Listed by HomeSmart One Realty
$665,000

4123 Stuart Cir Ferndale, WA 98248

Estimated payment $3,890/month

Total Views 38
4 Beds
2.5 Baths
2,020 Sq Ft
$329 Price per Sq Ft

Highlights

  • Bay View
  • Patio
  • Garden
  • 2 Car Attached Garage
  • Bathroom on Main Level
  • Vinyl Plank Flooring

About This Home

Enjoy coastal living in this beautiful 4-bedroom home in the sought-after Sandy Point community. Perfectly located just steps from the beach and marina, this thoughtfully designed home offers true main-level living with a spacious primary suite, home office, and laundry all on the first floor. An elegant open-concept layout seamlessly connects the kitchen to the main living area, featuring quartz countertops, soft-close cabinetry, and a large central island ideal for casual dining or entertaining. Upstairs, a bonus room with its own closet provides the perfect flex space for guests, hobbies, or a media room. The fully fenced yard and covered patio offer a place to relax and opportunity to make it your own.

Listing Agent

Darren Johnson

HomeSmart One Realty License #26293 Listed on: 12/13/2025

HomeSmart One Realty

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2460844

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,221

Year Built

  • Built in 2021

Lot Details

  • 7,841 Sq Ft Lot
  • Property is Fully Fenced
  • Level Lot
  • Garden

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Property Views

  • Bay
  • Territorial

Home Design

  • Poured Concrete
  • Composition Roof
  • Cement Board or Planked
  • Wood Composite

Interior Spaces

  • 2,020 Sq Ft Home
  • 2-Story Property
  • Vinyl Plank Flooring

Kitchen

  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • Bathroom on Main Level

Outdoor Features

  • Patio

Utilities

  • High Efficiency Air Conditioning
  • Ductless Heating Or Cooling System
  • High Efficiency Heating System
  • High Speed Internet
  • Cable TV Available

Community Details

  • Ferndale Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,221

Year Built

Built in 2021

Lot Details

0

HOA Fees

$40 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 12 - 2 Story
  • Year Built: 2021
  • Inclusions: Dishwasher(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s)
  • MLS Status: Active
  • Prev Status: Active
  • Unit Levels: Two
  • New Construction: No
  • CalculatedSquareFootage: 2020
  • SeniorExemption: false
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing_results/NWMLS/2460844, https://www.workforce-resource.com/dpr/listing/NWMLS/2460844?w=Consumer&agent=100319
  • Special Features: None

Interior Features

  • Appliances: Dishwasher(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s)
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 4
  • Entry Location: Main
  • Fireplace: No
  • Flooring: Vinyl Plank
  • Living Area: 2020
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 1
  • BathsFullMain: 0
  • SquareFootageFinished: 2020
  • SquareFootageUnfinished: 0
  • BathsFullLower: 0
  • BathsFullUpper: 1
  • BathsHalfLower: 0
  • BathsHalfMain: 1
  • BathsHalfUpper: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 1
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 0
  • BedroomsUpper: 3
  • AppliancesIncluded: Dishwasher(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s)

Exterior Features

  • Roof: Composition
  • View: Bay, Territorial
  • Lot Features: Paved
  • View: Yes
  • Waterfront: No
  • Construction Type: Cement Plank, Wood
  • Exterior Features: Cement Planked, Wood Products
  • Foundation Details: Poured Concrete
  • Structure Type: House

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage
  • Total Parking Spaces: 2

Utilities

  • Sewer: Sewer Connected
  • Water Source: Community
  • Security: Fully Fenced
  • Cooling: Ductless, High Efficiency (Unspecified)
  • Cooling Y N: Yes
  • Heating: Ductless, High Efficiency (Unspecified)
  • Heating Yn: Yes
  • PowerCompany: PSE
  • SewerCompany: Lummi Sewer
  • WaterCompany: Sandy Point Improvement Company

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 40
  • Association Fee Frequency: Monthly
  • Association: Yes

Schools

  • Junior High Dist: Ferndale

Lot Info

  • Parcel Number: 3801085335410000
  • Topography: Level
  • Land Lease: No
  • Lot Size Acres: 0.18
  • Lot Size Sq Ft: 7841
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Cable TV,Fenced-Fully,High Speed Internet,Patio
  • MLSLotSizeSource: Realist

Green Features

  • Power Production Type: Electric

Tax Info

  • Year: 2025
  • Tax Annual Amount: 4221

Multi Family

  • EnergySource: Electric

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,111 $514,527 $155,831 $358,696
2023 $4,111 $584,823 $173,907 $410,916
2022 $3,678 $513,006 $152,550 $360,456
2021 $205 $409,989 $135,000 $274,989
2020 $196 $20,607 $20,607 $0
2019 $161 $17,842 $17,842 $0
2018 $193 $16,554 $16,554 $0
2017 $173 $15,290 $15,290 $0
2016 $164 $14,465 $14,465 $0
2015 $218 $13,750 $13,750 $0
2014 -- $18,400 $18,400 $0
2013 -- $18,400 $18,400 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/13/2025 12/13/25 For Sale $665,000 +5.6% $329 / Sq Ft
01/25/2022 01/25/22 Sold $629,900 0.0% $316 / Sq Ft View Prior Sale
12/25/2021 12/25/21 Pending -- -- --
11/05/2021 11/05/21 For Sale $629,900 -- $316 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $629,900 Whatcom Land Title Co Inc
Warranty Deed $629,900 Whatcom Land Title
Quit Claim Deed -- None Available
Warranty Deed $45,000 Chicago Title Company Of Wa
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $399,900 VA
Closed $399,900 VA
Source: Public Records

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2460844

Northwest Multiple Listing Service (NWMLS)

APN: 380108-533541-0000