  • Covered Dock

Schools

  • New Hope Elementary School
  • Cramerton Middle School
  • South Point High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 302516

Community Details

Overview

  • Property Matters Realty Association, Phone Number (704) 861-0833
  • Mclean Overlake Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,490

Year Built

Built in 2021

Lot Details

0

HOA Fees

$94 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Transitional
  • Year Built: 2021
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 409.26
  • Geocode Confidence: High
  • Attribution Contact: drew@lwman.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Built-in Features, Drop Zone, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2036
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1116
  • Appliances: Convection Oven, Dishwasher, Disposal, Gas Cooktop, Microwave, Wall Oven
  • Above Grade Finished Sq Ft: 3152
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: French Doors
  • Fireplace Features: Gas Log, Great Room
  • Living Area: 3152
  • Bedroom Main: 1
  • Room Count: 10

Exterior Features

  • Exterior Features: Dock - Floating
  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard, Fenced
  • View: Water
  • Water Body Name: Lake Wylie
  • Waterfront Features: Boat Lift, Covered structure, Dock
  • Construction Type: Fiber Cement
  • Patio And Porch Features: Covered, Front Porch, Rear Porch, Screened

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage, Garage Door Opener, Garage Faces Front

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Sink
  • Cooling: Ceiling Fan(s), Central Air
  • Utilities: Electricity Connected, Natural Gas
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Clubhouse, Outdoor Pool, Playground, Walking Trails
  • Association Fee: 1130
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Association Name: Property Matters Realty
  • Phone: 704-861-0833

Association/Amenities

  • Association Annual Expense: 1130.00

Schools

  • Middle Or Junior School: Cramerton
  • HOA Subject To: Required

Lot Info

  • Lot Features: Waterfront
  • Lot Size Area: 0.543
  • Lot Size Units: Acres
  • Parcel Number: 302516
  • Additional Parcels: No
  • Zoning Specification: R

MLS Schools

  • Elementary School: New Hope
  • High School: South Point (NC)

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,490 $711,450 $204,820 $506,630
2024 $7,328 $695,240 $204,820 $490,420
2023 $7,404 $695,240 $204,820 $490,420
2022 $4,495 $344,480 $75,640 $268,840
2021 $1,017 $75,640 $75,640 $0
2020 $0 $75,640 $75,640 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/18/2025 09/18/25 Price Changed $1,290,000 -2.6% $409 / Sq Ft
07/07/2025 07/07/25 Price Changed $1,325,000 -1.9% $420 / Sq Ft
04/26/2025 04/26/25 For Sale $1,350,000 +91.7% $428 / Sq Ft
08/25/2021 08/25/21 Sold $704,134 +4.1% $227 / Sq Ft
02/11/2021 02/11/21 Pending -- -- --
01/26/2021 01/26/21 For Sale $676,154 -- $218 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $237,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $630,000 New Conventional
Source: Public Records

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4242903

Canopy MLS (Canopy Realtor® Association)

APN: 302516