$479,000
$11K PRICE DROP

4127 Middle River Terrace Ellenton, FL 34222

East Ellenton Neighborhood

Estimated payment $2,899/month

Total Views 19,505
3 Beds
2.5 Baths
2,085 Sq Ft
$230 Price per Sq Ft

Highlights

  • Fitness Center
  • Screened Pool
  • Clubhouse
  • Tennis Courts
  • Open Floorplan
  • Deck

About This Home

Welcome to Your Dream Home in Covered Bridge Estates!
Tucked away on a quiet cul-de-sac in one of Ellenton’s most desirable communities, this stunning two-story residence offers the perfect blend of elegance, comfort, and convenience—with NO CDD fees!
Built in 2003 this home features a dramatic entryway with soaring 20-foot ceilings and an open loft that adds space and charm. The main-level primary suite provides privacy and convenience, while the updated half bath and laundry room add functionality to the first floor.
The gourmet kitchen is a showstopper, featuring updated wood cabinetry, sleek countertops, stainless steel appliances, and even a built-in wine fridge—perfect for entertaining. All bathrooms have been stylishly renovated to reflect a modern, upscale feel.
Step outside into your own private backyard oasis—one of the largest lots in the neighborhood, boasting a heated pool and spa with smart control from your phone, and a brick paver patio that’s ideal for relaxing or hosting guests year-round.
With a brand new roof, new AC units, and a new pool heater, this home is move-in ready—just bring your personal style!
Covered Bridge Estates offers low HOA fees and fantastic amenities including a community pool, tennis courts, clubhouse, and playground. All this in a prime location—just minutes to I-75 and I-275, the Ellenton Outlet Mall, and a variety of restaurants and shops.

Listing Agent

Alison Cochran

CENTURY 21 ALLPOINTS REALTY Brokerage Phone: 239-415-5881 License #3317303 Listed on: 07/03/2025

CENTURY 21 ALLPOINTS REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,528

Year Built

  • Built in 2003

Lot Details

  • 0.3 Acre Lot
  • Cul-De-Sac
  • Southeast Facing Home
  • Mature Landscaping
  • Oversized Lot
  • Metered Sprinkler System

HOA Fees

  • $85 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,085 Sq Ft Home
  • Open Floorplan
  • Built-In Desk
  • Bar Fridge
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Great Room
  • Dining Room
  • Loft
  • Inside Utility
  • Park or Greenbelt Views
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Shower Only

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Heated Spa
  • Fence Around Pool

Outdoor Features

  • Tennis Courts
  • Deck
  • Enclosed Patio or Porch
  • Shed

Location

  • Property is near public transit

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, recreational facilities
  • Cbeci /Nick Ferrore Association, Phone Number (941) 479-4903
  • Visit Association Website
  • Covered Bridge Community
  • Covered Bridge Estates Ph 2 Subdivision
  • The community has rules related to deed restrictions

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Playground
  • Fitness Center
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,528

Year Built

Built in 2003

Lot Details

0

HOA Fees

$85 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2085
  • Lot Size Acres: 0.3
  • New Construction: No
  • Year Built: 2003
  • Building Area Total: 2653
  • Lot Size Sq Ft: 12850
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 246.47
  • Escrow State: FL
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 229.74
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 239-415-5881
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Features: Heated
  • Spa Yn: Yes
  • Window Features: Blinds
  • Additional Rooms: Great Room,Inside Utility,Loft
  • Living Area Meters: 193.70

Exterior Features

  • Direction Faces: Southeast
  • Other Structures: Shed(s), Tennis Court(s)
  • Pool Features: Heated, In Ground, Screen Enclosure
  • Exterior Features: Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: Yes
  • View: Park/Greenbelt
  • Waterfront: No
  • Patio and Porch Features: Deck, Enclosed, Patio, Porch, Screened
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12081C0167E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sprinkler Meter
  • Cooling: Central Air
  • Heating: Electric, Heat Pump
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Fitness Center, Playground, Pool, Tennis Court(s), Street Lights
  • Association Amenities: Clubhouse, Fitness Center, Playground, Pool, Tennis Court(s)
  • Association Fee: 255
  • Association Fee Frequency: Quarterly
  • Association Name: Cbeci /Nick Ferrore
  • Phone: 941-479-4903
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Check with HOA, Buyer/Buyer Agent to verify
  • Association Fee Requirement: Required
  • Association Email: manager@cbecai.com
  • Association URL: https://www.cbecai.com/

Fee Information

  • Total Annual Fees: 1020.00
  • Total Monthly Fees: 85.00
  • Monthly HOA Amount: 85.00

Lot Info

  • Zoning: R-1
  • Parcel Number: 746516309
  • Additional Parcels: No
  • Lot Features: Cul-De-Sac, Near Public Transit, Oversized Lot, Sidewalk
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Check with HOA, Buyer/Buyer Agent to verify

Tax Info

  • Tax Annual Amount: 3528
  • Tax Book Number: 36-41
  • Tax Lot: 56

Multi Family

  • Approval Process: Check with HOA, Buyer/Buyer Agent to verify

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,210 $271,099 -- --
2024 $3,210 $263,459 -- --
2023 $3,210 $255,785 $0 $0
2022 $3,121 $248,335 $0 $0
2021 $2,994 $241,102 $0 $0
2020 $3,086 $237,773 $40,000 $197,773
2019 $3,201 $243,636 $40,000 $203,636
2018 $2,047 $163,523 $0 $0
2017 $1,890 $160,160 $0 $0
2016 $1,881 $156,866 $0 $0
2015 $1,896 $155,776 $0 $0
2014 $1,896 $154,540 $0 $0
2013 $1,659 $137,240 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/16/2025 11/16/25 Price Changed $479,000 -2.2% $230 / Sq Ft
07/03/2025 07/03/25 For Sale $489,975 +67.3% $235 / Sq Ft
04/03/2018 04/03/18 Sold $292,900 -2.3% $140 / Sq Ft View Prior Sale
02/21/2018 02/21/18 Pending -- -- --
02/16/2018 02/16/18 For Sale $299,900 0.0% $144 / Sq Ft
02/09/2018 02/09/18 Pending -- -- --
02/01/2018 02/01/18 For Sale $299,900 +50.7% $144 / Sq Ft
07/12/2013 07/12/13 Sold $199,000 0.0% $95 / Sq Ft View Prior Sale
06/15/2013 06/15/13 Pending -- -- --
06/13/2013 06/13/13 For Sale $199,000 -- $95 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $292,900 First Intl Title Inc
Warranty Deed $199,000 Attorney
Corporate Deed $165,000 Buyers Title Inc
Trustee Deed -- Attorney
Deed $201,400 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $302,565 VA
Previous Owner $159,200 New Conventional
Previous Owner $132,000 Purchase Money Mortgage
Previous Owner $174,350 Purchase Money Mortgage
Source: Public Records

Source: Stellar MLS

MLS Number: A4657721

Stellar MLS

APN: 7465-1630-9