$489,975

4127 Middle River Terrace Ellenton, FL 34222

East Ellentown Neighborhood

Estimated payment $3,048/month

Total Views 5,955
3 Beds
2.5 Baths
2,085 Sq Ft
$235 Price per Sq Ft

Highlights

  • Fitness Center
  • Screened Pool
  • Clubhouse
  • Tennis Courts
  • Open Floorplan
  • Deck

About This Home

Welcome to Your Dream Home in Covered Bridge Estates!
Tucked away on a quiet cul-de-sac in one of Ellenton’s most desirable communities, this stunning two-story residence offers the perfect blend of elegance, comfort, and convenience—with NO CDD fees!
Built in 2003 this home features a dramatic entryway with soaring 20-foot ceilings and an open loft that adds space and charm. The main-level primary suite provides privacy and convenience, while the updated half bath and laundry room add functionality to the first floor.
The gourmet kitchen is a showstopper, featuring updated wood cabinetry, sleek countertops, stainless steel appliances, and even a built-in wine fridge—perfect for entertaining. All bathrooms have been stylishly renovated to reflect a modern, upscale feel.
Step outside into your own private backyard oasis—one of the largest lots in the neighborhood, boasting a heated pool and spa with smart control from your phone, and a brick paver patio that’s ideal for relaxing or hosting guests year-round.
With a brand new roof, new AC units, and a new pool heater, this home is move-in ready—just bring your personal style!
Covered Bridge Estates offers low HOA fees and fantastic amenities including a community pool, tennis courts, clubhouse, and playground. All this in a prime location—just minutes to I-75 and I-275, the Ellenton Outlet Mall, and a variety of restaurants and shops.

Listing Agent

Alison Cochran

JONES & CO REALTY Brokerage Phone: 239-415-5881 License #3317303 Listed on: 07/03/2025

JONES & CO REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,528

Year Built

  • Built in 2003

Lot Details

  • 0.3 Acre Lot
  • Cul-De-Sac
  • Southeast Facing Home
  • Mature Landscaping
  • Oversized Lot
  • Metered Sprinkler System

HOA Fees

  • $85 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,085 Sq Ft Home
  • Open Floorplan
  • Built-In Desk
  • Bar Fridge
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Great Room
  • Dining Room
  • Loft
  • Inside Utility
  • Park or Greenbelt Views
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Shower Only

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Heated Spa
  • Fence Around Pool

Outdoor Features

  • Tennis Courts
  • Deck
  • Enclosed Patio or Porch
  • Shed

Location

  • Property is near public transit

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, recreational facilities
  • Cbeci /Nick Ferrore Association, Phone Number (941) 479-4903
  • Visit Association Website
  • Covered Bridge Community
  • Covered Bridge Estates Ph 2 Subdivision
  • The community has rules related to deed restrictions

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Playground
  • Fitness Center
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,528

Year Built

Built in 2003

Lot Details

0

HOA Fees

$85 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2085
  • Lot Size Acres: 0.3
  • New Construction: No
  • Year Built: 2003
  • Building Area Total: 2653
  • Lot Size Sq Ft: 12850
  • Directions to Property: From I-75 take exit 224 to east on U.S. 301, left on 60th past Prime outlet mall, right on Mendoza. Left into Covered Bridge Estates, left on Laurel Creek Trl, right on Middle River Terrace. House is at the end of the culdesac.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 1038100
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 235.00
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 239-415-5881
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Features: Heated
  • Spa Yn: Yes
  • Window Features: Blinds
  • Street Number Modifier: 4127
  • Additional Rooms: Great Room,Inside Utility,Loft
  • Living Area Meters: 193.70
  • Room Count: 8

Exterior Features

  • Direction Faces: Southeast
  • Other Structures: Shed(s), Tennis Court(s)
  • Pool Features: Heated, In Ground, Screen Enclosure
  • Exterior Features: Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: Yes
  • View: Park/Greenbelt
  • Waterfront: No
  • Patio and Porch Features: Deck, Enclosed, Patio, Porch, Screened
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2014-03-17
  • Flood Zone Panel: 12081C0167E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sprinkler Meter
  • Cooling: Central Air
  • Heating: Electric, Heat Pump
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Fitness Center, Playground, Pool, Tennis Court(s), Street Lights
  • Association Amenities: Clubhouse, Fitness Center, Playground, Pool, Tennis Court(s)
  • Association Fee: 255
  • Association Fee Frequency: Quarterly
  • Association Name: Cbeci /Nick Ferrore
  • Phone: 941-479-4903
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Check with HOA, Buyer/Buyer Agent to verify
  • Association Fee Requirement: Required
  • Association Email: manager@cbecai.com
  • Association URL: https://www.cbecai.com/

Fee Information

  • Total Annual Fees: 1020.00
  • Total Monthly Fees: 85.00
  • Monthly HOA Amount: 85.00

Lot Info

  • Zoning: R-1
  • Parcel Number: 746516309
  • Additional Parcels: No
  • Lot Features: Cul-De-Sac, Near Public Transit, Oversized Lot, Sidewalk
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 1194

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Check with HOA, Buyer/Buyer Agent to verify

Tax Info

  • Tax Annual Amount: 3528
  • Tax Book Number: 36-41
  • Tax Lot: 56

Multi Family

  • Approval Process: Check with HOA, Buyer/Buyer Agent to verify

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,210 $263,459 -- --
2023 $3,210 $255,785 $0 $0
2022 $3,121 $248,335 $0 $0
2021 $2,994 $241,102 $0 $0
2020 $3,086 $237,773 $40,000 $197,773
2019 $3,201 $243,636 $40,000 $203,636
2018 $2,047 $163,523 $0 $0
2017 $1,890 $160,160 $0 $0
2016 $1,881 $156,866 $0 $0
2015 $1,896 $155,776 $0 $0
2014 $1,896 $154,540 $0 $0
2013 $1,659 $137,240 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/03/2025 07/03/25 For Sale $489,975 +67.3% $235 / Sq Ft
04/03/2018 04/03/18 Sold $292,900 -2.3% $140 / Sq Ft
02/21/2018 02/21/18 Pending -- -- --
02/16/2018 02/16/18 For Sale $299,900 0.0% $144 / Sq Ft
02/09/2018 02/09/18 Pending -- -- --
02/01/2018 02/01/18 For Sale $299,900 +50.7% $144 / Sq Ft
07/12/2013 07/12/13 Sold $199,000 0.0% $95 / Sq Ft
06/15/2013 06/15/13 Pending -- -- --
06/13/2013 06/13/13 For Sale $199,000 -- $95 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $292,900 First Intl Title Inc
Warranty Deed $199,000 Attorney
Corporate Deed $165,000 Buyers Title Inc
Trustee Deed -- Attorney
Deed $201,400 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $388,972 VA
Closed $290,081 VA
Closed $302,565 VA
Previous Owner $159,200 New Conventional
Previous Owner $132,000 Purchase Money Mortgage
Previous Owner $84,500 Credit Line Revolving
Previous Owner $292,279 Unknown
Previous Owner $194,400 Unknown
Previous Owner $48,600 Stand Alone Second
Previous Owner $28,326 New Conventional
Previous Owner $27,651 New Conventional
Previous Owner $174,350 Purchase Money Mortgage
Source: Public Records

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Source: Stellar MLS

MLS Number: A4657721

Stellar MLS

APN: 7465-1630-9