NOT LISTED FOR SALE

4123 White Water Dr Saint Charles, MO 63304

Estimated Value: $429,000 - $527,000

4 Beds
2.5 Baths
2,587 Sq Ft
$186/Sq Ft Est. Value

Last Sold October 10, 2023

Current estimated payment $2,818/month

Highlights

  • Above Ground Pool
  • Primary Bedroom Suite
  • Deck
  • Central Elementary School Rated A-
  • 1.57 Acre Lot
  • Center Hall Plan

About This Home

As of October 2023

“Park-like” describes this 1.57 acres, perfectly positioned, on pristine White Water
Drive. Boasting a 4 bedroom, 2.5 bath, 2 story just as pristine as the property and the street it sits
on. Desirable Francis Howell School District and 1½ miles from Hwy 364, this gem is one
of a kind! Here are just a few of the home’s unique highlights but don’t forget to see the attached
feature sheet for all goodies this sanctuary has to offer...Enormous porch, circle drive, huge
4 Seasons room, new pool, dog park, 200-amp main electric panel with additional 100-amp sub-panel in
the garage, 2 dryer plugs, wood floors, updated bathrooms, updated kitchen, tile floors, gas fireplace, the deck that spans across the back of the house, insulated garage with RV/EV plug, added 4 plug GFCI to outside of deck, Humidifier, newer HVAC, NO HOA in unincorporated St.
Charles County!! And last but certainly not least...the neighbors are wonderful!!

Last Agent to Sell the Property

Tiffany Ludwig

Fox & Riley Real Estate License #2002005449 Listed on: 09/07/2023

Fox & Riley Real Estate

Last Buyer's Agent

Jill Cano

EXP Realty, LLC License #2017028982

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,640

Year Built

  • Built in 1977

Lot Details

  • 1.57 Acre Lot
  • Partially Fenced Property
  • Wood Fence
  • Chain Link Fence
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Side or Rear Entrance to Parking
  • Garage Door Opener
  • Circular Driveway
  • Additional Parking
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Brick Veneer
  • Poured Concrete
  • Vinyl Siding
  • Radon Mitigation System

Interior Spaces

  • 2,587 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Insulated Windows
  • Window Treatments
  • French Doors
  • Atrium Doors
  • Six Panel Doors
  • Center Hall Plan
  • Entrance Foyer
  • Family Room with Fireplace
  • Sunken Living Room
  • Breakfast Room
  • Formal Dining Room
  • Den
  • Bonus Room
  • Sun or Florida Room
  • Partially Carpeted
  • Fire and Smoke Detector

Kitchen

  • Gas Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Solid Surface Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Primary Bathroom is a Full Bathroom
  • Shower Only

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Rough-In Basement Bathroom
  • Basement Storage

Accessible Home Design

  • Accessible Pathway

Outdoor Features

  • Above Ground Pool
  • Deck
  • Covered Patio or Porch

Schools

  • Central Elem. Elementary School
  • Hollenbeck Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 3-0115-5139-00-0024.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,640

Year Built

Built in 1977

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 2 Story
  • Cross Street: Wood Stream
  • Municipality Township: Unincorporated
  • Special Areas: Bonus Room, Den/Office, Entry Foyer, Family Room, Living Room, Sun Room
  • Special Description: Owner Occupied, Sunken Living Room
  • Age: 46
  • Ownership: Private
  • Year Built: 1977
  • Directions: Woodstream to White Water-
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Basement: Full, Poured Concrete, Radon Mitigation System, Roughed-In Bath, Storage/Locker, Unfinished
  • Bedroom Types: Master Bdr. Suite
  • Dining Room: Kitchen/Dining Combo, Separate Dining
  • Fireplace Location: Family Room
  • Fireplace Type: Gas
  • Interior Amenities: Center Hall Plan, Some Carpeting, Some Window Treatmnt, Some Wood Floors
  • Kitchen: Breakfast Room, Center Island, Pantry, Solid Surface Counter
  • Main Half Bathrooms: 1
  • Master Bed.: Full Bath, Shower Only
  • Misc Features: Deck, High Spd Connection, Porch-Covered, Smoke Alarm/Detec
  • Total Living Area: 2587.00
  • Windows/Doors: 6 Panel Door(s), Atrium Door(s), French Door(s), Some Insulated Wndws
  • Appliances: Dishwasher, Disposal, Microwave, Range/Oven-Gas, Refrigerator
  • Bathrooms: 3.00
  • Bedrooms: 4.00
  • Room Cnt: 10
  • Square Footage: 2587
  • Total Full Baths: 2
  • Total Half Baths: 1
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Brick Veneer Decrtv, Vinyl Siding

