413 Frances St Key West, FL 33040
Old Town NeighborhoodEstimated payment $13,250/month
About This Home
Take advantage of this major price improvement - now $2,290,000.Extraordinary home in the historic district! Enjoy Key West living in the prized Old Town neighborhood with the perfect combination of all the top sought after attributes requested by buyers: walkable location, swimming pool, & private parking without compromise.Offered entirely furnished, the 3 bedroom and 3 bath home is absolutely move-in ready, prepared for your immediate occupancy. With over 1500 sq. ft. of interior living on 2 floors, a bedroom/office and a full bath are on the ground level, with a full master suite and an additional bedroom and bath on the second. Generous off street parking is superb for the historic district location, with room for all full size vehicles and perhaps even 2 cars.From the charming covered front porch, through the open main living area, and on to the pool and deck, the delightful home offers a seamless, integrated living space that is welcoming and ideal to gather and entertain. Expertly crafted renovations with modern design features are highlighted by historic details to remind you of living in Old Town. If lucrative vacation rental income potential is of interest, the home has been rented for over $19,000 mo. A complete package containing a survey, elevation certificate, insurance declaration pages, and other helpful documents available on request.
Listing Agent
Coldwell Banker Schmitt Real Estate Co. (KW) License #673105 Listed on: 02/26/2026
Map
Home Details
Home Type
Single Family
Year Built
1924
Lot Details
1,742 Sq Ft Lot
Listing Details
- Property Type: Residential
- Style: Single Family
- As Is Right To Inspect: Yes
- First Right of Refusal: No
- Mandatory HOA: No
- Fee Includes: None
- Key Island: Key West
- K W Neighborhood: Old Town-N of Truman
- Limited Representation: No
- Marathon Neighborhood: N/A
- Mile Marker: 1.00
- Min Rental Days: 28.00
- M L S Identifier: 20060123165453488875000000
- Neighborhood Feature: Other Area Features
- Pets: Pets Allowed
- Property Group I D: 19990816212109142258000000
- Side: Median
- State Province: FL
- Taxes: 14286.00
- Vehicle Storage: Off Street Parking
- Vehicle Storage Cars: 2
- Year Built: 1924
- Alternate Key Number: 1005037
- Cooling Heating: Central Air, Ceiling Fans(s)
- Lot Sq Ft: 1960.00
- Pool Info: In Ground, Decked, Concrete
- Pool Info Heated: Yes
- Porch Balcony: Open Porch/Balcony, Deck, Patio
- License Info: Non Trans Rntl Lic
- License Info Number Of City License: 1
- Shutters: Panel
- Tax Exemptions: None
- Building Style Above Flood: Yes
- Building Style Stories: 2 Stories
- Estimated Living Sq Ft: 1536.00
- Pool Info Other: Water Feature
- Pre Wired: Cable
- Property Condition: Updated/Remodeled
- Sewer Hook Up: Yes
- Statistical Purposes Only: No
- Special Features: None
- Property Sub Type: Detached
- Stories: 2
Interior Features
- Interior Amenities: Drapes/Blinds Incl, Window Treatments, Built-in Cabinets, Storage, Smoke Alarms, Security System, Dade County Pine, Granite Counter Top, Entrance Foyer, Pantry
- Total Bathrooms: 3.00
- Full Bathrooms: 3
- Appliances: Washer, Stainless Steel Appliance(s), Microwave, Range, Refrigerator, Dishwasher, Dryer
- Floor: Tile, Wood
- Specialty Rooms: Laundry Room
- Windows/Doors: Double Hung Windows, French Doors
- Total Bedrooms: 3
Exterior Features
- Dockage: None
- Waterfront: None
- Waterfront: No
- Construction: Frame
- Exterior Features: Fencing, Water Display, Storage, Privacy Wall/Fence, Lighting
- Roof: Metal Roof
- Waterview: No Waterview
- Pool: Yes
Utilities
- Security: Central Station Sys
- Utilities: FKAA, Water Separate Meter, Cable Available, Elect Separate Meter, Municipal Sewer
Lot Info
- Deed Restrictions: No
- Parcel Number: 0000485-0000000
- Lot Size: 39 X 50
- Land Size: Less Than 1/4 Acre
- Acres: 0.04
Rental Info
- Rentals Allowed: Yes
- Furnished: Furnished
Tax Info
- Tax Year: 2025
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,299 | $1,668,399 | $879,648 | $788,751 |
| 2024 | $12,464 | $1,657,209 | $879,648 | $777,561 |
| 2023 | $12,464 | $1,563,217 | $754,061 | $809,156 |
| 2022 | $11,135 | $1,389,147 | $571,340 | $817,807 |
| 2021 | $10,318 | $1,129,460 | $422,576 | $706,884 |
| 2020 | $9,257 | $1,011,569 | $419,342 | $592,227 |
| 2019 | $9,593 | $1,040,846 | $441,980 | $598,866 |
| 2018 | $10,071 | $1,073,172 | $389,158 | $684,014 |
| 2017 | $9,435 | $1,000,651 | $0 | $0 |
| 2016 | $9,013 | $885,626 | $0 | $0 |
| 2015 | $7,924 | $793,538 | $0 | $0 |
| 2014 | $8,172 | $787,240 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/21/2026 03/21/26 | Price Changed | $2,290,000 | -4.6% | $1,491 / Sq Ft | |
| 02/26/2026 02/26/26 | For Sale | $2,400,000 | +28.0% | $1,563 / Sq Ft | |
| 02/29/2024 02/29/24 | Sold | $1,875,000 | -1.3% | $1,221 / Sq Ft | View Prior Sale |
| 12/20/2023 12/20/23 | Pending | -- | -- | -- | |
| 12/15/2023 12/15/23 | For Sale | $1,899,000 | +51.9% | $1,236 / Sq Ft | |
| 03/12/2018 03/12/18 | Sold | $1,250,000 | -3.8% | $814 / Sq Ft | View Prior Sale |
| 02/28/2018 02/28/18 | Pending | -- | -- | -- | |
| 10/10/2017 10/10/17 | For Sale | $1,299,000 | +25.5% | $846 / Sq Ft | |
| 01/19/2015 01/19/15 | Sold | $1,035,000 | -9.9% | $674 / Sq Ft | View Prior Sale |
| 01/16/2015 01/16/15 | Pending | -- | -- | -- | |
| 02/10/2014 02/10/14 | For Sale | $1,149,000 | +27.7% | $748 / Sq Ft | |
| 08/14/2012 08/14/12 | Sold | $900,000 | -9.5% | $586 / Sq Ft | View Prior Sale |
| 08/09/2012 08/09/12 | Pending | -- | -- | -- | |
| 06/13/2012 06/13/12 | For Sale | $995,000 | -- | $648 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $1,875,000 | None Listed On Document | |
| Warranty Deed | $1,245,000 | None Listed On Document | |
| Warranty Deed | $1,030,000 | Attorney | |
| Warranty Deed | $900,000 | None Available | |
| Warranty Deed | $615,000 | -- | |
| Warranty Deed | $76,000 | -- | |
| Warranty Deed | $140,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $450,000 | New Conventional | |
| Previous Owner | $900,000 | Purchase Money Mortgage | |
| Previous Owner | $772,500 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $490,000 | New Conventional | |
| Previous Owner | $719,400 | Unknown |
Source: Key West Association of REALTORS®
MLS Number: 618823
APN: 00004850-000000
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