$735,000
SOLD OCT 3, 2025
5 Beds
3 Baths
2,832 Sq Ft
15,682 Sq Ft Lot

Sale Details

Date Sold: October 3, 2025

$260 Per Sq Ft

11% Below List Price

12 Days on Market

Highlights

  • Marina View
  • Deck
  • 2 Fireplaces
  • 0.36 Acre Lot
  • Cathedral Ceiling
  • No HOA

About This Home

As of October 2025

If you have been waiting for the right opportunity to move to Chickamauga Lake, this is your chance to make it happen. Come visit this rarely available home set on a prime lot, ideally located on the secluded Hamill Road cul-de-sac, only 15 minutes from downtown. This home captures beautiful water view vistas and looks across to the scenic Privateer Yacht Club. The setting combines the quiet beauty of nature with a resort-style feel.

Built in 1979, this home features a generous great room centered around a stone fireplace with cathedral ceilings. The great room opens out to an expansive deck that stretches the entire length of the house - the perfect place for morning coffee, summer dinners or simply soaking in the sights and sounds of the water. This outdoor space is a true highlight of the home. Included on the the main level is a very functional kitchen that opens to the great room as well as four generously-sized bedrooms and two full bathrooms.

On the lower level, a second great room, also centered around a stone fireplace, opens to the backyard and offers additional living space along with a private bedroom and full bath - perfect for multi-generational living or hosting weekend visitors. The attached garage provides convenience and extra storage.

This home has one of the best locations for Lake living - just a short drive to the restaurants, shops and grocery stores in Hixson as well as 10 minutes from Highway 153 and 15 minutes from Downtown.

Last Agent to Sell the Property

Bethany Patten

Compass Tennessee License #362798 Listed on: 08/01/2025

Last Buyer's Agent

Comps Non Member Licensee

COMPS ONLY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,828

Year Built

  • Built in 1979

Lot Details

  • 15,682 Sq Ft Lot
  • Lot Dimensions are 105x154.26
  • Cul-De-Sac
  • Gentle Sloping Lot

Property Views

  • Marina
  • Lake

Home Design

  • Slab Foundation
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 2,832 Sq Ft Home
  • 1.5-Story Property
  • Cathedral Ceiling
  • 2 Fireplaces
  • Awning
  • Carpet

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 3 Full Bathrooms

Parking

  • Garage
  • Circular Driveway

Outdoor Features

  • Balcony
  • Deck

Schools

  • Big Ridge Elementary School
  • Hixson Middle School
  • Hixson High School

Utilities

  • Central Heating and Cooling System
  • Natural Gas Connected
  • Gas Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Break Water Ests Subdivision

Listing and Financial Details

  • Assessor Parcel Number 111j A 003

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,828

Year Built

Built in 1979

Lot Details

0.36 Acres

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.36
  • Lot Size: 105X154.26
  • Road Surface Type: Asphalt
  • Subdivision Name: Break Water Ests
  • Directions: HIGHWAY 153 TO HAMILL ROAD. PROPERTY ON RIGHT SIDE BEFORE CUL-DE-SAC.
  • Above Grade Finished Sq Ft: 2832.0
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One and One Half
  • Living Area: 2832.0
  • New Construction: No
  • Structure Type: House
  • Year Built: 1979
  • Location Tax and Legal Parcel Number2: 111j A 003
  • Location Tax and Legal Elementary School: Big Ridge Elementary
  • Location Tax and Legal Middle Or Junior School2: Hixson Middle
  • Location Tax and Legal High School: Hixson High
  • Location Tax and Legal:Tax Annual Amount: 3827.67
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2832.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.36
  • General Property Information Lot Size Square Feet2: 15681.6
  • General Property Information Lot Size Dimensions: 105X154.26
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: If you have been waiting for the right opportunity to move to Chickamauga Lake, this is your chance to make it happen. Come visit this rarely available home set on a prime lot, ideally located on the secluded Hamill Road cul-de-sac, only 15 minutes from downtown. This home captures beautiful water view vistas and looks across to the scenic Privateer Yacht Club. The setting combines the quiet beauty of nature with a resort-style feel. Built in 1979, this home features a generous great room centered around a stone fireplace with cathedral ceilings. The great room opens out to an expansive deck that stretches the entire length of the house - the perfect place for morning coffee, summer dinners or simply soaking in the sights and sounds of the water. This outdoor space is a true highlight of the home. Included on the the main level is a very functional kitchen that opens to the great room as well as four generously-sized bedrooms and two full bathrooms. On the lower level, a second great room, also centered around a stone fireplace, opens to the backyard and offers additional living space along with a private bedroom and full bath - perfect for multi-generational living or hosting weekend visitors. The attached garage provides convenience and extra storage. This home has one of the best locations for Lake living - just a short drive to the restaurants, shops and grocery stores in Hixson as well as 10 minutes from Highway 153 and 15 minutes from Downtown.
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Flooring:Carpet: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Roof Asphalt5: Yes
  • View:Water2: Yes
  • Levels:One and One Half: Yes
  • Utilities:Natural Gas Connected: Yes
  • Structure Type:House: Yes
  • View:Lake2: Yes
  • View:Marina: Yes
  • Special Features: None

