$195,000
SOLD SEP 3, 2025

413 Center St Bellevue, KY 41073

2 Beds
1 Bath
1,131 Sq Ft
1,045 Sq Ft Lot

Recently Sold

$172 Per Sq Ft

17% Below List Price

109 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • 1 Car Attached Garage
  • Wood Flooring
  • Formal Dining Room
  • Walk-In Closet

About This Home

As of September 2025

Location, location, location! Charming 2-Bedroom, 1-Bath Home in the Heart of Bellevue! Nestled in a prime location, this delightful single-family home offers the perfect blend of comfort and convenience. Featuring beautiful hardwood floors throughout, this 2-bedroom, 1-bath home is just a short walk to the vibrant Fairfield Avenue business district, where you'll find boutique shops, and a variety of bars and restaurants.
Enjoy the rare attached 1-car garage along with a driveway, a valuable feature in this sought-after Bellevue neighborhood. Whether you're relaxing in the spacious living areas or exploring the nearby attractions, this home offers the ideal combination of modern living and unbeatable location. Perfect for an investor or owner occupant. Don't miss out on this opportunity—schedule a tour today!

Last Agent to Sell the Property

Justin Hartfiel

Huff Realty - Ft. Mitchell License #298664 Listed on: 04/11/2025

Huff Realty - Ft. Mitchell

Last Buyer's Agent

Rick Finn

Coldwell Banker Realty License #199399

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,453

Year Built

  • Built in 1909

Lot Details

  • 1,045 Sq Ft Lot

Parking

  • 1 Car Attached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,131 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Recessed Lighting
  • Decorative Fireplace
  • Vinyl Clad Windows
  • Entryway
  • Family Room
  • Living Room
  • Formal Dining Room
  • Basement

Kitchen

  • Electric Oven
  • Electric Cooktop

Flooring

  • Wood
  • Concrete

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Schools

  • Grandview Elementary School
  • Bellevue High Middle School
  • Bellevue High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 999-99-07-215.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,453

Year Built

Built in 1909

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.02
  • Year Built: 1909
  • Lot Size: Irreg
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Ownership: Consumer
  • Directions: Newport/Bellevue Exit to Fairfield Avenue, Right on Washington St, Left on Center St
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Grandview Elementary
  • Location Tax Legal Info:Middle or Junior School: Bellevue High
  • Location Tax Legal Info:High School: Bellevue High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: Irreg
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.024
  • General Property Description:Living Area: 1131.0
  • General Property Description:Lot Size Square Feet: 1045.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 999-99-07-215.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • General Property Description:Fireplaces Total: 1
  • Appliances Dryer: Yes
  • Washers: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Special Features: None

Interior Features

  • Heating: Natural Gas
  • Levels: Two
  • Property Type: Residential
  • Appliances: Electric Cooktop, Electric Oven, Dryer, Refrigerator, Washer
  • Accessibility Features: None
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Decorative
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1131.0
  • Window Features: Vinyl Frames
  • Appliances:Electric Oven: Yes
  • Basement:Concrete Flooring: Yes
  • Appliances:Electric Cooktop: Yes
  • Fireplace Features:Decorative: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Frames: Yes
  • Accessibility Features:None15: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Driveway, Garage
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available, Sewer Available, Water Available
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Grandview Elementary
  • Junior High Dist: Bellevue Indep
  • High School: Bellevue High
  • Middle Or Junior School: Bellevue High

Lot Info

  • Lot Size Sq Ft: 1045.0
  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 11, 2025
Closed on
Sep 3, 2025
Sold by
Hartfiel Jeff and Hartfiel Tammy
Bought by
Finn Brandon M
Seller's Agent
Justin Hartfiel
Huff Realty - Ft. Mitchell
Buyer's Agent
Rick Finn
Coldwell Banker Realty
List Price
$234,900
Sold Price
$195,000
Premium/Discount to List
-$39,900
-16.99%
Views
151

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1084.46%
Original Mortgage
$175,500
Outstanding Balance
$175,500
Interest Rate
5.87%
Mortgage Type
Balloon
Estimated Equity
$39,766

Purchase Details

Closed on
Feb 27, 2020
Sold by
Ashcraft Courtney P
Bought by
Hartfiel Jeff and Hartfiel Tammy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,700
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 10, 2016
Sold by
Blankenship Casey A and Blankenship Kathryn M
Bought by
Ashcraft Courtney P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,496
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 3, 2006
Sold by
Fannie Mae
Bought by
Bright Dennis Ray

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$43,200
Interest Rate
6.23%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 12, 2005
Sold by
Miller Michael T
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Apr 16, 2003
Sold by
Gibson Donald L and Gibson Christina M
Bought by
Miller Michael T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,000
Interest Rate
6.28%
Mortgage Type
Unknown

Purchase Details

Closed on
Apr 1, 1996
Sold by
Long Cheryl A
Bought by
Gibson Donald L and Gibson Tammy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,550
Interest Rate
6.9%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $108,200 Prominent Title Agency Llc
Warranty Deed $83,000 None Available
Special Warranty Deed -- Advanced Land Title Agency
Commissioners Deed $67,160 None Available
Deed $74,000 --
Deed $48,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $80,700 New Conventional
Previous Owner $81,496 FHA
Previous Owner $76,963 FHA
Previous Owner $43,200 New Conventional
Previous Owner $6,800 Unknown
Previous Owner $74,000 Unknown
Previous Owner $46,550 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/03/2025 09/03/25 Sold $195,000 -7.1% $172 / Sq Ft
07/29/2025 07/29/25 Pending -- -- --
07/29/2025 07/29/25 Price Changed $209,900 -6.7% $186 / Sq Ft
04/28/2025 04/28/25 Price Changed $224,900 -4.3% $199 / Sq Ft
04/16/2025 04/16/25 For Sale $234,900 0.0% $208 / Sq Ft
04/14/2025 04/14/25 Pending -- -- --
04/11/2025 04/11/25 For Sale $234,900 -- $208 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,453 $120,600 $5,000 $115,600
2023 $1,516 $108,200 $3,500 $104,700
2022 $1,506 $108,200 $3,500 $104,700
2021 $1,510 $108,200 $3,500 $104,700
2020 $1,604 $116,600 $3,500 $113,100
2019 $1,211 $83,000 $3,500 $79,500
2018 $1,145 $83,000 $3,500 $79,500
2017 $1,047 $83,000 $3,500 $79,500
2016 $997 $78,000 $0 $0
2015 $1,021 $78,000 $0 $0
2014 $991 $78,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 631425

Northern Kentucky Multiple Listing Service

APN: 999-99-07-215.00