$475,000

Estimated payment $2,608/month

Total Views 1,445
3 Beds
3 Baths
2,278 Sq Ft
$209 Price per Sq Ft

Highlights

  • Popular Property
  • Home fronts a pond
  • Ranch Style House
  • Second Kitchen
  • Recreation Room
  • Wood Flooring

About This Home

Waterfront wow! This sprawling ranch with a finished basement offers approximately 4,500 square feet of living space with 4 bedrooms and 3 full baths, all set on a prime lake lot. The open-concept main level showcases a granite-topped island kitchen with stainless appliances, abundant cabinetry, and seamless flow into a sunlit dining area overlooking the water and a spacious living room with gas-log fireplace. Step outside to a patio and a fully fenced backyard for effortless indoor-outdoor living. The finished basement is an entertainer's dream with a second kitchen/bar, a large family room with built-in bookshelves and desk, a generous exercise room, and a true fourth bedroom featuring an egress window, walk-in closet, and direct access to a full bath-ideal for guests, multigenerational living, or extended stays. Fresh, flexible, and move-in ready-come live your best life at 413 Beringer Circle!

Listing Agent

Joe Zalabak

KELLER WILLIAMS-TREC License #475151471 Listed on: 08/24/2025

KELLER WILLIAMS-TREC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $36

Year Built

  • Built in 1998

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 79 x 134 x 18 x 73 x 134
  • Home fronts a pond
  • Fenced

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Ranch Style House
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,278 Sq Ft Home
  • Gas Log Fireplace
  • Family Room
  • Living Room with Fireplace
  • Sitting Room
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Home Gym
  • Wood Flooring
  • Laundry Room

Kitchen

  • Second Kitchen
  • Electric Oven
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 4 Potential Bedrooms
  • 3 Full Bathrooms
  • Soaking Tub
  • Separate Shower

Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Patio

Schools

  • Thomas Paine Elementary School
  • Urbana Middle School
  • Urbana High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Listing and Financial Details

  • Homeowner Tax Exemptions
  • Other Tax Exemptions

Community Details

Overview

  • Association fees include lake rights
  • Beringer Commons Subdivision

Amenities

  • Common Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$36

Year Built

Built in 1998

Lot Details

0

HOA Fees

$17 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Beringer Commons
  • Year Built: 1998
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Legal Description: LOT 214 BERINGER COMMONS SUB NO 2B
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Electric Oven
  • Basement: Finished, Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Finished Sq Ft: 2155
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • LivingArea: 2278
  • Room Type: Office, Recreation Room, Sitting Room, Exercise Room, Kitchen
  • Estimated Total Finished Sq Ft: 4433
  • Bathroom Amenities: Separate Shower,Soaking Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Total Sq Ft: 2278
  • Basement Sq Ft: 2278
  • Fireplace Location: Living Room
  • Total Sq Ft: 4556
  • Unfinished Basement Sq Ft: 123
  • Upper Level Sq Ft: 0
  • Main Level Sq Ft: 2278
  • Lower Level Sq Ft: 0
  • Unfinished Lower Sq Ft: 0
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Stucco
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • List Price: 475000
  • Lot Features: Common Grounds
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront Features: Pond
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, On Site, Garage Owned, Attached, Owned, Garage
  • ParkingTotal: 6

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 200
  • Association Fee Frequency: Annually
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Lake Rights

Schools

  • Elementary School: Thomas Paine Elementary School
  • High School: Urbana High School
  • Middle/Junior School: Urbana Middle School
  • Middle/Junior School District: 116

Lot Info

  • Lot Size Acres: 0.27
  • Lot Dimensions: 79 X 134 X 18 X 73 X 134
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 22
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 36
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Disabled Vet

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $36 $115,310 $30,000 $85,310
2023 $36 $105,210 $27,370 $77,840
2022 $36 $96,880 $25,200 $71,680
2021 $8,323 $90,290 $23,490 $66,800
2020 $8,820 $87,660 $22,810 $64,850
2019 $8,569 $87,660 $22,810 $64,850
2018 $8,536 $88,280 $22,970 $65,310
2017 $8,267 $88,280 $22,970 $65,310
2016 $7,881 $84,890 $22,090 $62,800
2015 $7,941 $84,890 $22,090 $62,800
2014 $7,833 $84,890 $22,090 $62,800
2013 $7,730 $84,890 $22,090 $62,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/25/2025 08/25/25 For Sale $475,000 +30.1% $209 / Sq Ft
11/12/2021 11/12/21 Sold $365,000 0.0% $79 / Sq Ft
10/02/2021 10/02/21 Pending -- -- --
09/24/2021 09/24/21 For Sale $365,000 -- $79 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $365,000 Attorney
Warranty Deed $285,500 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $310,250 New Conventional
Previous Owner $267,012 New Conventional
Previous Owner $279,750 Adjustable Rate Mortgage/ARM
Source: Public Records

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12439823

Midwest Real Estate Data (MRED)

APN: 91-21-10-402-023