Interior Features

  • Private Spa: No
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Carpet
  • Interior Amenities: Cathedral Ceiling(s)
  • Fireplace Features:Fireplaces Total: 2
  • Interior Features:Cathedral Ceiling(s): Yes

Exterior Features

  • Lot Features: Cul-De-Sac, Gentle Sloping, Views
  • View: Lake, Marina, Water
  • View: Yes
  • Waterfront: No
  • Disclosures: None
  • Home Warranty: No
  • Construction Type: Wood Siding
  • Exterior Features: Balcony
  • Foundation Details: Slab
  • Patio And Porch Features: Awning(s), Deck
  • Roof: Asphalt
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Construction Materials:Wood Siding: Yes
  • Lot Features:Views: Yes
  • Exterior Features:Balcony: Yes
  • Patio And Porch Features:Awning(s)2: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Asphalt, Circular Driveway, Garage
  • General Property Information:Garage YN: No
  • Parking Features:Asphalt: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Circular Driveway: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Big Ridge Elementary
  • High School: Hixson High
  • Middle Or Junior School: Hixson Middle

Lot Info

  • Lot Size Sq Ft: 15681.6
  • Additional Parcels: No
  • Parcel #: 111j A 003

Tax Info

  • Tax Annual Amount: 3827.67

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 1, 2025
Closed on
Sep 30, 2025
Sold by
Richards Irrevocable Trust and Richards Jeff
Bought by
Harp Jessica R and Milam Scott W
Seller's Agent
Bethany Patten
Compass Tennessee
Buyer's Agent
Comps Non Member Licensee
COMPS ONLY
List Price
$825,000
Sold Price
$735,000
Premium/Discount to List
-$90,000
-10.91%
Views
105
Current Estimated Value
$744,884

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,884
Avg. Annual Appreciation
2.82%
Original Mortgage
$588,000
Outstanding Balance
$588,000
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$156,884
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $735,000 Hon & Kopet Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $588,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/03/2025 10/03/25 Sold $735,000 -10.9% $260 / Sq Ft
08/19/2025 08/19/25 Off Market $825,000 -- --
08/13/2025 08/13/25 Pending -- -- --
08/01/2025 08/01/25 For Sale $825,000 +12.2% $291 / Sq Ft
07/31/2025 07/31/25 Off Market $735,000 -- --
07/11/2025 07/11/25 For Sale $825,000 -- $291 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,023 $133,450 $0 $0
2024 $1,908 $85,300 $0 $0
2023 $1,908 $85,300 $0 $0
2022 $1,908 $85,300 $0 $0
2021 $1,908 $85,300 $0 $0
2020 $2,097 $75,850 $0 $0
2019 $2,097 $75,850 $0 $0
2018 $1,727 $75,850 $0 $0
2017 $2,097 $75,850 $0 $0
2016 $2,043 $0 $0 $0
2015 $3,750 $73,900 $0 $0
2014 $3,750 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1516507

Greater Chattanooga REALTORS®

APN: 111J-A-003

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