NOT LISTED FOR SALE

41239 Silver Dr Umatilla, FL 32784

Estimated Value: $513,000 - $566,000

4 Beds
3.5 Baths
2,708 Sq Ft
$199/Sq Ft Est. Value

Last Sold October 25, 2024

Last sale price $553,000 $204 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $3,109/month

27 Days on Market

Highlights

  • 100 Feet of Lake Waterfront
  • 1.83 Acre Lot
  • Deck
  • Dock Has No Access To Electricity
  • Open Floorplan
  • Living Room with Fireplace

About This Home

As of October 2024

This is the one! This beautifully updated home on a dead-end street offers the perfect combination of location, accessibility, tranquility, and entertainment. As you drive through the quiet neighborhood set perfectly between the gems of Umatilla and Altoona, you will find this waterfront home with 100 feet of frontage on the crystal-clear, skiable, South Twin Lake. You will enjoy watching sunsets, anglers, and wildlife on the water from either of your decks. Inside, your main living area boasts nearly 1700 sq. feet in the main level, split floor plan living space. The beautifully updated kitchen is the heart of the great room, allowing you to entertain dozens of guests. When they leave, cozy up around your fireplace and enjoy your huge living room. The primary bedroom offers a walk-in shower, dual vanities, a water closet, and a huge walk-in closet. From your primary bedroom, walk through your private French doors to step on one of two decks to enjoy your morning coffee. And don't forget about your In-Law suite below. This walk-out basement boasts another 1056 square feet with water views, a full kitchen, laundry, private entrance, and a huge living room. Updates to the property include a new roof in 2021, new septic system in 2018 (and pumped in May '24), and newer appliances. This home is generator-ready for storms.

Last Agent to Sell the Property

Mark Donohue

OLYMPUS EXECUTIVE REALTY INC Brokerage Phone: 407-469-0090 License #3325637 Listed on: 07/22/2024

Last Buyer's Agent

Mandy Newton

EXP REALTY LLC License #3513434

EXP REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,970

Year Built

  • Built in 1981

Lot Details

  • 1.83 Acre Lot
  • 100 Feet of Lake Waterfront
  • Lake Front
  • Cul-De-Sac
  • Street terminates at a dead end
  • East Facing Home
  • Mature Landscaping
  • Oversized Lot
  • Sloped Lot
  • Well Sprinkler System
  • Landscaped with Trees

HOA Fees

  • $4 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Bi-Level Home
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,708 Sq Ft Home
  • Open Floorplan
  • Shelving
  • Bar
  • Ceiling Fan
  • Wood Burning Fireplace
  • Window Treatments
  • French Doors
  • Great Room
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Inside Utility
  • Lake Views
  • Finished Basement
  • Interior and Exterior Basement Entry

Kitchen

  • Walk-In Pantry
  • Convection Oven
  • Range with Range Hood
  • Recirculated Exhaust Fan
  • Dishwasher

Flooring

  • Tile
  • Luxury Vinyl Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Closet Cabinetry
  • Walk-In Closet
  • In-Law or Guest Suite
  • Tall Countertops In Bathroom
  • Dual Sinks
  • Private Water Closet
  • Shower Only

Laundry

  • Laundry in unit
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Access To Lake
  • Water Skiing Allowed
  • Dock Has No Access To Electricity
  • Dock made with wood
  • Open Dock
  • Balcony
  • Deck
  • Covered Patio or Porch
  • Exterior Lighting
  • Outdoor Storage
  • Rain Gutters

Additional Homes

  • 1,076 SF Accessory Dwelling Unit

Schools

  • Umatilla Middle School
  • Umatilla High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Well
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • Silver Beach Heights Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,970

Year Built

Built in 1981

Lot Details

0

HOA Fees

$4 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: Yes
  • Living Area: 2708
  • Lot Size Acres: 1.83
  • New Construction: No
  • Year Built: 1981
  • Building Area Total: 6052
  • Lot Size Sq Ft: 79913
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Building Area Total Srch Sq M: 562.25
  • Escrow City: Mount Dora
  • Escrow State: FL
  • Escrow Street Name: U.S. HWY 441 Suite A
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 204.21
  • Total Acreage: 1 to less than 2
  • Water Access YN: 1
  • MFR_BedroomClosetType: No Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_BedroomClosetType: No Closet
  • MFR_BedroomClosetType: No Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_InLawSuiteYN: 1
  • MFR_DockDescription: Dock - Open,Dock - Wood,Dock w/o Electric
  • MFR_DockYN: 1
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Attached,Kitchen,Private Entrance
  • MFR_InLawSuiteUnderAirSqFt: 1076.00
  • Attribution Contact: 407-469-0090
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Living Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl, Tile, Vinyl
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Convection Oven, Dishwasher, Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator
  • Foundation Details: Basement
  • Total Bedrooms: 4
  • Levels: Two
  • Has Basement: Exterior Entry, Finished, Interior Entry
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Family Room,Florida Room,Inside Utility,Interior In-Law Suite w/Private Entry
  • Living Area Meters: 251.58