Garage/Parking

  • Garage Size: 21x21
  • Garage Spaces: 2
  • Parking: Accessible Route to Entry, Additional Parking, Attached Garage, Circle Drive, Covered, Garage Door Opener, Off Street, Rear/Side Entry

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Ceiling Fan, Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Amenities: Above Ground Pool

Schools

  • Elementary School: Central Elem.
  • Junior High School: Hollenbeck Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell Central High

Lot Info

  • Lot Description: Chain Link Fence, Fencing, Level Lot, Partial Fencing, Streetlights, Wood Fence
  • Lot Dimensions: see survey
  • Lot Number: 24
  • Lot Sq Ft: 68389
  • Acres: 1.5700

Tax Info

  • Prop Asses Cty Tx: Yes
  • Taxes Paid: 3261
  • Taxes Paid Year: 2022
  • Assessor Parcel Number: 3-0115-5139-00-0024.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 27, 2020
Closed on
Nov 19, 2020
Sold by
Lombard John and Lombard Claudia
Bought by
Seabaugh Michael J and Laurent Traci D
Seller's Agent
Sandra Fernandez
Worth Clark Realty
Buyer's Agent
Tiffany Ludwig
Fox & Riley Real Estate
List Price
$359,000
Current Estimated Value
$480,468

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.77%
Original Mortgage
$200,000
Outstanding Balance
$177,972
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$302,496

Purchase Details

Listed on
Oct 27, 2020
Closed on
Oct 21, 2020
Sold by
Aidridge Margarett A and Aidridge Margaret A
Bought by
Lombard John and Lombard Claudia
Seller's Agent
Sandra Fernandez
Worth Clark Realty
Buyer's Agent
Tiffany Ludwig
Fox & Riley Real Estate
List Price
$359,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Outstanding Balance
$177,972
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$302,496
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Seabaugh Michael J -- Investors Title
Lombard John -- Investors Title Company
Lombard John -- Investors Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Seabaugh Michael J $200,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/10/2023 10/10/23 Sold -- -- --
09/08/2023 09/08/23 Pending -- -- --
09/07/2023 09/07/23 For Sale $479,900 +33.7% $186 / Sq Ft
11/19/2020 11/19/20 Sold -- -- -- View Prior Sale
11/03/2020 11/03/20 Pending -- -- --
10/29/2020 10/29/20 For Sale $359,000 0.0% $162 / Sq Ft
10/28/2020 10/28/20 Pending -- -- --
10/27/2020 10/27/20 For Sale $359,000 +2.6% $162 / Sq Ft
10/26/2020 10/26/20 Sold -- -- -- View Prior Sale
10/10/2020 10/10/20 Pending -- -- --
10/09/2020 10/09/20 For Sale $349,900 0.0% $158 / Sq Ft
10/06/2020 10/06/20 Pending -- -- --
09/30/2020 09/30/20 For Sale $349,900 -- $158 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,640 $67,420 -- --
2023 $3,639 $60,928 $0 $0
2022 $3,261 $50,699 $0 $0
2021 $3,264 $50,699 $0 $0
2020 $3,363 $50,572 $0 $0
2019 $3,347 $50,572 $0 $0
2018 $2,762 $39,822 $0 $0
2017 $2,739 $39,822 $0 $0
2016 $2,649 $37,087 $0 $0
2015 $2,616 $37,087 $0 $0
2014 $2,714 $37,325 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: MARIS MLS

MLS Number: MIS23052727

MARIS MLS

APN: 3-0115-5139-00-0024.0000000