NOT LISTED FOR SALE

413 5th St Neola, IA 51559

Estimated Value: $371,917 - $412,000

2 Beds
3 Baths
2,752 Sq Ft
$141/Sq Ft Est. Value

Sale Details

Date Sold: September 5, 2025

Last sale price $375,000 $136 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $2,534 / mo

92 Days on Market

Highlights

  • No HOA
  • Views
  • Machine Shed
  • 2 Car Attached Garage
  • Patio
  • Heating Available

About This Home

As of September 2025

Brick Ranch with Full Finished basement ideal mother In Law Quarters. Includes Kitchen, Laundry, Egress Window and Closet if you need a 3rd Bedroom instead of a Large Open Living Space. Main Floor has 2 BR's, 1 3/4 bath, living room with gas fireplace, kitchen dinette, a All Season Room off dinette. The breezeway access gives the opportunity into having a separate living quarters if you wish! Morton Outbuilding 36 x 30, 2 car attached garage, built in 1974.

Last Agent to Sell the Property

Ruth Spencer

Ed Spencer Real Estate Listed on: 07/14/2025

Last Buyer's Agent

Angela Lippert

BHHS Ambassador - CB License #S69327000

BHHS Ambassador - CB

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,904

Year Built

  • Built in 1974

Home Design

  • Frame Construction

Interior Spaces

  • 2 Bedrooms
  • 1-Story Property
  • Gas Log Fireplace
  • Basement Fills Entire Space Under The House
  • Washer and Dryer Hookup
  • Property Views

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Schools

  • Tri-Center Elementary And Middle School
  • Tri-Center High School

Utilities

  • Heating Available
  • Electric Water Heater

Additional Features

  • Patio
  • Lot Dimensions: 1.38
  • Machine Shed

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,904

Year Built

Built in 1974

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Lot Size: 1.38 acres
  • Road Surface Type: Concrete
  • Co List Office Mls Id: 74
  • Co List Office Mls Id: 74
  • Subdivision Name: Not Applicable
  • Above Grade Finished Sq Ft: 1452.0
  • Construction: Frame
  • Flood Ins: Not Required
  • General Property Description: Additional Living Quarters on Property: No
  • General Property Description: Basement: Full
  • Location, Tax & Legal: Association Fee Y/N: N
  • LowerTri Level: None
  • Main Level: Living Room, Dining, Kitchen, Primary Bedroom, Other Bedrooms, Baths, Other
  • Miscellaneous Info: Net Taxes: 4,904.00
  • Miscellaneous Info: Tax Year: 2024
  • Second Level: None
  • Site Amenities: View, Concrete Road
  • Special Features: None

Interior Features

  • Basement: Full, Finished, Other
  • Total Bedrooms: 2
  • Below Grade Sq Ft: 1300.0
  • Fireplace Features: Gas Log
  • Stories: 1
  • Dining Facilities: Eat-in Kitchen
  • Fireplace: Yes, Gas Log
  • Kitchen Features: Garbage Disposal, Refrigerator, Electric Range, Microwave, Dishwasher, Custom Cabinets
  • Laundry: Washer Hookup, Dryer Hookup, In Basement

Exterior Features

  • Roof: Concrete
  • Construction Type: Frame
  • Patio And Porch Features: Patio
  • Outbuildings: Machine Shed

Garage/Parking

  • Parking Features: Garage Door Opener
  • Garage: Garage Door Opener, Extra Storage, Perm Siding
  • General Property Description: Garage: 2
  • General Property Description: Garage Type: Attached

Utilities

  • Heating: Natural Gas, Electric
  • Utilities: Electricity Available, Natural Gas Available
  • Sewer: Public Sewer
  • Laundry Features: Washer Hookup, Dryer Hookup, In Basement
  • Cooling: Central Air, Electric
  • Heating Yn: Yes
  • Hot Water Heater: Electric

Schools

  • Elementary School: Tri-Center
  • High School: Tri-Center
  • Middle Or Junior School: Tri-Center

Building Info

  • Year Built: 1974

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 14, 2025
Closed on
Aug 8, 2025
Sold by
Bought by
Seller's Agent
Ruth Spencer
Ed Spencer Real Estate
Buyer's Agent
Angela Lippert
BHHS Ambassador - CB
List Price
$385,000
Sold Price
$375,000
Premium/Discount to List
-$10,000
-2.6%
Views
98
Current Estimated Value
$386,729

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,729
Avg. Annual Appreciation
3.26%
Original Mortgage
$368,207
Outstanding Balance
$364,620
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$22,109

Purchase Details

Closed on
Feb 14, 2017
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$194,596
Interest Rate
3.87%
Mortgage Type
FHA
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$375,000 Hometown Abstract
$225,000 Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $368,207
Previous Owner $61,000
Previous Owner $193,300
Previous Owner $27,000
Previous Owner $194,596
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/05/2025 09/05/25 Sold $375,000 0.0% $136 / Sq Ft
07/12/2025 07/12/25 Pending -- -- --
07/11/2025 07/11/25 Off Market $375,000 -- --
07/06/2025 07/06/25 For Sale $385,000 0.0% $140 / Sq Ft
06/26/2025 06/26/25 Pending -- -- --
06/26/2025 06/26/25 Price Changed $385,000 -3.3% $140 / Sq Ft
04/11/2025 04/11/25 For Sale $398,000 -- $145 / Sq Ft
Source: Southwest Iowa Association of Realtors®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,954 $362,900 $40,400 $322,500
2024 $4,954 $282,600 $35,100 $247,500
2023 $4,904 $282,600 $35,100 $247,500
2022 $4,686 $240,900 $35,000 $205,900
2021 $7,137 $240,900 $35,000 $205,900
2020 $4,580 $240,900 $35,000 $205,900
2019 $4,602 $229,824 $25,240 $204,584
2018 $4,502 $229,824 $25,240 $204,584
2017 $4,538 $229,824 $25,240 $204,584
2015 $4,560 $229,824 $25,240 $204,584
2014 $4,640 $229,824 $25,240 $204,584
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwest Iowa Association of Realtors®

MLS Number: 25-610

Southwest Iowa Association of Realtors®

APN: 7742-24-451-004

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