Exterior Features

  • Direction Faces: East
  • Exterior Features: Balcony, French Doors, Irrigation System, Lighting, Rain Gutters, Storage
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • View: Water
  • Water Body Name: SOUTH TWIN LAKE
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Front Porch, Rear Porch
  • Road Surface Type: Asphalt
  • Disclosures: HOA/PUD/Condo Disclosure, Seller Property Disclosure
  • Water Access: Lake
  • Water Extras: Skiing Allowed
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 100
  • Water Frontage Feet Lake: 100

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Phone Available, Public, Sprinkler Well, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Washer Hookup
  • Sewer: None
  • Water Source: Canal/Lake For Irrigation, Well

Condo/Co-op/Association

  • Association Fee: 50
  • Association Fee Frequency: Annually
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Optional
  • Condo Land Included YN: 1

Fee Information

  • Total Annual Fees: 50.00
  • Total Monthly Fees: 4.17
  • Monthly HOA Amount: 4.17

Schools

  • High School: Umatilla High
  • Middle Or Junior School: Umatilla Middle

Lot Info

  • Parcel Number: 01-18-26-0300-00H-00300
  • Additional Parcels: No
  • Lot Features: Cul-De-Sac, In County, Oversized Lot, Sloped, Street Dead-End, Paved
  • Flood Zone Code: AE

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 2969.64
  • Tax Block: 00H
  • Tax Book Number: 0300
  • Tax Lot: 00300

Multi Family

  • Waterfront Features: Lake

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 22, 2024
Closed on
Oct 25, 2024
Sold by
Cerney Charles Ralph and Cerney Dawn Vanessa
Bought by
Newton Benjamin Hurston and Newton Amanda Leigh
Seller's Agent
Mark Donohue
OLYMPUS EXECUTIVE REALTY INC
Buyer's Agent
Mandy Newton
EXP REALTY LLC
List Price
$625,000
Sold Price
$553,000
Premium/Discount to List
-$72,000
-11.52%
Views
69
Current Estimated Value
$539,585

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$13,415
Avg. Annual Appreciation
-2.03%
Original Mortgage
$497,700
Outstanding Balance
$491,306
Interest Rate
6.2%
Mortgage Type
New Conventional
Estimated Equity
$48,279

Purchase Details

Closed on
Nov 1, 2018
Sold by
Daneksy Martha
Bought by
Cerney Dawn

Purchase Details

Closed on
Feb 23, 2009
Sold by
Austin Rebecca S and Austin Elmer D
Bought by
Danesky Martha and Cerney Dawn

Purchase Details

Closed on
Feb 25, 2008
Sold by
Austin Rebecca S
Bought by
Danesky Martha W

Purchase Details

Closed on
Jul 1, 1999
Sold by
Danesky Martha W
Bought by
Cerney Charles R and Cerney Dawn V
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Newton Benjamin Hurston $553,000 None Listed On Document
Cerney Dawn -- None Available
Danesky Martha -- Attorney
Danesky Martha W -- Attorney
Cerney Charles R $73,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Newton Benjamin Hurston $497,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/25/2024 10/25/24 Sold $553,000 -5.5% $204 / Sq Ft
08/19/2024 08/19/24 Pending -- -- --
08/02/2024 08/02/24 Price Changed $585,000 -6.4% $216 / Sq Ft
07/22/2024 07/22/24 For Sale $625,000 -- $231 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,399 $443,794 $125,000 $318,794
2025 $3,093 $443,794 $125,000 $318,794
2024 $3,093 $240,120 -- --
2023 $3,093 $226,340 $0 $0
2022 $2,911 $219,750 $0 $0
2021 $2,808 $213,350 $0 $0
2020 $2,939 $210,405 $0 $0
2019 $2,916 $205,675 $0 $0
2018 $2,782 $201,841 $0 $0
2017 $2,697 $197,690 $0 $0
2016 $2,687 $193,624 $0 $0
2015 $2,750 $192,279 $0 $0
2014 $2,753 $190,753 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: G5084913

Stellar MLS

APN: 01-18-26-0300-00H-00300