NOT LISTED FOR SALE

413 Armstrong Rd Belmont, NC 28012

Estimated Value: $666,000 - $1,037,000

3 Beds
3 Baths
3,903 Sq Ft
$210/Sq Ft Est. Value

Last Sold August 16, 2018

Last sale price $542,500 $139 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $4,713/month

96 Days on Market

Highlights

  • Waterfront
  • Open Floorplan
  • Vaulted Ceiling
  • Cramerton Middle School Rated A-
  • Deck
  • Transitional Architecture

About This Home

As of August 2018

Waterfront RANCH with a Fabulous Finished Basement! Enjoy this quiet, natural surrounding cove with boat dock and sitting terrace. Home offers spacious upper deck and lower screened porch with year round water views rain or shine. Main level offers open floor plan and Great Room with vaulted ceiling. The Great Room and the Breakfast area are sunlit by skylights and walk-out access to the deck. Kitchen with granite, tile back splash, island and stainless. Elegant Master with walk out to water view, garden tub, separate shower and granite counter tops. Fabulous Finished Basement is perfect for entertaining and teens! Bar and kitchenette, family area with fireplace. Office with built-ins. Bedroom or Flex Room and a full Bath. Walk out to the screened porch. Septic is for 3 Bedrooms. Community beach, dock and launch and sand volleyball. Perfectly located near I-85 and Hwy 49.

Last Agent to Sell the Property

Andy Bovender

COMPASS Brokerage Email: andy@bovenderteam.com License #190801 Listed on: 04/09/2018

COMPASS

Co-Listed By

Kim Trouten

Allen Tate SouthPark Brokerage Email: andy@bovenderteam.com License #265603

Last Buyer's Agent

JoAnna Dougan

NextHome Serene Living License #163423

NextHome Serene Living

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,808

Year Built

  • Built in 1986

Lot Details

  • 0.68 Acre Lot
  • Lot Dimensions are 264x286x97x158
  • Waterfront
  • Irrigation
  • Property is zoned R1

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Garage Door Opener

Home Design

  • Transitional Architecture
  • Brick Exterior Construction
  • Wood Siding

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Insulated Windows
  • Window Treatments
  • Great Room with Fireplace
  • Screened Porch
  • Water Views
  • Home Security System

Kitchen

  • Electric Oven
  • Self-Cleaning Oven
  • Electric Range
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • 3 Full Bathrooms
  • Garden Bath

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry

Outdoor Features

  • Deck
  • Terrace
  • Shed

Schools

  • New Hope Elementary School
  • Cramerton Middle School
  • South Point High School

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Community Well
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 193564

Community Details

Overview

  • Forest Cove HOA
  • Forest Cove Subdivision
  • Mandatory home owners association

Recreation

  • Recreation Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,808

Year Built

Built in 1986

Lot Details

0

HOA Fees

$29 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Transitional
  • Year Built: 1986
  • Road Surface Type: Concrete
  • Unit Levels: One
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 139.00
  • Attribution Contact: andy@bovenderteam.com
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Built-in Features, Cable Prewire, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2013
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 755
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 755
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Self Cleaning Oven, Washer
  • Above Grade Finished Sq Ft: 2013
  • Has Basement: Basement, Exterior Entry, Finished, Interior Entry
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1890
  • Fireplace Features: Great Room
  • Living Area: 3903
  • Window Features: Insulated Window(s), Skylight(s), Window Treatments
  • Bedroom Main: 2
  • Room Count: 16
  • Sq Ft Other: 0
  • Bedroom Basement: 1

Exterior Features

  • Exterior Features: In-Ground Irrigation
  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • View: Water, Year Round
  • Water Body Name: Lake Wylie
  • Waterfront Features: Boat Ramp – Community, Dock, Lake
  • Construction Type: Brick Partial, Wood
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Front Porch, Rear Porch, Screened, Terrace, Other - See Remarks

Garage/Parking

  • Main Level Garage YN: 1
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Attached Garage, Garage Door Opener

Utilities

  • Heating: Heat Pump, Zoned
  • Sewer: Septic Installed
  • Laundry Features: Electric Dryer Hookup, Main Level
  • Security: Security System
  • Cooling: Ceiling Fan(s), Heat Pump, Zoned
  • Utilities: Cable Available
  • Water Source: Community Well

Condo/Co-op/Association

  • Community Features: Recreation Area, Street Lights, Other
  • Association Fee: 350
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Association Name: Forest Cove HOA
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Schools

  • Middle Or Junior School: Cramerton
  • HOA Subject To: Required

Lot Info

  • Lot Features: Views, Waterfront, Lake On Property
  • Lot Size Area: 0.68
  • Lot Size Units: Acres
  • Parcel Number: 193564
  • Plat Reference Section Pages: 699
  • Lot Size Acres: 0.68
  • Lot Size: 264x286x97x158
  • Lot Size Sq Ft: 29620
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R1

Green Features

  • Green Verification Count: 1

MLS Schools

  • Elementary School: New Hope
  • High School: South Point (NC)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 16, 2025
Sold by
Fossum Tami and Fossum James Scott
Bought by
Fossum Tami Singleton
Current Estimated Value
$797,680

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$437,000
Interest Rate
6.76%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 9, 2018
Closed on
Aug 16, 2018
Sold by
Brown Abigail Marie and Brown Eric Dean
Bought by
Fossum Tami and Fossum James Scott
Seller's Agent
Andy Bovender
COMPASS
Buyer's Agent
JoAnna Dougan
NextHome Serene Living
List Price
$550,000
Sold Price
$542,500
Premium/Discount to List
-$7,500
-1.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.09%
Original Mortgage
$453,100
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 18, 2015
Sold by
Ramge Ronald T and Ramge Linda K
Bought by
Brown Eric Dean and Brown Abigail Maric

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$406,350
Interest Rate
3.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 24, 2005
Sold by
Thompson Forrest L and Thompson Lisa
Bought by
Ramge Ronald T and Ramge Linda K
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fossum Tami Singleton -- None Listed On Document
Fossum Tami Singleton -- None Listed On Document
Fossum Tami $542,500 None Available
Brown Eric Dean $451,500 None Available
Ramge Ronald T $385,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Fossum Tami Singleton $437,000
Previous Owner Fossum Tami S $437,000
Previous Owner Fossum Tami $74,600
Previous Owner Fossum Tami $44,600
Previous Owner Fossum Tami $453,100
Previous Owner Brown Eric Dean $406,350
Previous Owner Ramge Ronald T $100,000
Previous Owner Thompson Forrest L $300,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/16/2018 08/16/18 Sold $542,500 -1.4% $139 / Sq Ft
07/14/2018 07/14/18 Pending -- -- --
07/02/2018 07/02/18 For Sale $550,000 0.0% $141 / Sq Ft
06/04/2018 06/04/18 Price Changed $550,000 -2.7% $141 / Sq Ft
06/03/2018 06/03/18 Pending -- -- --
04/09/2018 04/09/18 For Sale $565,000 -- $145 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,808 $533,400 $52,800 $480,600
2023 $3,707 $533,400 $52,800 $480,600
2022 $3,150 $342,430 $52,800 $289,630
2021 $3,013 $342,430 $52,800 $289,630
2019 $3,000 $342,430 $52,800 $289,630
2018 $3,391 $372,602 $53,550 $319,052
2017 $3,391 $372,602 $53,550 $319,052
2016 $3,428 $372,602 $0 $0
2014 $3,730 $399,409 $181,500 $217,909
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3377924

Canopy MLS (Canopy Realtor® Association)

APN: 193564