$115,000
SOLD SEP 10, 2025
2 Beds
1 Bath
825 Sq Ft
6,142 Sq Ft Lot

Recently Sold

$139 Per Sq Ft

12% Below List Price

43 Days on Market

Highlights

  • Ranch Style House
  • No HOA
  • Eat-In Kitchen
  • Newton Parrish Elementary School Rated A-
  • Fireplace
  • Living Room

About This Home

As of September 2025

HUD Case #201-720388 Property being sold 'as is' without any warranty or guarantee by the seller. Visit www.hudhomestore.gov for additional information including property condition report. All bids submitted electronically at www.hudhomestore.gov. This two bedroom home features a inner city living in the central part of town. This home cozy and quaint. You'll want to check this home out! Insurability Status: IE (Insured Escrow).

Last Agent to Sell the Property

Scott Calhoun

CENTURY 21 Prestige License #191428 Listed on: 06/27/2025

CENTURY 21 Prestige

Last Buyer's Agent

Jason Goddard

L. Steve Castlen, REALTORS® License #193657

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1948

Lot Details

  • Fenced
  • Level Lot

Parking

  • Parking Pad

Home Design

  • Ranch Style House
  • Dimensional Roof
  • Stucco

Interior Spaces

  • 825 Sq Ft Home
  • Fireplace
  • Replacement Windows
  • Entrance Foyer
  • Living Room
  • Utility Room
  • Washer and Dryer Hookup
  • Luxury Vinyl Tile Flooring
  • Crawl Space
  • Attic Access Panel

Kitchen

  • Eat-In Kitchen
  • Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Outdoor Storage

Schools

  • Newton Parrish Elementary School
  • Owensboro Middle School
  • Owensboro High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Available
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Central Subdivision

Listing and Financial Details

  • Foreclosure

Home Details

Home Type

Single Family

Year Built

Built in 1948

Lot Details

0

Listing Details

  • Prop. Type: Single Family Residence
  • Year Built: 1948
  • OFFICELIST_ADDRESS: 413 E. 27th Street
  • AreaSubdivision: CENTRAL
  • Audio Surveillance: No
  • Display On Internet: Yes
  • Agricultural Exemption: No
  • Kitchen Level: Main
  • OFFICELIST_STATE: KY
  • Audio Video Surveillance: No
  • Type Style: Ranch/Single
  • Agent Only_ L A1 User Code: 1036_11
  • Special Features: 1028
  • Property Sub Type: Detached
  • Stories: 40715

Interior Features

  • Appliances: Range, Refrigerator
  • Has Basement: None
  • Interior Amenities: W/D Hookup
  • 1St Floor Primary Bedroom: Yes
  • Above Grade Finished SqFt: 825
  • Aprx Total SqFt: 825
  • Foreclosure: Yes
  • Lower Floor 1 Bedrooms: 2
  • Full Bathrooms: 1
  • Attic2: Access Only
  • First Floor Number Half Bathrooms: 1
  • First Floor Number Bedrooms: 2
  • Fireplace: Fireplace
  • Flooring: Luxury Vinyl Tile
  • Foyer Level: Main
  • Kitchen Dining: Eat-in Kitchen
  • In Law Suite: No
  • New Construction: No
  • Living Room Level: Main
  • Estimated Total Finished Sq Ft: 825
  • Utility Room Level: Main

Exterior Features

  • Exterior Features: Fence, Replacement Windows, Storage Building
  • Roof: Dimensional
  • Exterior Construction: Stucco
  • Foundation: Crawl Space

Garage/Parking

  • Garage/Carport Description: Parking Pad

Utilities

  • Cooling: Central Air
  • Sewer: Public Sewer
  • Heating System: Forced Air
  • Hot Water: Public
  • Water Heater: Gas Water Heater

Condo/Co-op/Association

  • Master HOA Frequency: Not Applicable
  • HOA: No
  • Tax District: OWENSBORO

Fee Information

  • Tax Class: RESIDENTIAL

Schools

  • Elementary School: Newton Parrish Elementary School
  • High School: OWENSBORO HIGH SCHOOL
  • Middle School: OWENSBORO MIDDLE SCHOOL

Lot Info

  • Deed Restrictions: Unknown
  • Lot Size: 50 x 123 per PVA
  • Lot Description: Level

Multi Family

  • Number Stories: One

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 27, 2025
Closed on
Sep 10, 2025
Sold by
Federal Housing Commissioner
Bought by
Rayner Ralph W
Seller's Agent
Scott Calhoun
CENTURY 21 Prestige
Buyer's Agent
Jason Goddard
L. Steve Castlen, REALTORS®
List Price
$130,000
Sold Price
$115,000
Premium/Discount to List
-$15,000
-11.54%
Views
75
Current Estimated Value
$123,318

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,318
Avg. Annual Appreciation
33.81%
Original Mortgage
$92,000
Outstanding Balance
$91,303
Interest Rate
0.63%
Mortgage Type
Construction
Estimated Equity
$33,469

Purchase Details

Listed on
Apr 5, 2022
Closed on
Jun 30, 2022
Sold by
Colburn Properties Llc
Bought by
Gilles Makaelah J
Seller's Agent
Johnny Phillips
Triple Crown Realty Group, LLC
Buyer's Agent
Laura Bennett
EPIC Realty
List Price
$115,900
Sold Price
$112,900
Premium/Discount to List
-$3,000
-2.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.58%
Original Mortgage
$110,854
Interest Rate
5.52%
Mortgage Type
Construction
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $115,000 Foreman Watson Land Title Llc
Deed $112,900 Attorney Only
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $92,000 Construction
Previous Owner $110,854 Construction
Closed $7,500 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/10/2025 09/10/25 Sold $115,000 -11.5% $139 / Sq Ft
08/09/2025 08/09/25 Pending -- -- --
06/27/2025 06/27/25 For Sale $130,000 +15.1% $158 / Sq Ft
06/30/2022 06/30/22 Sold $112,900 -2.6% $137 / Sq Ft View Prior Sale
06/14/2022 06/14/22 Pending -- -- --
04/05/2022 04/05/22 For Sale $115,900 -- $140 / Sq Ft
Source: Greater Owensboro REALTOR® Association

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $346 $103,950 $0 $0
2024 $1,255 $112,900 $0 $0
2023 $389 $112,900 $0 $0
2022 $1,017 $68,500 $0 $0
2021 $1,023 $68,500 $0 $0
2020 $1,014 $68,500 $0 $0
2019 $77,789 $68,500 $0 $0
2018 $1,027 $68,500 $0 $0
2017 $728 $48,800 $0 $0
2016 $723 $48,800 $0 $0
2015 $543 $48,800 $0 $0
2014 $541 $48,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Owensboro REALTOR® Association

MLS Number: 92454

APN: 003-07-05-048-00-000